Fuel dispenser commerce
    43.
    发明授权

    公开(公告)号:US10108943B2

    公开(公告)日:2018-10-23

    申请号:US14553336

    申请日:2014-11-25

    发明人: Daniel C. Harrell

    摘要: Systems and processes may provide for commerce at a fuel dispenser. In one general aspect, a system and process at a fuel dispenser may have the ability to present a user interface including data regarding at least one merchant remote from the fuel dispenser's fueling facility and to determine if ordering data corresponding to the remote merchant has been received. If ordering data corresponding to the remote merchant has been received, the system and process may have the ability to present a user interface regarding payment data. The system and process may also have the ability to determine if payment data has been received and, if payment data has been received, generate a message regarding the ordering data for a remote merchant computer.

    Risk management in online and offline transactions

    公开(公告)号:US10037517B1

    公开(公告)日:2018-07-31

    申请号:US14578765

    申请日:2014-12-22

    申请人: Square, Inc.

    摘要: Techniques and arrangements for managing risk of fraudulent transactions made by a point-of-sale (POS) device operating in an online and an offline mode. In some instances, a payment service may maintain a merchant profile with a list of merchant specific criteria. The payment service may encrypt and send the merchant specific criteria to the POS device associated with the merchant. The encrypted data may include a list of payment instruments used in previous successful transactions, customer transaction histories, and other customer information. The POS device may determine, upon receiving a payment instrument identifier in a transaction, whether the payment instrument has been used in a previous successful transaction. If the POS device determines the payment instrument has been used, it may process the transaction. If not, the POS device may warn the merchant that the transaction is a high-risk transaction.