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公开(公告)号：US09743272B1
公开(公告)日：2017-08-22
申请号：US15082591
申请日：2016-03-28
Applicant: Bank of America Corporation
Inventor： Michael Emil Ogrinz , Evan Sachs , Stephen A. Corrado , Joseph Benjamin Castinado , Matthew Hsieh
CPC classification number: H04L43/0817 , H04L41/0654 , H04L67/12 , H04L67/303 , H04W8/22
Abstract: A system for securely distributing and managing resources includes a smart device, a resource management device, and a third party system, each having communication interfaces, and memory device, and processing device. In the resource management device, the processing device is configured to: receive from a smart device a set of smart device data via the smart device communication interface; detect within the set of smart device data a subset of data associated with a failure condition of the smart device; and communicate a set of instruction information to a third party system, wherein the instruction information is usable by the third party system to initiate a targeted communication between a host entity system associated with the smart device and the custodian such that maintenance, repair, and/or replacement of the smart device can be effectuated.
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公开(公告)号：US10038607B2
公开(公告)日：2018-07-31
申请号：US15185542
申请日：2016-06-17
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Victoria L. Dravneek , Manu Jacob Kurian , Toni J. Moore , Phillip Wade Mork , Evan Sachs , Alicia C. Jones-McFadden , Matthew Hsieh , Michael Emil Ogrinz
CPC classification number: H04L43/06 , H04L67/125 , H04L67/18 , H04W4/70 , H04W12/00
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user's inventory, device associations, and personal/business associations change over time.
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公开(公告)号：US20170278098A1
公开(公告)日：2017-09-28
申请号：US15082964
申请日：2016-03-28
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Phillip Wade Mork , Sasidhar Purushothaman , Evan Sachs
CPC classification number: G06Q20/367 , G06Q20/085 , G06Q20/12 , G06Q20/42
Abstract: A system for securely distributing resources includes a smart device and a third party system each having a network communication interface, a memory device and a processing device. In the smart device the processing device is configured to: communicate host information from the smart device to an associated host entity system; and communicate resource distribution information from the smart device to a third party system. The resource distribution information is usable by the third party system to securely distribute a resource from the third party system to the host entity system. In the third party system the processing device is configured to: receive resource distribution information from the smart device where the resource distribution information is used to distribute a resource to the host entity system; and distribute the resource to the host entity system based on the resource distribution information.
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4.发明申请公开(公告)号：US20180089455A1
公开(公告)日：2018-03-29
申请号：US15276419
申请日：2016-09-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Victoria L. Dravneek , Manu Jacob Kurian , Phillip Wade Mork , Evan Sachs , Alicia C. Jones-McFadden , Matthew Hsieh , Michael Emil Ogrinz
IPC: G06F21/62
CPC classification number: G06F21/6218 , G06F21/44 , H04L12/2803 , H04L12/4625 , H04L63/0227 , H04L63/083 , H04L63/101 , H04W4/02 , H04W4/70 , H04W12/06 , H04W12/08
Abstract: Embodiments of the invention are directed to a control device for aggregation of machine-initiated resource distribution. The invention is a control device that links user associated smart devices. The control device generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. In this way, the control device prevents smart devices from communicating with third party systems and from third party systems from communicating directly with the smart devices. Thus, fixing the technical challenges within a current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices.
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公开(公告)号：US20170366422A1
公开(公告)日：2017-12-21
申请号：US15185542
申请日：2016-06-17
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Victoria L. Dravneek , Manu Jacob Kurian , Toni J. Moore , Phillip Wade Mork , Evan Sachs , Alicia C. Jones-McFadden , Matthew Hsieh , Michael Emil Ogrinz
Abstract: Embodiments of the invention are directed to a system, method, or computer program product for aggregation of machine-initiated resource distribution. The invention generates a smart device portal for linkage of user associated smart devices. The portal generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. Thus, the generated portal and coded stored signal fixes the technical challenges within the current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices in a manner that allows key data to remain associated with the user while the user's inventory, device associations, and personal/business associations change over time.
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Patent Agency Ranking
6.发明授权公开(公告)号：US10127400B2
公开(公告)日：2018-11-13
申请号：US15276419
申请日：2016-09-26
Applicant: BANK OF AMERICA CORPORATION
Inventor： Joseph Benjamin Castinado , Stephen A. Corrado , Victoria L. Dravneek , Manu Jacob Kurian , Phillip Wade Mork , Evan Sachs , Alicia C. Jones-McFadden , Matthew Hsieh , Michael Emil Ogrinz
Abstract: Embodiments of the invention are directed to a control device for aggregation of machine-initiated resource distribution. The invention is a control device that links user associated smart devices. The control device generates code to extract data from the smart devices and control the communications disseminated from and received by the smart device from third parties. In this way, the control device prevents smart devices from communicating with third party systems and from third party systems from communicating directly with the smart devices. Thus, fixing the technical challenges within a current network including the need to consolidate and aggregate data across smart devices associated with the user, the need to control and manage the flow of data packets from smart devices to third parties (privacy, filtering, protection), and the need to easily track and refresh an inventory of smart devices.
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公开(公告)号：US10063438B2
公开(公告)日：2018-08-28
申请号：US15591323
申请日：2017-05-10
Applicant: Bank of America Corporation
Inventor： Michael Emil Ogrinz , Evan Sachs , Stephen A. Corrado , Joseph Benjamin Castinado , Matthew Hsieh
CPC classification number: H04L43/0817 , H04L41/0654 , H04L67/12 , H04L67/303 , H04W8/22
Abstract: A system for securely distributing and managing resources includes a smart device, a resource management device, and a third party system, each having communication interfaces, and memory device, and processing device. In the resource management device, the processing device is configured to: receive from a smart device a set of smart device data via the smart device communication interface; detect within the set of smart device data a subset of data associated with a failure condition of the smart device; and communicate a set of instruction information to a third party system, wherein the instruction information is usable by the third party system to initiate a targeted communication between a host entity system associated with the smart device and the custodian such that maintenance, repair, and/or replacement of the smart device can be effectuated.
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公开(公告)号：US20180232656A1
公开(公告)日：2018-08-16
申请号：US15429654
申请日：2017-02-10
Applicant: Bank of America Corporation
Inventor： Morgan S. Allen , Joseph B. Castinado , Stephen A. Corrado , Evan Sachs
IPC: G06N99/00
Abstract: Systems for detecting potential disruptions in operation of the system and identifying and executing appropriate responses to mitigate impact of the system disruption are provided. In some examples, a computing platform may generate one or more machine learning datasets. The machine learning datasets may be generated based on data from various sources. In some arrangements, one or more content streams may be received and/or processed. The content streams may include data related to a current operating status of a system, current internal conditions and/or current external conditions. The content stream data may be used to determine a likelihood of a system disruption. Upon determining a likelihood of a system disruption, one or more potential responses may be generated. The potential responses may then be prioritized or ranked to identify a response that is most likely to be beneficial if executed. The system may then execute one or more of the identified responses.
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公开(公告)号：US20170279695A1
公开(公告)日：2017-09-28
申请号：US15591323
申请日：2017-05-10
Applicant: Bank of America Corporation
Inventor： Michael Emil Ogrinz , Evan Sachs , Stephen A. Corrado , Joseph Benjamin Castinado , Matthew Hsieh
CPC classification number: H04L43/0817 , H04L41/0654 , H04L67/12 , H04L67/303 , H04W8/22
Abstract: A system for securely distributing and managing resources includes a smart device, a resource management device, and a third party system, each having communication interfaces, and memory device, and processing device. In the resource management device, the processing device is configured to: receive from a smart device a set of smart device data via the smart device communication interface; detect within the set of smart device data a subset of data associated with a failure condition of the smart device; and communicate a set of instruction information to a third party system, wherein the instruction information is usable by the third party system to initiate a targeted communication between a host entity system associated with the smart device and the custodian such that maintenance, repair, and/or replacement of the smart device can be effectuated.
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公开(公告)号：US20170278133A1
公开(公告)日：2017-09-28
申请号：US15082603
申请日：2016-03-28
Applicant: Bank of America Corporation
Inventor： Stephen A. Corrado , Evan Sachs , Victoria L. Dravneek , Joseph Benjamin Castinado , Manu Jacob Kurian , Sasidhar Purushothaman , Toni J. Moore
CPC classification number: G06Q30/0255 , H04L12/4625 , H04L67/12 , H04L67/20
Abstract: A system for automatically filtering and aggregating plural smart device usage and diagnostic data includes a smart device, a resource management device, and a third party system, each having communication interfaces, memory devices, and processing devices. In the resource management device, one or more sets of smart device data, such as usage profiles and/or diagnostic information, is filtered to create an extracted data set, which can be communicated to a third party system to initiate communication between a device custodian, the third party system, host entity systems associated with one or more smart device, and other system participants associated with a particular smart device or multiple smart devices.
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