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公开(公告)号：US06827260B2
公开(公告)日：2004-12-07
申请号：US10116686
申请日：2002-04-03
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
IPC分类号： G06K500
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/20 , G06Q20/202 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07G1/12 , G07G1/14
摘要： Among other things, the present invention provides a variety of systems and methods for effectuating transactions using a point-of-sale device. The present invention is applicable to a broad range of transaction types including but not limited to, money or other value transfers, value transfers, check acceptance protocols, loyalty program utilization, fraud detection, and the like. The methods of the present invention provide the ability to fulfill the various transaction types through access to one or more transaction systems accessible to the point-of-sale device. Thus, in some instances, a common point-of-sale device can be used to effectuate different transaction types depending upon which transaction systems are accessible to the point-of-sale device.
摘要翻译： 除其他之外，本发明提供了使用销售点设备来实现交易的各种系统和方法。 本发明适用于广泛的交易类型，包括但不限于货币或其他价值转移，价值转移，支票接受协议，忠诚度计划利用，欺诈检测等。 本发明的方法提供了通过访问销售点设备可访问的一个或多个交易系统来实现各种交易类型的能力。 因此，在一些情况下，可以使用公共销售点设备来实现不同的交易类型，这取决于销售点设备可访问哪些交易系统。
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公开(公告)号：US07905400B2
公开(公告)日：2011-03-15
申请号：US12355253
申请日：2009-01-16
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
IPC分类号： G06K15/00
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/10 , G06Q20/20 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07F19/20 , G07F19/211 , G07G1/12 , G07G1/14
摘要： Among other things, the present invention provides a variety of systems and methods for configuring and/or providing a configurable point-of-sale system. Various methods of the present invention include providing a point-of-sale device and coupling it to a communication network. One or more transaction systems are accessible to the point-of-sale device via the transaction network, instructions are loaded to the memory of the point-of-sale device allowing it to access the transaction system. Various systems include a plurality of point-of-sale devices communicably coupled to various transaction systems via a communication network. The point-of-sale devices can be configurable to access one or more of the various transaction systems.
摘要翻译： 除其他之外，本发明提供了用于配置和/或提供可配置销售点系统的各种系统和方法。 本发明的各种方法包括提供销售点设备并将其耦合到通信网络。 一个或多个交易系统可通过交易网络访问销售点设备，指令被加载到销售点设备的存储器中，允许其访问交易系统。 各种系统包括经由通信网络可通信地耦合到各种交易系统的多个销售点设备。 销售点设备可以被配置为访问各种交易系统中的一个或多个。
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公开(公告)号：US07600673B2
公开(公告)日：2009-10-13
申请号：US10116689
申请日：2002-04-03
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/20 , G06Q20/204 , G06Q20/206 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07G1/12 , G07G1/14
摘要： A point-of-sale device useful in relation to a variety of circumstances and/or utilization methods. Various implementations of such point-of-sale devices are disclosed. For example, one particular point-of-sale device includes a base unit adapted for performing merchant functions and a peripheral unit adapted to perform customer functions. The base unit can include a base unit housing with a processor disposed therein and capable of supporting a variety of transaction types.
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公开(公告)号：US20090145958A1
公开(公告)日：2009-06-11
申请号：US12355253
申请日：2009-01-16
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/10 , G06Q20/20 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07F19/20 , G07F19/211 , G07G1/12 , G07G1/14
摘要： Among other things, the present invention provides a variety of systems and methods for configuring and/or providing a configurable point-of-sale system. Various methods of the present invention include providing a point-of-sale device and coupling it to a communication network. One or more transaction systems are accessible to the point-of-sale device via the transaction network, instructions are loaded to the memory of the point-of-sale device allowing it to access the transaction system. Various systems include a plurality of point-of-sale devices communicably coupled to various transaction systems via a communication network. The point-of-sale devices can be configurable to access one or more of the various transaction systems.
摘要翻译： 除其他之外，本发明提供了用于配置和/或提供可配置销售点系统的各种系统和方法。 本发明的各种方法包括提供销售点设备并将其耦合到通信网络。 一个或多个交易系统可通过交易网络访问销售点设备，指令被加载到销售点设备的存储器中，允许其访问交易系统。 各种系统包括经由通信网络可通信地耦合到各种交易系统的多个销售点设备。 销售点设备可以被配置为访问各种交易系统中的一个或多个。
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公开(公告)号：US07458507B2
公开(公告)日：2008-12-02
申请号：US11749708
申请日：2007-05-16
IPC分类号： G07F19/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/1085 , G06Q20/381 , G07F19/20 , G07F19/202
摘要： Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial account maintained by a customer at a financial institution is received, a foreign currency type associated with the financial account is determined, and a choice is presented to the customer at the ATM to conduct a financial transaction in the foreign currency type. A currency selection is received from the customer and at least a portion of the financial transaction is conducted at the ATM in the selected currency.
摘要翻译： 公开了提供ATM货币转换能力的方法，系统和自动柜员机（ATM）。 在一个实施例中，接收与金融机构的客户维护的金融账户相关联的金融账号，确定与该金融账户相关联的外币类型，并且在ATM处向客户提供选择以进行 外币金融交易类型。 从客户收到货币选择，并且金融交易的至少一部分以所选择的货币在ATM进行。
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公开(公告)号：US07219832B2
公开(公告)日：2007-05-22
申请号：US11154102
申请日：2005-06-15
IPC分类号： G07F19/00
CPC分类号： G06Q40/02 , G06Q20/108 , G06Q20/1085 , G06Q20/381 , G07F19/20 , G07F19/202
摘要： Methods, systems, and Automated Teller Machines (ATMs) are disclosed which provide ATM currency conversion capabilities. In one embodiment, a financial account number associated with a financial account maintained by a customer at a financial institution is received, a foreign currency type associated with the financial account is determined, and a choice is presented to the customer at the ATM to conduct a financial transaction in the foreign currency type. A currency selection is received from the customer and at least a portion of the financial transaction is conducted at the ATM in the selected currency.
摘要翻译： 公开了提供ATM货币转换能力的方法，系统和自动柜员机（ATM）。 在一个实施例中，接收与金融机构的客户维护的金融账户相关联的金融账号，确定与该金融账户相关联的外币类型，并且在ATM处向客户提供选择以进行 外币金融交易类型。 从客户收到货币选择，并且金融交易的至少一部分以所选择的货币在ATM进行。
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公开(公告)号：US06886742B2
公开(公告)日：2005-05-03
申请号：US10116733
申请日：2002-04-03
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/20 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07G1/12 , G07G1/14
摘要： Systems and methods including one or more point-of-sale devices for effectuating value transfers. In particular implementations, various point-of-sale devices are in communication with various transaction systems. Thus, a transaction can be effectuated from one point-of-sale device to another utilizing one or more of the communicably coupled transaction systems. The transaction systems can include, but are not limited to, money transfer systems, fraud detection systems, check acceptance systems.
摘要翻译： 包括用于实现价值转移的一个或多个销售点设备的系统和方法。 在特定实现中，各种销售点设备与各种交易系统通信。 因此，可以使用一个或多个可通信耦合的交易系统从一个销售点设备实现交易。 交易系统可以包括但不限于汇款系统，欺诈检测系统，支票验收系统。
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公开(公告)号：US07086584B2
公开(公告)日：2006-08-08
申请号：US10116735
申请日：2002-04-03
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/10 , G06Q20/20 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07F19/20 , G07F19/211 , G07G1/12 , G07G1/14
摘要： Among other things, the present invention provides a variety of systems and methods for configuring and/or providing a configurable point-of-sale system. Various methods of the present invention include providing a point-of-sale device and coupling it to a communication network. One or more transaction systems are accessible to the point-of-sale device via the transaction network, instructions are loaded to the memory of the point-of-sale device allowing it to access the transaction system. Various systems include a plurality of point-of-sale devices communicably coupled to various transaction systems via a communication network. The point-of-sale devices can be configurable to access one or more of the various transaction systems.
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公开(公告)号：US07506809B2
公开(公告)日：2009-03-24
申请号：US11498937
申请日：2006-08-02
申请人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
发明人： Earney Stoutenburg , Cassandra J. Mollett , James Price , Charles A. Fillinger , Eric M. Nelson , Dean A. Seifert , Jeffrey Singleton
IPC分类号： G06K15/00
CPC分类号： G07F7/04 , G06Q20/04 , G06Q20/042 , G06Q20/0425 , G06Q20/10 , G06Q20/20 , G06Q20/4037 , G06Q30/06 , G07F7/08 , G07F7/10 , G07F7/1008 , G07F19/20 , G07F19/211 , G07G1/12 , G07G1/14
摘要： The present invention provides a variety of systems and methods for configuring and/or providing a configurable point-of-sale system. Various methods of the present invention include providing a point-of-sale device and coupling it to a communication network. One or more transaction systems are accessible to the point-of-sale device via the transaction network, instructions are loaded to the memory of the point-of-sale device allowing it to access the transaction system. Various systems include a plurality of point-of-sale devices communicably coupled to various transaction systems via a communication network. The point-of-sale devices can be configurable to access one or more of the various transaction systems.
摘要翻译： 本发明提供了用于配置和/或提供可配置销售点系统的各种系统和方法。 本发明的各种方法包括提供销售点设备并将其耦合到通信网络。 一个或多个交易系统可通过交易网络访问销售点设备，指令被加载到销售点设备的存储器中，允许其访问交易系统。 各种系统包括经由通信网络可通信地耦合到各种交易系统的多个销售点设备。 销售点设备可以被配置为访问各种交易系统中的一个或多个。
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