-
公开(公告)号：US20240304316A1
公开(公告)日：2024-09-12
申请号：US18661407
申请日：2024-05-10
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Shawn Mehrhoff , Christopher T. Scholl , David Vorhies , James W. Barkhurst
Abstract: A computer system for analyzing data using AI modeling tools to detect anomalous data associated with a person. The computer system includes at least one processor and an AI model. The at least one processor is programmed to receive person data associated with the person including payment transaction records, input the person data into the at least one AI model to generate one or more outputs including (i) identifying anomalous data of the person, (ii) identifying at least one present need of the person from the anomalous data, and (iii) outputting a recommendation for addressing the at least one present need and transmit a notification message to a caregiver computer.
-
2.发明公开公开(公告)号：US20240095735A1
公开(公告)日：2024-03-21
申请号：US18522086
申请日：2023-11-28
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Shawn Mehrhoff , Matthew Wease , Christopher T. Scholl
IPC: G06Q20/38
CPC classification number: G06Q20/389
Abstract: Described is a computer system for creating a digital record of a physical item of value. The computer system includes a network computer device comprising at least one processor communicatively coupled to at least one memory and a distributed network of computer nodes each associated with a respective entity of a plurality of entities, each computer node comprising a camera and an optical character recognition (OCR) application executable thereon, each computer node is communicatively coupled to the network computer device.
-
3.发明公开公开(公告)号：US20230410119A1
公开(公告)日：2023-12-21
申请号：US18460741
申请日：2023-09-05
Applicant: Mastercard International Incorporated
Inventor： Christopher T. Scholl
CPC classification number: G06Q20/4093 , G06Q20/3823 , G06Q20/40145 , G06Q20/4012
Abstract: A secondary authentication system and computer-implemented method for obtaining real-time cardholder authentication of a payment transaction associated with a cardholder's payment card includes a memory device for storing data and a processor communicatively coupled to the memory device. The processor is programmed to receive a payment authorization request message including a primary account number corresponding to a payment account of the cardholder for funding the payment transaction. In addition, the processor is programmed to determine whether the payment account requires secondary authentication by the cardholder for the payment transaction, and if, based on the determination, the payment account requires secondary authentication of the payment transaction, place the payment transaction on hold. Furthermore, the processor is programed to identify a mobile device associated with the payment account of the cardholder, transmit an authentication request message to the identified mobile device, and receive, from the mobile device, an authentication response message.
-
4.发明申请公开(公告)号：US20220207551A1
公开(公告)日：2022-06-30
申请号：US17138126
申请日：2020-12-30
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Shawn Mehrhoff , Christopher T. Scholl
Abstract: Described herein is a computing system for linking products and containers to cardholders. The computing system is configured to receive transaction data associated with a transaction carried out by a cardholder, the transaction data including an account identifier associated with the cardholder, a product identifier, and a container identifier associated with a product purchased in the transaction. The computing system also links the product identifier and the container identifier to the account identifier, and stores the linked product identifier, container identifier, and account identifier. The computing system receives, from a user device, the container identifier associated with the container received by a user associated with recycling the container, determines the account identifier linked to the container identifier associated with the product received by the user, and automatically provides a reward to the cardholder via the account identifier.
-
公开(公告)号：US11232443B2
公开(公告)日：2022-01-25
申请号：US16110718
申请日：2018-08-23
Applicant: Mastercard International Incorporated
Inventor： Tara L. Sauer , Christopher T. Scholl
Abstract: An apparatus and computer-implemented electronic transaction method includes the operation of reading, via a payment-on-delivery device, a machine-readable transaction code in which transaction details of a collect-on-delivery transaction are encoded. A notification is transmitted to a consumer computing device. In addition, the transaction details are transmitted to the consumer computing device. The apparatus transmits payments details for funding the collect-on-delivery transaction to an interchange network for processing the collect-on-delivery transaction. The apparatus receives a payment authorization response message from the interchange network indicating completion of the collect-on-delivery transaction.
-
Patent Agency Ranking
公开(公告)号：US20210125522A1
公开(公告)日：2021-04-29
申请号：US16662323
申请日：2019-10-24
Applicant: Mastercard International Incorporated
Inventor： Andrea Catalina Berdugo , Christopher T. Scholl
Abstract: Methods and systems for facilitating transactions by visually-impaired cardholders are provided herein. In particular, a method for performing a transaction using a visually-impaired payment system is provided that includes a payment application with a visually-impaired functionality, which may be activated so as to provide auditory instructions and/or enlarged text instructions to a visually-impaired cardholder.
-
7.发明申请公开(公告)号：US20200322157A1
公开(公告)日：2020-10-08
申请号：US16908412
申请日：2020-06-22
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Matthew Wease , Regan E. Harmon , William Raymond Bowie , Christopher T. Scholl
Abstract: An automated identity verification computing device, system and method receives an encrypted renewal request from a user computing device including a biometric value, a digital passport object identifier, and request data. The computing device, system and method retrieves trusted biometric data based on the digital passport object identifier from an identity database, determine a verification score based on the trusted biometric data and the biometric value, and generates a renewal package including the verification score, the digital passport object identifier, and the request data. The computing device, system and method transmit the renewal package to a sponsoring authority computing device.
-
公开(公告)号：US20200074491A1
公开(公告)日：2020-03-05
申请号：US16122635
申请日：2018-09-05
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Christopher T. Scholl , Regan E. Harmon
Abstract: A driver monitoring (DM) computing device for monitoring driving behavior of a driver in real-time is provided. The DM computing device detects a user computer device associated with a driver inside the vehicle. The DM computing device collects state data of the user computer device. The state data includes data as to a state of the user computer device during a currently occurring trip. The DM computing device collects vehicle operation data of the vehicle while the driver and the user computer device are inside the vehicle. The DM computing device compares the collected vehicle operation data and the state data of the user computer device to determine whether the user computer device was activated during the currently occurring trip. The DM computing device causes a driving reward to be applied to an account associated with the driver for inactivity of the user computer device during the currently occurring trip.
-
公开(公告)号：US20190172167A1
公开(公告)日：2019-06-06
申请号：US15829617
申请日：2017-12-01
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Christopher T. Scholl , Regan E. Harmon , William Raymond Bowie , Matthew Wease
Abstract: A wallet provider (WP) computing device is provided for extending a digital passport object stored in a digital wallet. The WP computing device includes a processor and a memory in communication with the processor. The processor is programmed to receive an augmentation request associated with the digital passport object from a requesting user device, retrieve an augmentation template and trusted authentication data based at least in part on the augmentation request, generate an augmentation package associated with the digital passport object, transmit an authentication request to an authenticating user device, receive an authentication response from the user device, determine an authentication evaluation of the augmentation package associated with the digital passport object, and transmit the updated augmentation package to the sponsoring authority.
-
公开(公告)号：US11989749B2
公开(公告)日：2024-05-21
申请号：US16122644
申请日：2018-09-05
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Christopher T. Scholl , Regan E. Harmon
IPC: G06Q30/0207 , B60W40/09 , G06Q10/0639 , G06Q40/08 , G06Q50/40 , G06V20/59 , G07C5/00
CPC classification number: G06Q30/0207 , B60W40/09 , G06Q10/06393 , G06Q40/08 , G06Q50/40 , G06V20/597 , G07C5/008
Abstract: A driver scoring (DS) computing device for scoring driving activity for a driver in real-time is provided. The DS computing device includes at least one processor in communication with at least one memory, the at least one processor configured to: (i) receive sensor data about a driver in a vehicle; (ii) determine, from the sensor data, a driver activity including at least a duration for the activity; (iii) calculate a score for the determined activity, wherein the score depends on at least one of a type of activity and the duration of the activity; (iv) retrieve a driver profile associated with the driver from the at least one memory, the driver profile including at least one of user input preferences and a history of payment transactions; and (v) generate at least one merchant incentive based on the score and the driver profile.
-
-
-
-
-
-
-
-
-
Search Results
68
records
(took 0.019 seconds)
