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公开(公告)号：US08794512B1
公开(公告)日：2014-08-05
申请号：US13594149
申请日：2012-08-24
申请人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. VanKeulen , Mike R. Ryan , William D. Beskitt , Kenneth Turocy
发明人： Jeffrey M. Eastman , Brian Jones , Michael S. Johnson , Shawn Griggy , Jeff A. Brannan , Michael J. Harty , Robert W. Barnett , Eric S. VanKeulen , Mike R. Ryan , William D. Beskitt , Kenneth Turocy
CPC分类号： G07F19/201 , B65H7/02 , B65H7/20 , B65H29/20 , G06Q20/1085 , G06Q40/02 , G07F19/20 , G07F19/202 , G07F19/205 , G07G5/00
摘要： An automated banking machine can cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that can read from user cards, card data that corresponds to financial accounts. The machine can operate responsive to the read card data to carry out transactions that transfer and/or allocate funds between accounts. The machine can provide users a transaction receipt. The machine includes a cash dispenser that can dispense cash to machine users. Value of dispensed cash can be assessed to an account which corresponds to the read card data. The machine also includes an accepting device that can receive currency bills and/or checks from users. An account that corresponds to the read card data can be credited for the value of received bills and/or checks.
摘要翻译： 自动银行机器可以根据从数据记录中读取的数据进行财务转移。 该机器包括可从用户卡读取的读卡器，对应于财务帐户的卡数据。 该机器可以响应于读卡数据来执行在账户之间转移和/或分配资金的交易。 该机器可以为用户提供交易收据。 该机器包括可以向机器用户分配现金的自动取款机。 可以将已分配现金的价值评估为对应于读卡数据的账户。 该机器还包括可以接收来自用户的钞票和/或支票的接收装置。 对应于读卡数据的帐户可以记入收到的纸币和/或支票的价值。
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公开(公告)号：US08573481B1
公开(公告)日：2013-11-05
申请号：US13419504
申请日：2012-03-14
申请人： Mike R. Ryan , Kenneth Turocy , William D. Beskitt , Eric Toepke , David A. Peters , Songtao Ma , Damon J. Blackford , Joe Altier , Thomas A. VanKirk , Robert W. Barnett
发明人： Mike R. Ryan , Kenneth Turocy , William D. Beskitt , Eric Toepke , David A. Peters , Songtao Ma , Damon J. Blackford , Joe Altier , Thomas A. VanKirk , Robert W. Barnett
CPC分类号： G07F19/209 , G07F19/20 , G07F19/202
摘要： An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
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公开(公告)号：US08453924B1
公开(公告)日：2013-06-04
申请号：US13555276
申请日：2012-07-23
申请人： Kenneth Turocy , Mike R. Ryan , William D. Beskitt , Damon J. Blackford , Jeffrey M. Eastman , Steven Shepley , Glenda Griswold
发明人： Kenneth Turocy , Mike R. Ryan , William D. Beskitt , Damon J. Blackford , Jeffrey M. Eastman , Steven Shepley , Glenda Griswold
摘要： An automated banking machine of a banking system operates responsive to data read from bearing records. The machine includes a card reader operative to read card data including financial account identifying data, and causes financial transfers responsive to the read card data. The machine also includes a sheet acceptor that separates each sheet from a received stack of sheets. Each sheet is aligned with a sheet path and analyzed by analysis devices which include at least one magnetic read head, an imager, and/or a validation device. Sheets determined not to be genuine are returned to the machine user. Sheets determined to be genuine are processed and stored in the machine. At least one surface area image sensor and at least one image data processor are used to determine sheet movement in the sheet path.
摘要翻译： 银行系统的自动银行业务机构响应从轴承记录读取的数据。 该机器包括读卡器，用于读取包括金融帐户识别数据的卡数据，并且响应于读卡数据而导致财务转接。 该机器还包括一张片材接受器，它将每张片材与接收的片材层叠分离。 每个片材与片材路径对准并且由包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 确定不是正版的纸张返回给机器用户。 确定为正品的纸张被加工并存储在机器中。 使用至少一个表面积图像传感器和至少一个图像数据处理器来确定片材路径中的片材移动。
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公开(公告)号：US08245917B1
公开(公告)日：2012-08-21
申请号：US13135652
申请日：2011-07-12
CPC分类号： G07F19/207 , G06Q20/042 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine system includes an automated banking machine controlled responsive to data bearing records. The machine includes a card reader that is operative to read user identifying data from user cards. The system authorizes machine operation responsive to the user identifying data corresponding to an authorized user data. The machine also includes a check accepting device that comprises a plurality of sensors for determining locations of checks during check processing.
摘要翻译： 自动银行机系统包括响应于数据承载记录控制的自动银行机。 该机器包括读卡器，用于从用户卡读取用户识别数据。 系统根据用户识别对应于授权用户数据的数据来授权机器操作。 该机器还包括检查接收装置，其包括用于确定检查处理期间检查位置的多个传感器。
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公开(公告)号：US08191768B1
公开(公告)日：2012-06-05
申请号：US12931028
申请日：2011-01-20
CPC分类号： G07F19/207 , G06Q20/042 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine system includes an automated banking machine controlled responsive to data bearing records. The machine includes a card reader that is operative to read user identifying data from user cards. The system authorizes machine operation responsive to the user identifying data corresponding to an authorized user data. The machine includes a deposit accepting device. The system allows input operation data, which corresponds to inputs sensed by a plurality of sensors as a sheet is processed in the deposit accepting device, to be used to operate another deposit accepting device.
摘要翻译： 自动银行机系统包括响应于数据承载记录控制的自动银行机。 该机器包括读卡器，用于从用户卡读取用户识别数据。 系统根据用户识别对应于授权用户数据的数据来授权机器操作。 该机器包括存款接收装置。 该系统允许输入操作数据，其对应于由多个传感器感测的输入，作为在存款接收装置中处理的纸张，用于操作另一个存款接收装置。
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公开(公告)号：US08052041B2
公开(公告)日：2011-11-08
申请号：US11983400
申请日：2007-11-08
IPC分类号： G07F19/00
CPC分类号： G07F19/202 , B65H31/3027 , B65H2404/2614 , B65H2408/13 , G07D11/0027 , G07F19/20
摘要： A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 由数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并根据识别数据授权自动银行机的操作。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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87.发明授权公开(公告)号：US07992775B2
公开(公告)日：2011-08-09
申请号：US11983399
申请日：2007-11-08
CPC分类号： G07F7/04 , G06Q20/1085 , G07D11/006 , G07F19/20 , G07F19/202
摘要： A system controlled by data bearing records includes an automated banking machine that operates to carry out transactions responsive to data read from user cards. Theautomated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Analyzed sheets are stored in a first storage and retrieval device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are stored in a second sheet storage and retrieval device of the machine.
摘要翻译： 由数据承载记录控制的系统包括自动银行机，其操作以响应于从用户卡读取的数据执行交易。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 通过包括至少一个磁读头，成像器和/或验证装置的分析装置分析每张纸。 分析的纸张存储在第一存储和检索装置中。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 决定将至少一张正本的属性的纸张存储在机器的第二张存储和取回装置中。
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公开(公告)号：US07922076B2
公开(公告)日：2011-04-12
申请号：US12291675
申请日：2008-11-12
CPC分类号： G07F19/207 , G06Q20/042 , G06Q20/1085 , G06Q20/40 , G07F19/20
摘要： An automated banking machine controlled responsive to data bearing records includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 响应于数据承载记录控制的自动银行机包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并根据识别数据授权自动银行机的操作。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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公开(公告)号：US07837096B2
公开(公告)日：2010-11-23
申请号：US11983433
申请日：2007-11-08
IPC分类号： G07D7/04
CPC分类号： G07F19/202 , G07D7/00 , G07F19/20 , Y10T428/11 , Y10T428/1179
摘要： A card activated automated banking machine is operative to conduct transactions for authorized users based on data read from cards through operation of a card reader. The machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 卡片激活的自动银行机可操作地基于通过读卡器的操作从卡读取的数据对授权用户进行交易。 该机器包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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90.发明申请公开(公告)号：US20080121705A1
公开(公告)日：2008-05-29
申请号：US11983404
申请日：2007-11-08
申请人： Songtao Ma , William D. Beskitt
发明人： Songtao Ma , William D. Beskitt
IPC分类号： G06K7/01
CPC分类号： G07D11/0006 , B65H1/22 , B65H3/04 , B65H7/14 , B65H31/3027 , B65H2220/01 , B65H2404/2614 , B65H2408/13 , B65H2511/12 , B65H2511/20 , B65H2511/51 , B65H2515/71 , B65H2551/10 , B65H2553/414 , B65H2553/44 , B65H2557/52 , B65H2701/1912 , G06Q20/1085 , G07D7/04 , G07D11/0018 , B65H2220/03 , B65H2220/02 , B65H2220/11
摘要： A system for sensing coded records and structures for sensing coded records are used to sense sheets including notes and checks. The system includes at least one movable sheet supporting plate member in an automated banking machine. An angular reflective piece operatively connected with the plate member enables sensing sheets using radiation from transversely positioned sensors. The automated banking machine includes a deposit accepting device. The deposit accepting device is operative to receive a stack of sheets and to separate each sheet from the stack through operation of a picker. Each sheet is aligned with the sheet path and analyzed by analysis devices including at least one magnetic read head, an imager and/or a validation device. Sheets determined not to have at least one property of a genuine sheet are returned to a user of the machine. Sheets determined to have at least one property of genuine sheets are processed and stored in the machine.
摘要翻译： 用于感测用于感测编码记录的编码记录和结构的系统用于感测包括笔记和检查的纸张。 该系统在自动银行机中包括至少一个可动片支撑板构件。 与板构件可操作地连接的角度反射片使得能够使用来自横向定位的传感器的辐射来检测片材。 自动银行机包括存款接收装置。 存款接收装置可操作以接收一堆纸张，并通过操作拾纸器将每张纸张与纸张分离。 每个片材与片材路径对准并且通过包括至少一个磁读头，成像器和/或验证装置的分析装置进行分析。 表格决定不将至少一个正本工作表的属性返回给机器的用户。 确定至少有一张正本纸的属性被处理并存储在机器中。
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