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    Banking system controlled responsive to data bearing records
    3.
    发明授权
    Banking system controlled responsive to data bearing records 有权
    控制数据记录的银行系统

    公开(公告)号：US08684262B1

    公开(公告)日：2014-04-01

    申请号：US13461235

    申请日：2012-05-01

    申请人： Jeffrey M. Eastman ,  Pedro Tula ,  Nam Le ,  David Nikkel ,  David Vidmar ,  Jhansi Arikatla ,  Erie S. VanKeulen ,  Wayne Wellbaum

    发明人： Jeffrey M. Eastman ,  Pedro Tula ,  Nam Le ,  David Nikkel ,  David Vidmar ,  Jhansi Arikatla ,  Erie S. VanKeulen ,  Wayne Wellbaum

    IPC分类号： G06Q40/00 ,  G06K5/00 ,  B65H5/22

    CPC分类号： G06Q40/02 ,  G07D11/00 ,  G07F7/0873 ,  G07F19/20 ,  G07F19/201 ,  G07G5/00

    摘要： An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.

    摘要翻译： 一种自动银行机器可操作地至少部分地响应于从数据记录读取的数据来进行财务传送。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机可操作地使得读卡数据对应于被授权执行在账户之间转移和/或分配资金的交易的帐户的存储数据。 自动银行机进一步操作以向用户提供进行的交易的收据。 自动银行业务机制可以使所分配或收到的现金的价值被评估或记入对应于卡数据的金融账户。

    Banking system that operates responsive to data read from data bearing records
    5.
    发明申请
    Banking system that operates responsive to data read from data bearing records 有权
    对从数据记录读取的数据进行响应的银行系统

    公开(公告)号：US20100243729A1

    公开(公告)日：2010-09-30

    申请号：US12802563

    申请日：2010-06-09

    申请人： Michael Russell ,  Larry Harmon ,  Eric Klein ,  Kevin Newton ,  Jeffery M. Enright ,  Mike R. Ryan ,  Wayne Wellbaum ,  Songtao Ma

    发明人： Michael Russell ,  Larry Harmon ,  Eric Klein ,  Kevin Newton ,  Jeffery M. Enright ,  Mike R. Ryan ,  Wayne Wellbaum ,  Songtao Ma

    IPC分类号： G06Q40/00

    CPC分类号： B65H7/12 ,  B65H2220/03 ,  B65H2220/09 ,  B65H2511/413 ,  B65H2511/51 ,  B65H2511/524 ,  B65H2553/30 ,  B65H2557/64 ,  G06Q20/042 ,  G07D7/08 ,  G07D7/12 ,  G07F19/20 ,  B65H2220/01

    摘要： An automated banking machine operates to cause financial transfers responsive to data bearing records. The automated banking machine includes a card reader that is operative to read data from user cards corresponding to a financial account. The automated banking machine further includes a sheet accepting device that is operative to receive at least one of notes and checks. A note acceptor includes at least one validator that includes at least one ultrasonic detector. The at least one validator is operative to identify suspect counterfeit notes produced by assembling pieces of genuine notes by identifying seams or other fastening features in the notes where such pieces are joined. The note validator may further include image sensors and/or radiation transmission sensors which are further usable to identify the presence of seams or other fastening features that can distinguish valid and suspect counterfeit notes.

    摘要翻译： 一个自动银行机器可以根据数据记录进行财务转移。 自动银行机包括读卡器，其可操作以从对应于金融账户的用户卡读取数据。 自动银行机还包括可接收笔记和支票中的至少一个的工作表接受装置。 音符接受器包括至少一个包括至少一个超声波探测器的校验器。 所述至少一个验证器用于通过识别在这些片连接的笔记中的接缝或其他紧固特征来识别由正装音符组合而产生的可疑假笔记。 笔记验证器还可以包括图像传感器和/或辐射传输传感器，其可进一步用于识别可以区分有效和可疑假冒笔记的接缝或其他紧固特征的存在。