TOKENIZATION OF CONTACTLESS CARDS
    61.
    发明申请

    公开(公告)号:US20210217005A1

    公开(公告)日:2021-07-15

    申请号:US16740803

    申请日:2020-01-13

    Abstract: The disclosure describes systems and methods for tokenizing a contactless payment card. A token requesting device receives contactless card data associated with the contactless payment card and transmits a token request message to a token service system. The token service system generates a contactless token for the contactless payment card. The contactless token is associated with the contactless card data, for example, in a token vault. The token requesting device establishes a wireless communication connection with the contactless payment card. The contactless token is then written to a token data portion of the contactless payment card memory device and a pointer stored in the token data portion of the contactless payment card memory device is updated to point to the contactless token.

    SYSTEMS AND METHODS FOR MONITORING THE NEEDS OF A PERSON AND SELECTING A SERVICE PROVIDER

    公开(公告)号:US20210158957A1

    公开(公告)日:2021-05-27

    申请号:US16696217

    申请日:2019-11-26

    Abstract: A computer-implemented method for aiding a caregiver in monitoring the needs of a person includes monitoring a plurality of transaction parameters of the person and determining if at least one of the plurality of transaction parameters being monitored satisfies a transaction parameter alert criterion. In response to at least one of the transaction parameters satisfying the transaction parameter alert criterion, a first need of the person is determined. Further, a service provider database is queried to retrieve a first service provider record having a service provider description associated with the first need of the person. A referral message identifying the service provider associated with the first service provider record is transmitted to the caregiver.

    SECURE DELIVERY SYSTEM AND METHOD
    64.
    发明申请

    公开(公告)号:US20200074399A1

    公开(公告)日:2020-03-05

    申请号:US16116707

    申请日:2018-08-29

    Abstract: A secure delivery system for securely delivering an article between a sender and a recipient. The secure delivery system includes a repository comprising a housing presenting an interior space and configured to securely hold articles. The system additionally includes a hatch integrated with the repository and configured to provide selective access to the interior space of the repository. A user interface is associated with the hatch and is configured to receive instructions to permit opening of the hatch to provide access to the interior space of the repository. The system additionally includes a communications element configured to a transmit a delivery notification to the recipient. The system further includes an autonomous courier device configured to transport the articles from a geographic location remote from the repository to a geographic location of the repository.

    SYSTEM AND METHODS FOR OBTAINING REAL-TIME CARDHOLDER AUTHENTICATION OF A PAYMENT TRANSACTION

    公开(公告)号:US20200065820A1

    公开(公告)日:2020-02-27

    申请号:US16110558

    申请日:2018-08-23

    Abstract: A secondary authentication system and computer-implemented method for obtaining real-time cardholder authentication of a payment transaction associated with a cardholder's payment card includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive a payment authorization request message including a primary account number corresponding to a payment account of the cardholder for funding the payment transaction. In addition, the processor is programmed to determine whether the payment account requires secondary authentication by the cardholder for the payment transaction, and if, based on the determination, the payment account requires secondary authentication of the payment transaction, place the payment transaction on hold. Furthermore, the processor is programed to identify a mobile device associated with the payment account of the cardholder, transmit an authentication request message to the identified mobile device, and receive, from the mobile device, an authentication response message.

    Systems and Methods for Providing Data Structure Access

    公开(公告)号:US20190332706A1

    公开(公告)日:2019-10-31

    申请号:US15964281

    申请日:2018-04-27

    Abstract: Systems and methods are provided for providing data structure access. One exemplary system includes first and second data structures including first and second data, respectively, where at least some of the second data is disparate from the first data. First and second APIs are associated with the first and second data structures, respectively. And, an access engine computing device coupled to the first and second data structures is configured to receive a request, from a requestor, directed to the first and second data and call the first and second APIs to request the first and second data from the respective data structures. Upon receiving the first and second data, the computing device is configured to store the first and second data in memory and compile a data file including the data. The computing device is then configured to provide the data file to the requestor, in response to the request.

    Systems and Methods for Use in Facilitating Interactions Between Merchants and Consumers

    公开(公告)号:US20170344989A1

    公开(公告)日:2017-11-30

    申请号:US15167078

    申请日:2016-05-27

    CPC classification number: G06Q20/401 G06Q20/10 G06Q20/204 G06Q20/389

    Abstract: Disclosed are exemplary embodiments of systems and methods for use in facilitating interactions between merchants and consumers. In an exemplary embodiment, a method generally includes receiving a request to initiate a transaction at a merchant for a product offered for sale by the merchant, where the request includes a credential for a payment account associated with a consumer. The method also includes assigning an order indicia to the request, and appending the order indicia to an authorization request associated with the transaction. The order indicia provides an indication relative to other transactions at the merchant of when the product will be ready for delivery by the merchant. The method further includes transmitting a notification to the consumer, via a communication device associated with the payment account, indicating the order indicia, whereby the consumer is able to claim the product associated with the transaction consistent with the order indicia.

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