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公开(公告)号：US12002305B1
公开(公告)日：2024-06-04
申请号：US16780512
申请日：2020-02-03
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
CPC classification number: G07C5/0808 , G06Q40/02 , G06Q40/08 , G07C5/008 , G07C5/085
Abstract: A vehicle analytics (VA) computing device may be configured to: (i) receive, from the connected vehicle, telematics data corresponding to the connected vehicle; (ii) identify a plurality of trips of the vehicle based upon the telematics data; (iii) store the telematics data corresponding to each trip of the plurality of trips in a database in association with a trip identifier corresponding to the trip; (iv) determine, for each of the plurality of trips, a number of passengers present in the vehicle; (v) store the determined number of passengers in the database in association with the trip identifier corresponding to the trip; and (vi) calculate an insurance premium associated with an insurance policy based upon the determined number of passengers in the vehicle.
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公开(公告)号：US20240161120A1
公开(公告)日：2024-05-16
申请号：US18114811
申请日：2023-02-27
Inventor： Edward W. Breitweiser , Brian N. Harvey , Joseph Robert Brannan , Joseph Harr
IPC: G06Q30/015 , G06N3/006 , G06N20/00
CPC classification number: G06Q30/015 , G06N3/006 , G06N20/00
Abstract: Systems and methods for generating a virtual synthetic representative based upon a person or user are disclosed. Personal data associated with a person is collected, including personal data regarding a past communication of the person. One or more attributes indicative of personal mannerisms of the individual person are identified from the personal data. A synthetic virtual representative profile is then created from the identified personal mannerisms, and a synthetic virtual representative is virtually constructed based upon the virtual representative profile. The synthetic representative construction including a visual representation of the representative in a virtual environment.
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73.发明授权公开(公告)号：US11954736B1
公开(公告)日：2024-04-09
申请号：US16780634
申请日：2020-02-03
Inventor： Ryan Michael Gross , Joseph Robert Brannan , Brian N. Harvey
IPC: G06Q40/00 , G06Q30/0201 , G06Q30/0282 , G06Q40/02 , G06Q40/08 , G07C5/00 , G07C5/08 , G10L15/18
CPC classification number: G06Q40/08 , G06Q30/0206 , G06Q30/0282 , G06Q40/02 , G07C5/008 , G07C5/0808 , G07C5/085 , G10L15/1822
Abstract: A personalized insurance (“PI”) computing device for determining an optimal insurance product for a driver operating a vehicle for a transportation network company (“TNC”) during a period of increased demand includes at least one processor in communication with at least one memory. The processor is configured to: (i) receive, from a TNC, data indicating increased demand for transportation services, (ii) retrieve driver data that includes the driver history, (iii) generate an optimal pricing model for the driver based upon the increased demand and the driver data, (iv) execute the model to determine an optimal insurance product having characteristics reflecting at least one risk factor associated with the increased demand for transportation services and a risk profile determined from analyzing the driver data, and (v) transmit an offer to the driver to provide transportation services at an increased earnings rate and with the determined optimal insurance product.
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公开(公告)号：US20240112242A1
公开(公告)日：2024-04-04
申请号：US18124402
申请日：2023-03-21
Inventor： Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
IPC: G06Q30/0601 , G06Q30/0283 , G06Q40/08
CPC classification number: G06Q30/0631 , G06Q30/0283 , G06Q30/0633 , G06Q30/0643 , G06Q40/08
Abstract: The following relates generally to assisting with replacement of a physical item. In some embodiments, one or more processors: receive an indication of an insurance claim including an indication of a physical item to be replaced; determine a set of potential replacement items for the physical item to be replaced; retrieve virtual data of the set of potential replacement items; and present, in a virtual environment, the set of potential replacement items to a user.
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公开(公告)号：US20240087038A1
公开(公告)日：2024-03-14
申请号：US18124168
申请日：2023-03-21
Inventor： Joseph Robert Brannan , Brian N. Harvey , Edward W. Breitweiser , Joseph P. Harr
CPC classification number: G06Q40/08 , G06Q20/3821 , G06Q20/3829 , G06Q20/40145 , G06Q2220/00
Abstract: The following relates generally to providing a virtual insurance kiosk within a virtual environment. In some embodiments, an insurance server receives authentication credentials of a user device attempting to interact with the virtual insurance kiosk. The insurance server may authenticate the user device and establish a secure connection to the user device. The insurance server may then provide an insurance service to the user device. The following also relates generally to providing a secure virtual mall within a virtual environment. In some embodiments, a mall server receives authentication credentials from a user device and/or a vender server. The mall server may then authenticate the user to establish secure connection(s) to the user device and/or vender server. The mall server may process transactions between the user device and vender server, such as by underwriting insurance products related to the transactions.
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Patent Agency Ranking
76.发明公开公开(公告)号：US20240010089A1
公开(公告)日：2024-01-11
申请号：US17883447
申请日：2022-08-08
Inventor： Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
CPC classification number: B60L53/62 , B60L58/12 , B60L53/57 , G07C5/0816 , H02J7/00032 , B60L2240/26 , B60L2240/54 , B60L2240/62 , B60L53/35
Abstract: Methods and systems for charging an electric vehicle (EV) are described herein. An EV may require additional battery power to reach a charging station. A remote server in communication with the EV or an on-board computer or mobile device in the EV may obtain data to determine a location for the EV to meet a charging vehicle. The charging vehicle may be dispatched to meet the EV and deliver power to it, enabling the EV to reach a charging station or other destination. In some examples, the charging vehicle may deliver power to the EV while both vehicles are stationary. In other examples, the charging vehicle may couple to the EV while both vehicles are in motion.
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公开(公告)号：US20240010081A1
公开(公告)日：2024-01-11
申请号：US17883460
申请日：2022-08-08
Inventor： Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
IPC: B60L53/126 , B60L53/57 , B60L53/53 , B60L53/66
CPC classification number: B60L53/126 , B60L53/57 , B60L53/53 , B60L53/66
Abstract: Methods and systems for charging an electric vehicle (EV) are described herein. An EV may require additional battery power to reach a charging station. A remote server in communication with the EV or an on-board computer or mobile device in the EV may obtain data to determine a location for the EV to meet a charging vehicle. The charging vehicle may be dispatched to meet the EV and deliver power to it, enabling the EV to reach a charging station or other destination. In some examples, the charging vehicle may deliver power to the EV while both vehicles are stationary. In other examples, the charging vehicle may couple to the EV while both vehicles are in motion.
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公开(公告)号：US11797931B1
公开(公告)日：2023-10-24
申请号：US17127441
申请日：2020-12-18
Inventor： Ryan Michael Gross , Jody Ann Thoele , Joseph Robert Brannan , Eric R. Moore
IPC: G06Q10/04 , G06Q10/10 , G06Q40/08 , G06F16/29 , G06F16/245 , G06Q50/14 , G06Q30/0204 , G01C21/34 , G06Q10/047 , G06N20/00
CPC classification number: G06Q10/10 , G01C21/3484 , G06F16/245 , G06F16/29 , G06Q10/047 , G06Q30/0205 , G06Q40/08 , G06Q50/14 , G06N20/00
Abstract: An adaptive mapping (AM) computing device having at least one processor in communication with at least one memory device is provided. The AM computing device may be configured to retrieve a plurality of tasks associated with a user, and retrieve geographic mapping data. The AM computing device may also generate a route model based upon the retrieved plurality of tasks and the retrieved geographic mapping data. The AM computing device may execute the route model to determine an optimal route, and transmit, to the user, an optimized travel plan based upon the optimal route.
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公开(公告)号：US11790776B1
公开(公告)日：2023-10-17
申请号：US17874056
申请日：2022-07-26
Inventor： Aaron Williams , Joseph Robert Brannan , John Donovan , Brian N. Harvey
IPC: G05D1/00 , G08G1/0967 , G08G1/0969
CPC classification number: G08G1/0967 , G08G1/0969
Abstract: The following relates generally to providing virtual reality (VR) alerts to a driver of an autonomous vehicle. For example, a vehicle may be driving autonomously while the driver is watching a VR movie (e.g., on a pair of VR goggles); the driver may then receive a VR alert recommending that the driver take control of the vehicle (e.g., switch the vehicle from autonomous to manual mode). The following also relates to generating a VR feed for presenting real-time road conditions so that a user may preview a road segment. The following also relates to generating a VR feed corresponding to an event (e.g., a vehicle collision, a crime, a weather event, and/or a natural disaster).
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公开(公告)号：US20230206342A1
公开(公告)日：2023-06-29
申请号：US18173421
申请日：2023-02-23
Inventor： Ryan Michael Gross , Jody Ann Thoele , Joseph Robert Brannan , Eric R. Moore
CPC classification number: G06Q40/08 , G06Q10/10 , G06Q50/14 , G06Q50/26 , G09B19/00 , G06F3/0482 , G06Q50/30 , G06N20/00
Abstract: An on-demand insurance (ODI) server for generating dynamic user offerings may be provided. The ODI server may include at least one processor in communication with a memory device. The at least one processor may be programmed to (i) receive, from a user computing device associated with a user, an insurance policy request for a trip from a start location to an end location, (ii) determine at least one transportation mode available for the trip, (iii) access contextual data associated with the trip, (iv) assess a risk associated with the at least one transportation mode, (v) calculate a risk score associated with the at least one transportation mode based upon at least the contextual data, (vi) generate an insurance offering associated with the at least one transportation mode, and/or (vii) transmit the insurance offering in real time to the user computing device for purchase by the user.
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