SYSTEM AND METHOD FOR REDEEMING VOUCHERS
    2.
    发明申请
    SYSTEM AND METHOD FOR REDEEMING VOUCHERS 有权
    系统和方法,用于拯救盗窃者

    公开(公告)号:US20100274659A1

    公开(公告)日:2010-10-28

    申请号:US12832759

    申请日:2010-07-08

    IPC分类号: G06Q30/00

    摘要: The invention includes an improved system and method for creating, distributing and storing vouchers. The method includes a loyalty system obtaining a loyalty card account having a unique identifier and loyalty points associated therewith, accessing a loyalty database utilizing the unique identifier, converting at least a portion of the loyalty points to a first value associated with a first merchant, saving the first value in a first database associated with the loyalty card, converting at least a portion of the loyalty points to a second value associated with a second merchant, saving the second value along with other voucher information as an electronic voucher in a second database associated with the loyalty card, redeeming the first value at a first merchant and redeeming the electronic voucher at a second merchant.

    摘要翻译: 本发明包括用于创建,分发和存储凭证的改进的系统和方法。 该方法包括获得忠诚卡帐户的忠诚度系统,其具有与其相关联的唯一标识符和忠诚度点,利用唯一标识符访问忠诚度数据库,将至少一部分忠诚度积分转换为与第一商家相关联的第一值,保存 与忠诚卡相关联的第一数据库中的第一值,将至少一部分忠诚度点转换为与第二商家相关联的第二值,将第二值与其他凭单信息一起保存为第二数据库关联的电子凭证 使用会员卡,在第一商家兑换第一个价值,并在第二个商家兑换电子凭单。

    System and method for the transfer of loyalty points
    3.
    发明授权
    System and method for the transfer of loyalty points 有权
    系统和方法传递忠诚积分

    公开(公告)号:US07613629B2

    公开(公告)日:2009-11-03

    申请号:US10304251

    申请日:2002-11-26

    IPC分类号: G06Q30/00

    摘要: The present invention includes a loyalty program on a network-wide level, wherein the program facilitates a transfer of loyalty points from at least one consumer account associated with a sponsoring company to at least one consumer account associated with a host company. In one embodiment, the invention analyzes the loyalty point balances of consumer accounts associated with a sponsoring company, and based upon certain criteria or rules, the system determines particular loyalty point balances which are below a certain threshold amount or which have remained inactive for a certain time period. After determining particular consumer accounts which meet the criteria or rules, the system establishes a new host account in a host system for each qualifying consumer. The system then deducts all or any portion of the remaining loyalty point balance in the particular consumer's sponsored account and credits the corresponding host account with a corresponding loyalty point balance. By transferring the consumer accounts to a host system, the sponsoring company eliminates or reduces the loyalty point balances from its system, thereby reducing the sponsoring company accounting liabilities and providing new options for the consumers to redeem the points.

    摘要翻译: 本发明包括在全网范围内的忠诚度计划,其中所述程序有助于从与赞助公司相关联的至少一个消费者帐户向与主机公司相关联的至少一个消费者帐户传送忠诚度积分。 在一个实施例中,本发明分析与赞助公司相关联的消费者账户的忠诚度点余额,并且基于某些标准或规则,系统确定低于某一阈值量的某些忠诚点余额或者对于一定阈值 时间段。 在确定符合标准或规则的特定消费者帐户之后,系统在每个合格消费者的主机系统中建立新的主机帐户。 该系统然后扣除特定消费者的赞助账户中的剩余积分余额的全部或任何部分,并将相应的主账户记入相应的积分平衡。 通过将消费者账户转移到主机系统,赞助公司消除或减少其系统的忠诚点余额,从而减少赞助公司会计负债,为消费者提供新的选择。

    System and method for securing data through a PDA portal
    4.
    发明授权
    System and method for securing data through a PDA portal 有权
    通过PDA门户保护数据的系统和方法

    公开(公告)号:US07584149B1

    公开(公告)日:2009-09-01

    申请号:US11276800

    申请日:2006-03-15

    摘要: Consumers may utilize computing devices to assist in the purchase and/or loyalty process, and in particular, the consumer may utilize a PDA to facilitate the purchase and/or loyalty process. During the purchase and/or loyalty process, the consumer may need to insure that any content downloaded or used in association with the PDA is secure in how it is collected, assembled, and delivered to the PDA device. This system and method secures the data from its source to when it is actually viewed or used by the authorized user. The PDA may have direct access to an Internet web site portal that offers secure personal content from a content provider, such as, for example, an on-line banking or financial institution. Using the web site portal, the content provider may offer personal or confidential data, such as financial information, to PDA users in a secure (e.g., encrypted) environment. The exemplary system and method may establish a PDA portal link to the web site for collecting specified information for a user and transmitting the information to the remote device. To receive the information, the PDA contacts the portal and establishes a connection, authenticates itself to the network and allows the user to complete secured transactions or transmissions over the network.

    摘要翻译: 消费者可以利用计算设备来协助购买和/或忠诚度过程,并且特别地,消费者可以利用PDA来促进购买和/或忠诚度过程。 在购买和/或忠诚度过程期间,消费者可能需要确保与PDA相关联地下载或使用的任何内容在如何被收集,组装和传送到PDA设备时是安全的。 该系统和方法将来自其源的数据确保为被授权用户实际查看或使用的数据。 PDA可以直接访问互联网网站门户,其提供来自内容提供商(例如在线银行或金融机构)的安全的个人内容。 使用网站门户,内容提供商可以在安全(例如,加密的)环境中向PDA用户提供诸如财务信息的个人或机密数据。 示例性系统和方法可以建立到网站的PDA门户链接,用于收集用户的指定信息并将信息发送到远程设备。 为了接收信息,PDA联系门户并建立连接,对网络进行身份验证,并允许用户通过网络完成安全交易或传输。

    System and Method for Networked Loyalty Program
    5.
    发明申请
    System and Method for Networked Loyalty Program 有权
    网络忠诚度计划系统与方法

    公开(公告)号:US20090125402A1

    公开(公告)日:2009-05-14

    申请号:US12354324

    申请日:2009-01-15

    IPC分类号: G06Q30/00 G06Q10/00 G06Q20/00

    摘要: The present invention provides a system for implementing a loyalty program on a network-wide level. The system associates UPC and SKU data on a network level to reward consumers and/or to analyze the data for a variety of business purposes, such as market segmentation analyses and/or analyses relating to consumer spending behaviors or patterns for example. In accordance with one aspect of the invention, the association of UPC and SKU data by the system facilitates implementation of an incentive or loyalty program by providing a universal rewards currency. This universal rewards currency may be “spent” by participants who have earned rewards and accepted by the other participants in the multi-tiered network created by the system. The network may comprise any number of participants, including consumers, retailers (and any of their employees), manufacturers, third-party providers, and the like. In accordance with another aspect of the invention, the association of UPC and SKU data by the system facilitates data analysis on a network level based upon several factors, including a consumer ID, consumer profile, retailer ID, SKU number, UPC, manufacturer ID, and/or the like. The system may compile any of the above data across multiple entities for the purpose of data analysis, such as analyses which may be employed in strategic planning and marketing for example.

    摘要翻译: 本发明提供了一种在网络范围内实现忠诚度计划的系统。 该系统将网络层面的UPC和SKU数据联系在一起,以奖励消费者和/或为各种业务目的分析数据,例如与消费者支出行为或模式相关的市场细分分析和/或分析。 根据本发明的一个方面,系统的UPC和SKU数据的关联通过提供通用的奖励货币来促进激励或忠诚度计划的实现。 这种普遍的奖励货币可能被获得奖励并由系统创建的多层网络中的其他参与者接受的参与者“花费”了。 网络可以包括任何数量的参与者,包括消费者,零售商(和他们的任何雇员),制造商,第三方提供商等。 根据本发明的另一方面,系统的UPC和SKU数据的关联有助于基于几个因素的网络级数据分析,包括消费者ID,消费者简档,零售商ID,SKU号码,UPC,制造商ID, 和/或类似物。 系统可以为了数据分析的目的而将多个上述数据编译成多个实体,例如可用于战略规划和营销中的分析。

    System and method for the real-time transfer of loyalty points between accounts
    6.
    发明授权
    System and method for the real-time transfer of loyalty points between accounts 有权
    在账户之间实时转账的系统和方法

    公开(公告)号:US07467096B2

    公开(公告)日:2008-12-16

    申请号:US10378456

    申请日:2003-03-03

    IPC分类号: G06Q30/00

    摘要: The invention includes facilitating the substantially real-time transfer of loyalty points between accounts. The method and system include receiving a transfer request (e.g., consumer request, triggering event, etc) for a transfer of a certain number of loyalty points, accessing and analyzing the total number of loyalty points in the transferor account to determine if a sufficient number of points exist, analyzing the type/level of consumer and type/level of points to be involved in the transfer, deducting the requested loyalty points from the transferor account, determining if any rules exist for restricting or limiting the transfer of points, using a conversion engine to convert the point value to an appropriate point value in the transferee account and increasing the point balance in the transferee account.

    摘要翻译: 本发明包括促进在账户之间基本上实时地传递忠诚度点。 该方法和系统包括接收转移请求(例如,消费者请求,触发事件等)以传送一定数量的忠诚度点,访问和分析转账者帐户中的忠诚度点的总数,以确定是否有足够数量 的分数,分析消费者的类型/级别和涉及转移点的类型/等级,从转让人账户中扣除所要求的积分,确定是否存在用于限制或限制积分转移的规则,使用 转换引擎将点值转换为受让人帐户中的适当点数,并增加受让人帐户中的点数余额。

    LOYALTY POINTS SYSTEM AND METHOD WITH SUPPLEMENTAL AUTHORIZATIONS
    8.
    发明申请
    LOYALTY POINTS SYSTEM AND METHOD WITH SUPPLEMENTAL AUTHORIZATIONS 审中-公开
    LOYALTY POINTS系统和方法与补充授权

    公开(公告)号:US20120197707A1

    公开(公告)日:2012-08-02

    申请号:US13444171

    申请日:2012-04-11

    IPC分类号: G06Q30/02

    摘要: The invention facilitates pooling, gifting or transferring of geographic area loyalty points between accounts. The invention also facilitates a transfer of geographic area loyalty points from a consumer account associated with a sponsoring company to a consumer account associated with a host company. The invention may also facilitate gifting of loyalty points to charitable organizations on a recurring basis, wherein the gifting may transfer any portion of geographic based points to various charities. The system may also convert the geographic area loyalty points to a monetary value, thereby allowing the points to be donated to a charity such that the donation appears to be a monetary value donation to the charity.

    摘要翻译: 本发明有助于帐户之间的地理区域积分点的汇集,赠送或转移。 本发明还有助于将地理区域忠诚度点从与赞助公司相关联的消费者账户转移到与主机公司相关联的消费者账户。 本发明还可以有助于在循环的基础上向慈善组织赠送忠诚度积分,其中,赠送者可以将任何部分基于地理的点转移到各种慈善机构。 该系统还可以将地理区域忠诚度点转换为货币价值,从而允许将捐赠点捐赠给慈善机构,使得捐赠似乎是对慈善机构的货币价值捐赠。

    Point pooling loyalty system and method
    9.
    发明授权
    Point pooling loyalty system and method 有权
    积分忠诚制度和方法

    公开(公告)号:US08180671B2

    公开(公告)日:2012-05-15

    申请号:US10708568

    申请日:2004-03-11

    IPC分类号: G06Q30/00

    摘要: The invention facilitates pooling, gifting or transferring of geographic area loyalty points between accounts. The invention also facilitates a transfer of geographic area loyalty points from a consumer account associated with a sponsoring company to a consumer account associated with a host company. The invention may also facilitate gifting of loyalty points to charitable organizations on a recurring basis, wherein the gifting may transfer any portion of geographic based points to various charities. The system may also convert the geographic area loyalty points to a monetary value, thereby allowing the points to be donated to a charity such that the donation appears to be a monetary value donation to the charity.

    摘要翻译: 本发明有助于帐户之间的地理区域积分点的汇集,赠送或转移。 本发明还有助于将地理区域忠诚度点从与赞助公司相关联的消费者账户转移到与主机公司相关联的消费者账户。 本发明还可以有助于在循环的基础上向慈善组织赠送忠诚度积分,其中,赠送者可以将任何部分基于地理的点转移到各种慈善机构。 该系统还可以将地理区域忠诚度点转换为货币价值,从而允许将捐赠点捐赠给慈善机构,使得捐赠似乎是对慈善机构的货币价值捐赠。

    System and method for networked loyalty program
    10.
    发明授权
    System and method for networked loyalty program 有权
    网络忠诚度计划的系统和方法

    公开(公告)号:US08065182B2

    公开(公告)日:2011-11-22

    申请号:US12354324

    申请日:2009-01-15

    IPC分类号: G06Q30/00

    摘要: The present invention provides a system for implementing a loyalty program on a network-wide level. The system associates UPC and SKU data on a network level to reward consumers and/or to analyze the data for a variety of business purposes, such as market segmentation analyses and/or analyses relating to consumer spending behaviors or patterns for example. In accordance with one aspect of the invention, the association of UPC and SKU data by the system facilitates implementation of an incentive or loyalty program by providing a universal rewards currency. This universal rewards currency may be “spent” by participants who have earned rewards and accepted by the other participants in the multi-tiered network created by the system. The network may comprise any number of participants, including consumers, retailers (and any of their employees), manufacturers, third-party providers, and the like. In accordance with another aspect of the invention, the association of UPC and SKU data by the system facilitates data analysis on a network level based upon several factors, including a consumer ID, consumer profile, retailer ID, SKU number, UPC, manufacturer ID, and/or the like. The system may compile any of the above data across multiple entities for the purpose of data analysis, such as analyses which may be employed in strategic planning and marketing for example.

    摘要翻译: 本发明提供了一种在网络范围内实现忠诚度计划的系统。 该系统将网络层面的UPC和SKU数据联系在一起,以奖励消费者和/或为各种业务目的分析数据,例如与消费者支出行为或模式相关的市场细分分析和/或分析。 根据本发明的一个方面,系统的UPC和SKU数据的关联通过提供通用的奖励货币来促进激励或忠诚度计划的实现。 这种普遍的奖励货币可能被获得奖励并由系统创建的多层网络中的其他参与者接受的参与者“花费”了。 网络可以包括任何数量的参与者,包括消费者,零售商(和他们的任何雇员),制造商,第三方提供商等。 根据本发明的另一方面,系统的UPC和SKU数据的关联有助于基于几个因素的网络级数据分析,包括消费者ID,消费者简档,零售商ID,SKU号码,UPC,制造商ID, 和/或类似物。 系统可以为了数据分析的目的而将多个上述数据编译成多个实体,例如可用于战略规划和营销中的分析。