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公开(公告)号：US20240119448A1
公开(公告)日：2024-04-11
申请号：US18545557
申请日：2023-12-19
申请人： Minkasu, Inc.
CPC分类号： G06Q20/3829 , G06Q20/02 , G06Q20/3226 , G06Q20/3823
摘要： A payment system implemented on a mobile device authenticates transactions made via the mobile device. The mobile device generates a public-private key pair and receives an authenticating input from a user of the device. The public key is sent to a secure payment system, and the authenticating input is used to generate a symmetric key that encrypts the private key. After a transaction is initiated, the mobile device receives an authenticating input from the user. The symmetric key is generated from the authenticating input and the mobile device attempts to decrypt the private key from the encrypted private key using the symmetric key generated by the user's input. The decrypted key is used to sign a transaction authorization message which is sent to the secure payment system, along with payment information, which can verify the signed message via the public key. Additional techniques related to secure payments are also disclosed.
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公开(公告)号：US20150310431A1
公开(公告)日：2015-10-29
申请号：US14695016
申请日：2015-04-23
申请人： Minkasu, Inc.
摘要： A payment system implemented on a mobile device authenticates transactions made via the mobile device. The mobile device generates a public-private key pair and receives an authenticating input from a user of the device. The public key is sent to a secure payment system, and the authenticating input is used to generate a symmetric key that encrypts the private key. After a transaction is initiated, the mobile device receives an authenticating input from the user. The symmetric key is generated from the authenticating input and the mobile device attempts to decrypt the private key from the encrypted private key using the symmetric key generated by the user's input. The decrypted key is used to sign a transaction authorization message which is sent to the secure payment system, along with payment information, which can verify the signed message via the public key. Additional techniques related to secure payments are also disclosed.
摘要翻译： 在移动设备上实现的支付系统认证通过移动设备进行的交易。 移动设备生成公私私钥对，并从设备的用户接收认证输入。 公钥被发送到安全支付系统，并且认证输入用于生成加密私钥的对称密钥。 在事务开始之后，移动设备从用户接收认证输入。 对称密钥是从认证输入产生的，移动设备尝试使用用户输入生成的对称密钥从加密的私钥中解密私钥。 解密的密钥用于签署交付授权消息，该消息被发送到安全支付系统以及支付信息，支付信息可以通过公钥验证签名的消息。 还公开了与安全支付相关的附加技术。
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3.发明授权公开(公告)号：US11887073B2
公开(公告)日：2024-01-30
申请号：US17008272
申请日：2020-08-31
申请人： Minkasu, Inc.
IPC分类号： G06Q20/08 , G06Q20/02 , G06Q20/38 , G06Q20/32 , G06Q20/34 , G06Q30/018 , H04L9/08 , G06Q20/40 , G06F7/58
CPC分类号： G06Q20/0855 , G06Q20/02 , G06Q20/3226 , G06Q20/34 , G06Q20/3827 , G06Q20/3829 , G06Q20/401 , G06Q30/0185 , H04L9/085 , G06F7/588 , G06Q2220/00
摘要： A payment system implemented on a mobile device authorizes and processes transactions. The mobile device generates a public-private key pair and receives payment information. The private key and the payment information are split into a local and a remote fragment. The public key, a private key fragment, and a payment information fragment are sent to a secure payment system, and the other fragments are stored on the mobile device. When a transaction is received by the mobile device to authorize, the mobile device sends a payment fragment to the secure payment system and receives a private key fragment from the secure payment system. The mobile device authorizes the transaction using the private key, recovered from the private key fragments. The secure payment system verifies the transaction using the public key and processes the transaction using the recovered payment information. Additional techniques to process transactions using data splitting are disclosed.
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公开(公告)号：US09946911B2
公开(公告)日：2018-04-17
申请号：US15298210
申请日：2016-10-19
申请人： Minkasu, Inc.
CPC分类号： G06K7/1421 , G06K7/1443 , G06K7/1447 , G06K9/18 , G06K9/481 , G06K19/06112 , G06K19/06168 , H04N5/225
摘要： A binary bit-string is encoded in a circular image. The circular image encodes substrings of the bit-string in sectors of the circular image and includes redundant bits, error correcting codes, and metadata pertaining to the encoding scheme. To encode the bit-strings, a circular image is generated that includes a center ring and a first ring. Outward from the first ring, additional rings represent bits in the bit-string according to the width of each ring. The exterior of the image includes an outer boundary ring. The width of the boundary rings is used to define the widths representing the value of each ring. To extract a bit-string from an image, the center of the circular image is identified and a direction is selected to evaluate the image outward, determining the boundaries of each ring. The boundaries are analyzed to determine the width of each ring and the encoded bit values.
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5.发明申请Securely Storing and Using Sensitive Information for Making Payments Using a Wallet Application 审中-公开使用电子钱包应用程序安全地存储和使用敏感信息进行付款公开(公告)号：US20150310436A1
公开(公告)日：2015-10-29
申请号：US14695011
申请日：2015-04-23
申请人： Minkasu, Inc.
摘要： A payment system implemented on a mobile device authorizes and processes transactions. The mobile device generates a public-private key pair and receives payment information. The private key and the payment information are split into a local and a remote fragment. The public key, a private key fragment, and a payment information fragment are sent to a secure payment system, and the other fragments are stored on the mobile device. When a transaction is received by the mobile device to authorize, the mobile device sends a payment fragment to the secure payment system and receives a private key fragment from the secure payment system. The mobile device authorizes the transaction using the private key, recovered from the private key fragments. The secure payment system verifies the transaction using the public key and processes the transaction using the recovered payment information. Additional techniques to process transactions using data splitting are disclosed.
摘要翻译： 在移动设备上实现的支付系统授权和处理交易。 移动设备生成公私密钥对并接收支付信息。 私钥和支付信息被分割为本地和远程片段。 将公开密钥，私人密钥片段和支付信息片段发送到安全支付系统，其他片段存储在移动设备上。 当移动设备接收到交易以授权时，移动设备向安全支付系统发送支付片段并从安全支付系统接收私钥片段。 移动设备使用从私钥碎片恢复的私钥授权交易。 安全支付系统使用公钥验证交易，并使用恢复的支付信息处理交易。 公开了使用数据分割来处理事务的附加技术。
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公开(公告)号：US20150310245A1
公开(公告)日：2015-10-29
申请号：US14699844
申请日：2015-04-29
申请人： Minkasu, Inc.
CPC分类号： G06K7/1421 , G06K7/1443 , G06K7/1447 , G06K9/18 , G06K9/481 , G06K19/06112 , G06K19/06168 , H04N5/225
摘要： A binary bit-string is encoded in a circular image. The circular image encodes substrings of the bit-string in sectors of the circular image and includes redundant bits, error correcting codes, and metadata pertaining to the encoding scheme. To encode the bit-strings, a circular image is generated that includes a center ring and a first ring. Outward from the first ring, additional rings represent bits in the bit-string according to the width of each ring. The exterior of the image includes an outer boundary ring. The width of the boundary rings is used to define the widths representing the value of each ring. To extract a bit-string from an image, the center of the circular image is identified and a direction is selected to evaluate the image outward, determining the boundaries of each ring. The boundaries are analyzed to determine the width of each ring and the encoded bit values.
摘要翻译： 二进制位串被编码为圆形图像。 圆形图像编码圆形图像的扇区中的位串的子串，并且包括与编码方案相关的冗余位，纠错码和元数据。 为了对位串进行编码，生成包括中心环和第一环的圆形图像。 从第一个环向外，附加的环表示根据每个环的宽度的位串中的位。 图像的外部包括外边界环。 边界环的宽度用于定义表示每个环的值的宽度。 为了从图像中提取位串，识别圆形图像的中心，并选择方向以向外评估图像，确定每个环的边界。 分析边界以确定每个环的宽度和编码比特值。
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公开(公告)号：US20210065173A1
公开(公告)日：2021-03-04
申请号：US17095080
申请日：2020-11-11
申请人： Minkasu, Inc.
摘要： A payment system implemented on a mobile device authenticates transactions made via the mobile device. The mobile device generates a public-private key pair and receives an authenticating input from a user of the device. The public key is sent to a secure payment system, and the authenticating input is used to generate a symmetric key that encrypts the private key. After a transaction is initiated, the mobile device receives an authenticating input from the user. The symmetric key is generated from the authenticating input and the mobile device attempts to decrypt the private key from the encrypted private key using the symmetric key generated by the user's input. The decrypted key is used to sign a transaction authorization message which is sent to the secure payment system, along with payment information, which can verify the signed message via the public key. Additional techniques related to secure payments are also disclosed.
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8.发明授权公开(公告)号：US10796302B2
公开(公告)日：2020-10-06
申请号：US14695011
申请日：2015-04-23
申请人： Minkasu, Inc.
摘要： A payment system implemented on a mobile device authorizes and processes transactions. The mobile device generates a public-private key pair and receives payment information. The private key and the payment information are split into a local and a remote fragment. The public key, a private key fragment, and a payment information fragment are sent to a secure payment system, and the other fragments are stored on the mobile device. When a transaction is received by the mobile device to authorize, the mobile device sends a payment fragment to the secure payment system and receives a private key fragment from the secure payment system. The mobile device authorizes the transaction using the private key, recovered from the private key fragments. The secure payment system verifies the transaction using the public key and processes the transaction using the recovered payment information. Additional techniques to process transactions using data splitting are disclosed.
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公开(公告)号：US20170039408A1
公开(公告)日：2017-02-09
申请号：US15298210
申请日：2016-10-19
申请人： Minkasu, Inc.
CPC分类号： G06K7/1421 , G06K7/1443 , G06K7/1447 , G06K9/18 , G06K9/481 , G06K19/06112 , G06K19/06168 , H04N5/225
摘要： A binary bit-string is encoded in a circular image. The circular image encodes substrings of the bit-string in sectors of the circular image and includes redundant bits, error correcting codes, and metadata pertaining to the encoding scheme. To encode the bit-strings, a circular image is generated that includes a center ring and a first ring. Outward from the first ring, additional rings represent bits in the bit-string according to the width of each ring. The exterior of the image includes an outer boundary ring. The width of the boundary rings is used to define the widths representing the value of each ring. To extract a bit-string from an image, the center of the circular image is identified and a direction is selected to evaluate the image outward, determining the boundaries of each ring. The boundaries are analyzed to determine the width of each ring and the encoded bit values.
摘要翻译： 二进制位串被编码为圆形图像。 圆形图像编码圆形图像的扇区中的位串的子串，并且包括与编码方案相关的冗余位，纠错码和元数据。 为了对位串进行编码，生成包括中心环和第一环的圆形图像。 从第一个环向外，附加的环表示根据每个环的宽度的位串中的位。 图像的外部包括外边界环。 边界环的宽度用于定义表示每个环的值的宽度。 为了从图像中提取位串，识别圆形图像的中心，并选择方向以向外评估图像，确定每个环的边界。 分析边界以确定每个环的宽度和编码比特值。
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公开(公告)号：US20160140373A1
公开(公告)日：2016-05-19
申请号：US15007112
申请日：2016-01-26
申请人： MINKASU, INC.
CPC分类号： G06K7/1421 , G06K7/1443 , G06K7/1447 , G06K9/18 , G06K9/481 , G06K19/06112 , G06K19/06168 , H04N5/225
摘要： A binary bit-string is encoded in a circular image. The circular image encodes substrings of the bit-string in sectors of the circular image and includes redundant bits, error correcting codes, and metadata pertaining to the encoding scheme. To encode the bit-strings, a circular image is generated that includes a center ring and a first ring. Outward from the first ring, additional rings represent bits in the bit-string according to the width of each ring. The exterior of the image includes an outer boundary ring. The width of the boundary rings is used to define the widths representing the value of each ring. To extract a bit-string from an image, the center of the circular image is identified and a direction is selected to evaluate the image outward, determining the boundaries of each ring. The boundaries are analyzed to determine the width of each ring and the encoded bit values.
摘要翻译： 二进制位串被编码为圆形图像。 圆形图像编码圆形图像的扇区中的位串的子串，并且包括与编码方案相关的冗余位，纠错码和元数据。 为了对位串进行编码，生成包括中心环和第一环的圆形图像。 从第一个环向外，附加的环表示根据每个环的宽度的位串中的位。 图像的外部包括外边界环。 边界环的宽度用于定义表示每个环的值的宽度。 为了从图像中提取位串，识别圆形图像的中心，并选择方向以向外评估图像，确定每个环的边界。 分析边界以确定每个环的宽度和编码比特值。
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