公开(公告)号：US20080021736A1

公开(公告)日：2008-01-24

申请号：US11869339

申请日：2007-10-09

申请人： Megan Elizabeth ,  Stephen Marco ,  Kristen Augspurger ,  Sarah Stephens ,  Mark Muse ,  Srinath Iyengar ,  Jason Loehr ,  David Townsend

发明人： Megan Elizabeth ,  Stephen Marco ,  Kristen Augspurger ,  Sarah Stephens ,  Mark Muse ,  Srinath Iyengar ,  Jason Loehr ,  David Townsend

IPC分类号： G06Q50/00 ,  G06F17/10

CPC分类号： G06Q10/00 ,  G06F19/00 ,  G06F19/328 ,  G06Q10/10 ,  G06Q40/02 ,  G06Q50/00 ,  G06Q50/22 ,  G06Q50/24

摘要： A method and apparatus for providing a Medicare Part D Pharmacy Benefits Calculator. A user inputs data for prescriptions to be purchased by a prospective insured for a plan period. The prescription data includes a quantity, a days supply, and a number of fills. The data for each prescription the user enters is used to calculate anticipated out-of-pocket costs for the prescriptions for one or more pharmacy benefits plans available to the prospective insured. The cost data is presented to the user in a way that illustrates how out-of-pocket costs will vary over the course of a plan period. The user may view costs for alternative drugs and alternatives sources of drugs. The user may vary and expand the presentation of the cost data to better understand the available plan benefits. The invention helps prospective insureds decide among alternative Medicare Part D pharmacy benefits plans offered by one or more insurance companies.

摘要翻译： 一种用于提供Medicare Part D药剂津贴计算器的方法和装置。 用户在计划期间输入由潜在被保险人购买的处方数据。 处方数据包括数量，天数和填充数。 用户输入的每个处方的数据用于计算可用于未来被保险人的一个或多个药学福利计划的处方的预期自付费用。 成本数据以一种说明如何在计划期间过程中外部成本如何变化的方式呈现给用户。 用户可以查看替代药物和替代药物来源的成本。 用户可以改变并扩展成本数据的呈现，以更好地了解可用的计划利益。 本发明有助于潜在保险人决定由一家或多家保险公司提供的替代医疗保险Part D药房福利计划。

公开(公告)号：US20080021735A1

公开(公告)日：2008-01-24

申请号：US11865445

申请日：2007-10-01

申请人： Megan Elizabeth ,  Stephen Marco ,  Kristen Augspurger ,  Sarah Stephens ,  Mark Muse ,  Srinath Iyengar ,  Jason Loehr ,  David Townsend

发明人： Megan Elizabeth ,  Stephen Marco ,  Kristen Augspurger ,  Sarah Stephens ,  Mark Muse ,  Srinath Iyengar ,  Jason Loehr ,  David Townsend

IPC分类号： G06Q10/00 ,  G06F17/00

CPC分类号： G06Q10/00 ,  G06F19/328 ,  G06Q10/10 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00 ,  G06Q50/22

摘要： A method and apparatus for providing a Medicare Part D Pharmacy Benefits Calculator. A user inputs data for prescriptions to be purchased by a prospective insured for a plan period. The prescription data includes a quantity, a days supply, and a number of fills. The data for each prescription the user enters is used to calculate anticipated out-of-pocket costs for the prescriptions for one or more pharmacy benefits plans available to the prospective insured. The cost data is presented to the user in a way that illustrates how out-of-pocket costs will vary over the course of a plan period. The user may view costs for alternative drugs and alternatives sources of drugs. The user may vary and expand the presentation of the cost data to better understand the available plan benefits. The invention helps prospective insureds decide among alternative Medicare Part D pharmacy benefits plans offered by one or more insurance companies.