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56 条记录 (耗时 0.027 秒)

    Systems and methods for automated loan processing and distribution using multiple channels
    53.
    发明申请
    Systems and methods for automated loan processing and distribution using multiple channels 审中-公开
    使用多个渠道进行自动化贷款处理和分配的系统和方法

    公开(公告)号：US20050289045A1

    公开(公告)日：2005-12-29

    申请号：US11156660

    申请日：2005-06-21

    申请人： David Lawson

    发明人： David Lawson

    IPC分类号： G06Q40/00 ,  G06F17/60

    CPC分类号： G06Q40/02 ,  G06Q40/025

    摘要： Multiple business channels are provided for a borrower to apply for an automobile loan and, in addition, multiple channels are provided for the distribution of loan funds for approved applications to borrowers. Through implementation of a network of partner lenders, a primary lender may offer a seamless integration of its loan products with partner lenders across multiple channels. A borrower may investigate automobile loan products, submit an application for an automobile loan, and receive a decision of whether or not the application was approved. For loans that are approved, the borrower may further commit to the terms to the loan, resulting in the production of a check that the borrower may use to purchase an automobile.

    摘要翻译： 为借款人提供多个商业渠道申请汽车贷款，另外还提供多个渠道，用于向借款人分配经批准的申请贷款资金。 通过实施合作伙伴贷款人网络，主要贷方可以在多个渠道中将其贷款产品与合作伙伴贷款人无缝集成。 借款人可以调查汽车贷款产品，提交汽车贷款申请，并收到申请是否获得批准的决定。 对于已批准的贷款，借款人可以进一步承诺贷款条款，从而生成借款人可能用于购买汽车的支票。

    Coating/pretreatment composition and methods of using the same
    54.
    发明申请
    Coating/pretreatment composition and methods of using the same 审中-公开
    涂布/预处理组合物及其使用方法

    公开(公告)号：US20050107525A1

    公开(公告)日：2005-05-19

    申请号：US10988445

    申请日：2004-11-12

    申请人： David Lawson

    发明人： David Lawson

    IPC分类号： B05D7/00 ,  C09D175/04 ,  B05D3/00 ,  C08K3/00

    CPC分类号： C09D175/04 ,  B05D7/52 ,  B05D2202/00 ,  B05D2350/65 ,  C08L2666/14

    摘要： The invention relates to coating/pretreatment compositions and methods of using the same. The coating/pretreatment composition includes a polyurethane or polyurea dispersion (PUD), with one or more crosslinkers (e.g., melamine, blocked isocyanate, phenolic resin, etc.) and an epoxy and/or acrylic resin, i.e., an epoxy, acrylic or an epoxy/acrylic resin. The composition can also include triethanolamine.

    摘要翻译： 本发明涉及涂料/预处理组合物及其使用方法。 涂料/预处理组合物包括具有一种或多种交联剂（例如三聚氰胺，封端异氰酸酯，酚醛树脂等）和环氧树脂和/或丙烯酸树脂的聚氨酯或聚脲分散体（PUD），即环氧，丙烯酸或 环氧/丙烯酸树脂。 组合物还可以包括三乙醇胺。

    Read/write circuit for accessing chalcogenide non-volatile memory cells
    55.
    发明申请
    Read/write circuit for accessing chalcogenide non-volatile memory cells 有权
    用于访问硫族化物非易失性存储单元的读/写电路

    公开(公告)号：US20050024922A1

    公开(公告)日：2005-02-03

    申请号：US10631174

    申请日：2003-07-31

    申请人： Bin Li ,  Kenneth Knowles ,  David Lawson

    发明人： Bin Li ,  Kenneth Knowles ,  David Lawson

    IPC分类号： G11C11/00 ,  G11C16/02 ,  G11C16/26

    CPC分类号： G11C13/0004 ,  G11C13/0038 ,  G11C13/004

    摘要： A read/write circuit for accessing chalcogenide non-volatile memory cells is disclosed. The read/write circuit includes a chalcogenide storage element, a voltage limiting circuit, a current-to-voltage converter, and a buffer circuit. The voltage limiting circuit, which is coupled to the chalcogenide storage element, ensures that voltages across the chalcogenide storage element will not exceed a predetermined value during a read operation. During a read operation, the current-to-voltage converter, which is coupled to the voltage limiting circuit, converts a current pulse read from the chalcogenide storage element to a voltage pulse. By sensing the voltage pulse from the current-to-voltage converter, the buffer circuit can determine a storage state of the chalcogenide storage element.

    摘要翻译： 公开了用于访问硫族化物非易失性存储器单元的读/写电路。 读/写电路包括硫族化物存储元件，电压限制电路，电流 - 电压转换器和缓冲电路。 耦合到硫族化物存储元件的电压限制电路确保在读取操作期间跨越硫族化物存储元件的电压不会超过预定值。 在读取操作期间，耦合到电压限制电路的电流 - 电压转换器将从硫族化物存储元件读取的电流脉冲转换为电压脉冲。 通过感测来自电流 - 电压转换器的电压脉冲，缓冲电路可以确定硫族化物存储元件的存储状态。