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公开(公告)号：US10915876B2
公开(公告)日：2021-02-09
申请号：US15853398
申请日：2017-12-22
申请人： Edmar Soriano , Wesley Marangu , Peter Rhee
发明人： Edmar Soriano , Wesley Marangu , Peter Rhee
摘要： A service uses a system of servers and specialized interfaces to facilitate transfer of value from a gift card to an open loop card of a user. The service may support user-facing interfaces that interact with customers. The service may also support an API-based interface with a gift card processor to obtain gift card value, effect the value transfer, and confirm that the gift card value has been depleted. The service may also include a programmatic interface to various transaction processor services such as associating the transferred value with a personal account number of the user, a merchant associated with the original gift card, transaction monitoring, and messaging services that provide status information to the user.
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公开(公告)号：US20190197577A1
公开(公告)日：2019-06-27
申请号：US15853392
申请日：2017-12-22
申请人： Peter Rhee , Edmar Soriano , Alexander Campbell
发明人： Peter Rhee , Edmar Soriano , Alexander Campbell
CPC分类号： G06Q30/0238 , G06Q20/023 , G06Q20/204 , G06Q20/3433 , G06Q20/346
摘要： A system of servers and algorithms allows merchants to award value to a customer when certain criteria have been met, such as buy $100 worth of clothing and get a $20 credit toward a future purchase. Unlike a gift card, the funding for the award is held by the merchant until the award is used, at which time the award funds are transferred to the user's designated account, such as an open loop credit or debit card.
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公开(公告)号：US20190197521A1
公开(公告)日：2019-06-27
申请号：US15853367
申请日：2017-12-22
CPC分类号： G06Q20/342 , G06Q20/023 , G06Q20/204 , G06Q20/3433
摘要： A system of servers and algorithms allows merchants to receive value on behalf of a customer as a gift from a third party or for the merchant to proactively award value to the customer. The system receives an indication of credit sponsored by the merchant for a personal account number (PAN) of the customer. The system then creates a specialized monitor for the customer's transactions to identify transactions meeting certain criteria, including merchant, and applies the credited funds for the purchases. These credits may be made in real time at the register during a purchase or via a statement credit when the customer's bill is processed. The scope of the monitoring process may be expanded to partner brands or co-marketing partners. As the funds are applied, the system generates a settlement message to transfer funds from the merchant to an issuer associated with the PAN or other clearinghouse.
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公开(公告)号：US10977659B2
公开(公告)日：2021-04-13
申请号：US15853378
申请日：2017-12-22
申请人： Peter Rhee , Edmar Soriano , Alexander Campbell
发明人： Peter Rhee , Edmar Soriano , Alexander Campbell
摘要： A systems of servers and algorithms allows merchants to refund value, for example, for refunds on returned goods or for other customer satisfaction reasons. The system receives the request for credit from a merchant refund session as well as a target financial instrument associated with the customer receiving the credit. The system then creates a specialized monitor for the customer's transactions to identify transactions made with that merchant and applies the previously credited funds for purchases made at the merchant. These credits may be made in real time at the register during a purchase or via a statement credit. The credit may also be applied to partner brands associated with the merchant by expanding the scope of the monitor.
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公开(公告)号：US10956927B2
公开(公告)日：2021-03-23
申请号：US15853392
申请日：2017-12-22
申请人： Peter Rhee , Edmar Soriano , Alexander Campbell
发明人： Peter Rhee , Edmar Soriano , Alexander Campbell
摘要： A system of servers and algorithms allows merchants to award value to a customer when certain criteria have been met, such as buy $100 worth of clothing and get a $20 credit toward a future purchase. Unlike a gift card, the funding for the award is held by the merchant until the award is used, at which time the award funds are transferred to the user's designated account, such as an open loop credit or debit card.
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公开(公告)号：US20190197541A1
公开(公告)日：2019-06-27
申请号：US15853378
申请日：2017-12-22
申请人： Peter Rhee , Edmar Soriano , Alexander Campbell
发明人： Peter Rhee , Edmar Soriano , Alexander Campbell
CPC分类号： G06Q20/407 , G06F11/3034 , G06F16/23 , G06Q20/10 , G06Q20/405 , H04W4/14
摘要： A systems of servers and algorithms allows merchants to refund value, for example, for refunds on returned goods or for other customer satisfaction reasons. The system receives the request for credit from a merchant refund session as well as a target financial instrument associated with the customer receiving the credit. The system then creates a specialized monitor for the customer's transactions to identify transactions made with that merchant and applies the previously credited funds for purchases made at the merchant. These credits may be made in real time at the register during a purchase or via a statement credit. The credit may also be applied to partner brands associated with the merchant by expanding the scope of the monitor.
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公开(公告)号：US20190197504A1
公开(公告)日：2019-06-27
申请号：US15853398
申请日：2017-12-22
申请人： Edmar Soriano , Wesley Marangu , Peter Rhee
发明人： Edmar Soriano , Wesley Marangu , Peter Rhee
CPC分类号： G06Q20/105 , G06Q20/204 , G06Q20/3433
摘要： A service uses a system of servers and specialized interfaces to facilitate transfer of value from a gift card to an open loop card of a user. The service may support user-facing interfaces that interact with customers. The service may also support an API-based interface with a gift card processor to obtain gift card value, effect the value transfer, and confirm that the gift card value has been depleted. The service may also include a programmatic interface to various transaction processor services such as associating the transferred value with a personal account number of the user, a merchant associated with the original gift card, transaction monitoring, and messaging services that provide status information to the user.
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公开(公告)号：US08636721B2
公开(公告)日：2014-01-28
申请号：US10595450
申请日：2004-11-22
申请人： Hasan Alam , Peter Rhee , Emily Rhee
发明人： Hasan Alam , Peter Rhee , Emily Rhee
IPC分类号： A61M27/00
CPC分类号： A61M1/0021 , A61M1/0003 , A61M1/0011 , A61M1/0023 , A61M1/0066 , A61M1/04 , A61M16/0463 , A61M27/00 , A61M39/24 , A61M2205/071 , A61M2205/078 , B21B28/04 , B24B5/04 , B24B5/37 , B24D3/14 , B24D5/00
摘要： A manually operable pump for the effective removal of fluids to include blood, blood clots, fluid, and air from a body cavity of a subject is provided. The manually operable pump is adapted to be connect to a range of fluid conduits and is equipped with one-way valves that effectively permit flow of fluid through the pump in only one direction. The sensitivity of the one-way valves is such that when properly positioned, fluid can flow through the valves and out of the pump without manual compression of the pump and with the aid of gravity power alone.
摘要翻译： 提供了一种用于有效去除流体以包括来自受试者的体腔的血液，血块，流体和空气的手动操作的泵。 手动操作的泵适于连接到一系列流体导管，并且装有单向阀，其有效地允许流体仅在一个方向上流过泵。 单向阀的灵敏度使得当适当定位时，流体可以通过阀而流出泵而无需手动压缩泵并仅借助于重力。
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公开(公告)号：US20080091174A1
公开(公告)日：2008-04-17
申请号：US10595450
申请日：2004-11-22
申请人： Hasan B. Alam , Peter Rhee , Emily Rhee
发明人： Hasan B. Alam , Peter Rhee , Emily Rhee
IPC分类号： A61M1/00
CPC分类号： A61M1/0021 , A61M1/0003 , A61M1/0011 , A61M1/0023 , A61M1/0066 , A61M1/04 , A61M16/0463 , A61M27/00 , A61M39/24 , A61M2205/071 , A61M2205/078 , B21B28/04 , B24B5/04 , B24B5/37 , B24D3/14 , B24D5/00
摘要： A manually operable pump for the effective removal of fluids to include blood, blood clots, fluid, and air from a body cavity of a subject is provided. The manually operable pump is adapted to be connect to a range of fluid conduits and is equipped with one-way valves that effectively permit flow of fluid through the pump in only one direction. The sensitivity of the one-way valves is such that when properly positioned, fluid can flow through the valves and out of the pump without manual compression of the pump and with the aid of gravity power alone.
摘要翻译： 提供了一种用于有效去除流体以包括来自受试者的体腔的血液，血块，流体和空气的手动操作的泵。 手动操作的泵适于连接到一系列流体导管，并且装有单向阀，其有效地允许流体仅在一个方向上流过泵。 单向阀的灵敏度使得当适当定位时，流体可以通过阀而流出泵而无需手动压缩泵并仅借助于重力。
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