公开(公告)号：US10127400B2

公开(公告)日：2018-11-13

申请号：US15276419

申请日：2016-09-26

Applicant: BANK OF AMERICA CORPORATION

Inventor： Joseph Benjamin Castinado ,  Stephen A. Corrado ,  Victoria L. Dravneek ,  Manu Jacob Kurian ,  Phillip Wade Mork ,  Evan Sachs ,  Alicia C. Jones-McFadden ,  Matthew Hsieh ,  Michael Emil Ogrinz

IPC: H04L29/06 ,  G06F21/62

Abstract: Embodiments of the invention are directed to a control device for aggregation of machine-initiated resource distribution. The invention is a control device that links user associated smart devices. The control device generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. In this way, the control device prevents smart devices from communicating with third party systems and from third party systems from communicating directly with the smart devices. Thus, fixing the technical challenges within a current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices.

公开(公告)号：US10122889B1

公开(公告)日：2018-11-06

申请号：US15588801

申请日：2017-05-08

Applicant: BANK OF AMERICA CORPORATION

Inventor： Manu Jacob Kurian ,  Joseph Benjamin Castinado

IPC: H04N1/00 ,  H04N1/32 ,  G06K15/02 ,  G06T1/00

CPC classification number: H04N1/32267 ,  G06K15/02 ,  G06T1/0021 ,  G06T2201/0051 ,  H04N1/00408 ,  H04N2201/0034 ,  H04N2201/327

Abstract: Embodiments of the invention are directed to a device that physically imprints a paper resource distribution document for verification and authenticity purposes. In this way, the device links to a user network and associates with resource distributions available for the user. Upon authorization of the user into the device, the device may receive input from a user, including an amount for the paper resource distribution document. Upon receiving the information from the user, the device activates and prints a resource distribution document with at least a portion of the paper resource distribution document printed with dimpled or embossed characters. As such, the dimpled or embossed character recognition at distribution of the resource distribution document confirms the paper resource distribution document's authenticity.

公开(公告)号：US10063438B2

公开(公告)日：2018-08-28

申请号：US15591323

申请日：2017-05-10

Applicant: Bank of America Corporation

Inventor： Michael Emil Ogrinz ,  Evan Sachs ,  Stephen A. Corrado ,  Joseph Benjamin Castinado ,  Matthew Hsieh

IPC: H04M3/00 ,  H04L12/26 ,  H04L29/08 ,  H04L12/24

CPC classification number: H04L43/0817 ,  H04L41/0654 ,  H04L67/12 ,  H04L67/303 ,  H04W8/22

Abstract: A system for securely distributing and managing resources includes a smart device, a resource management device, and a third party system, each having communication interfaces, and memory device, and processing device. In the resource management device, the processing device is configured to: receive from a smart device a set of smart device data via the smart device communication interface; detect within the set of smart device data a subset of data associated with a failure condition of the smart device; and communicate a set of instruction information to a third party system, wherein the instruction information is usable by the third party system to initiate a targeted communication between a host entity system associated with the smart device and the custodian such that maintenance, repair, and/or replacement of the smart device can be effectuated.

公开(公告)号：US20180165921A1

公开(公告)日：2018-06-14

申请号：US15860332

申请日：2018-01-02

Applicant: Bank of America Corporation

Inventor： Manu Jacob Kurian ,  Joseph Benjamin Castinado

IPC: G07F19/00 ,  G07C9/00 ,  G06F21/84

CPC classification number: G07F19/205 ,  G05B15/02 ,  G06F21/84 ,  G07C9/00126 ,  G07F19/201 ,  H04W12/02

Abstract: A computer terminal located in an environment may include an actuator, retractable privacy barrier attached to the computer terminal by the actuator, a display, a memory, a processor, and a terminal application stored in the memory. The actuator is typically configured to extend the retractable privacy barrier to thereby reduce viewability of the computer terminal. The terminal application is typically configured for initiating an interactive session with a user, determining that a trigger event has occurred, and in response to determining that the trigger event has occurred, transmitting a control signal to the actuator, the control signal causing the actuator to extend the retractable privacy barrier. The present invention is further configured for monitoring one or more parameters of the environment, and displaying, via the display, data associated with the one or more parameters of the environment.

公开(公告)号：US20180165350A1

公开(公告)日：2018-06-14

申请号：US15839364

申请日：2017-12-12

Applicant: Bank of America Corporation

Inventor： Akiva D. Kates ,  Tracey A. Mochnal ,  Jack Vaalburg ,  Joseph Benjamin Castinado ,  Kay Griep ,  Robert Foote ,  Brandon Castagna ,  Rob Oddy

IPC: G06F17/30 ,  G06Q20/10

CPC classification number: G06F17/30598 ,  G06F17/30112 ,  G06F17/30539 ,  G06Q20/10 ,  G06Q20/36 ,  G06Q40/04 ,  G06Q50/01

Abstract: Aspects of the disclosure relate to multicomputer processing of client device request data using a centralized event orchestrator and a link discovery engine. A computing platform may receive event definition information defining an event. Subsequently, the computing platform may receive a request for a recipient-selection user interface. The computing platform may mine alias data associated with a unique alias linked to a recipient computing device and may generate one or more relational user interface elements having relational content mined from the alias data. Then, the computing platform may send a delivery selection user interface having the one or more relational user interface elements to the recipient computing device. The computing platform may receive delivery selection information from the recipient computing device and may generate and send one or more event orchestration commands directing an event processor to execute one or more actions associated with the event.

公开(公告)号：US20180150812A1

公开(公告)日：2018-05-31

申请号：US15365443

申请日：2016-11-30

Applicant: Bank of America Corporation

Inventor： Manu Jacob Kurian ,  Joseph Benjamin Castinado

IPC: G06Q20/10 ,  G06Q20/40 ,  G07F19/00

Abstract: A computer terminal typically includes a detachable item transfer mechanism and a docking station for receiving the detachable item transfer mechanism. The item transfer mechanism typically includes a housing defining a cavity and an opening to the cavity. The item transfer mechanism also typically includes a movable cover and a locking mechanism that is configured to secure movable cover over the opening. The locking mechanism is also typically configured to disengage the movable cover in response to a user providing authentication credentials or receiving an unlock command from the computer terminal. The computer terminal is typically configured to retrieve, via the docking station, a first item from the cavity of the item transfer mechanism and dispense, via the docking station, a second item into the cavity of the item transfer mechanism.

公开(公告)号：US20180089679A1

公开(公告)日：2018-03-29

申请号：US15279095

申请日：2016-09-28

Applicant: Bank of America Corporation

Inventor： Joseph Benjamin Castinado ,  Matthew Eugene Clark

IPC: G06Q20/40 ,  H04L29/06

CPC classification number: G06Q20/4014 ,  G06Q20/108 ,  G06Q20/3223 ,  G06Q20/363 ,  H04L63/08 ,  H04L2463/102

Abstract: Embodiments enable a remediation of a processing error by recognizing occurrence of the processing error, identifying one or more triggering events and, in response to the triggering event(s), remediating the processing error. This may be done by re-initiating the partially completed processing action from a partially completed position. Thus, embodiments monitor failed resource usage and remediate the failure by determining that the user attempted to use a resource to perform an action associated with a third party, determining that the attempt to use the resource to perform the action failed; determining that a trigger has occurred; and expediting a second attempt to perform the action.

公开(公告)号：US20170346822A1

公开(公告)日：2017-11-30

申请号：US15167475

申请日：2016-05-27

Applicant: Bank of America Corporation

Inventor： Joseph Benjamin Castinado

IPC: H04L29/06

CPC classification number: H04L63/0884 ,  H04L63/0807 ,  H04L63/123 ,  H04W12/06

Abstract: Embodiments are directed to detection and identification of electronic devices and allocation of proxy identifiers for the same. Embodiments detect one or more electronic devices within a wireless network range; identify the one or more electronic devices within the wireless network range, comprising matching the one or more electronic devices with one or more entries in a database of users; determine that the one or more electronic devices has stored thereon one or more credentials; access the one or more credentials; allocate proxy identifiers corresponding to the one or more credentials; and initiate storage of the allocated proxy identifiers on the one or more electronic devices.

公开(公告)号：US20170346711A1

公开(公告)日：2017-11-30

申请号：US15167093

申请日：2016-05-27

Applicant: BANK OF AMERICA CORPORATION

Inventor： Alicia C. Jones-McFadden ,  Joseph Benjamin Castinado ,  Matthew Eugene Clark

IPC: H04L12/26 ,  H04W4/02 ,  H04L12/927 ,  H04W24/02 ,  G06Q20/32

CPC classification number: H04W4/02 ,  G06Q20/3224 ,  H04L47/803 ,  H04W24/02 ,  H04W24/04 ,  H04W24/08

Abstract: A system for monitoring resource utilization and optimization includes an entity system having a network communication interface and a memory device storing a resource monitoring and utilization application and a resource application. A processing device is operatively coupled to the memory device, wherein the processing device is configured to execute computer-readable program code to: determine based on the utilization of a resource application and/or a physical transaction related to the resource application to initiate the resource monitoring and utilization application; initiate the resource monitoring and utilization application to transmit information about the resource application to a user device.

公开(公告)号：US20170345001A1

公开(公告)日：2017-11-30

申请号：US15167403

申请日：2016-05-27

Applicant: Bank of America Corporation

Inventor： Joseph Benjamin Castinado ,  Matthew Eugene Clark

IPC: G06Q20/40 ,  G06Q20/10 ,  G06F11/07 ,  H04L29/06 ,  G06Q20/32

CPC classification number: G06Q20/4014 ,  G06F11/0709 ,  G06F11/0784 ,  G06F11/0793 ,  G06Q20/10 ,  G06Q20/3224 ,  G06Q20/405 ,  H04L63/0492 ,  H04L63/08 ,  H04W4/023 ,  H04W12/06

Abstract: A system monitors failed resource usage and remediates the failure by determining that the user attempted to use a resource to perform an action associated with a third party; determining that the attempt to use the resource to perform the action failed; determining that a user device of the user is located within a physical boundary; providing information related to the resource or the failed action to the third party; expediting a second attempt to perform the action including receiving authentication information comprising the provided information from the user, the authentication information configured to authenticate an identity of the user, and authenticating the identity of the user based on the received authentication information; and in response to authenticating the identity of the user, performing the action.