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公开(公告)号：US08684262B1
公开(公告)日：2014-04-01
申请号：US13461235
申请日：2012-05-01
申请人： Jeffrey M. Eastman , Pedro Tula , Nam Le , David Nikkel , David Vidmar , Jhansi Arikatla , Erie S. VanKeulen , Wayne Wellbaum
发明人： Jeffrey M. Eastman , Pedro Tula , Nam Le , David Nikkel , David Vidmar , Jhansi Arikatla , Erie S. VanKeulen , Wayne Wellbaum
CPC分类号： G06Q40/02 , G07D11/00 , G07F7/0873 , G07F19/20 , G07F19/201 , G07G5/00
摘要： An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.
摘要翻译： 一种自动银行机器可操作地至少部分地响应于从数据记录读取的数据来进行财务传送。 自动银行机包括读卡器，用于从对应于财务账户的用户卡读取卡数据。 自动银行机可操作地使得读卡数据对应于被授权执行在账户之间转移和/或分配资金的交易的帐户的存储数据。 自动银行机进一步操作以向用户提供进行的交易的收据。 自动银行业务机制可以使所分配或收到的现金的价值被评估或记入对应于卡数据的金融账户。
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公开(公告)号：US08733634B1
公开(公告)日：2014-05-27
申请号：US13461258
申请日：2012-05-01
申请人： Jeffrey M. Eastman , Pedro Tula , Nam Le , David Nikkel , David Vidmar , Jhansi Arikatla , Eric S. VanKeulen , Wayne Wellbaum
发明人： Jeffrey M. Eastman , Pedro Tula , Nam Le , David Nikkel , David Vidmar , Jhansi Arikatla , Eric S. VanKeulen , Wayne Wellbaum
CPC分类号： G07F19/20 , G06Q20/1085 , G06Q40/02 , G07D11/0081 , G07F19/201 , G07G5/00
摘要： An automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data from user cards corresponding to financial accounts. The automated banking machine is operative to cause a determination to be made that read card data corresponds to stored data for an account authorized to carry out transactions that transfer and/or allocate funds between accounts. The automated banking machine is further operative to provide users with a receipt for transactions conducted. The automated banking machine is operative to cause the value of cash dispensed or received to be assessed or credited to the financial accounts corresponding to card data.
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3.发明授权ATM that places front customer interface in communication with rear servicer interface 有权前端客户端口与后端服务器接口通信的ATM公开(公告)号：US07950574B1
公开(公告)日：2011-05-31
申请号：US12657687
申请日：2010-01-26
IPC分类号： G07F19/00
CPC分类号： G07F19/207 , G07F19/20
摘要： An automatic banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that reads data corresponding to financial accounts from user cards and carries out transactions related to the accounts. The machine includes a camera, a microphone, and the card reader at a customer interface located at the front of the machine. A servicer display device is at a servicer interface located at the rear of the machine. The customer interface and the servicer interface can be placed in audio/visual communication. Although a first servicer located at the customer interface may not be directly visible to a second servicer located at the servicer interface, they are still able to communicate through the customer interface and servicer interface during machine servicing.
摘要翻译： 自动银行业务响应于从数据记录中读取的数据来进行资金转移。 该机器包括读卡器，用于从用户卡读取对应于财务帐户的数据，并执行与该帐户有关的交易。 该机器在位于机器前部的客户接口处包括相机，麦克风和读卡器。 服务器显示设备位于位于机器后部的服务器接口。 客户界面和服务器接口可以放置在音频/视频通信中。 虽然位于客户界面的第一个服务器可能不是位于服务器接口的第二个服务器直接可见，但是在机器服务期间，它们仍然能够通过客户界面和服务器接口进行通信。
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4.发明授权Automated banking machine that allows servicer to use customer display to view images from a camera located inside the machine 有权自动银行机器，允许服务人员使用客户显示来查看机器内部相机的图像公开(公告)号：US07789299B1
公开(公告)日：2010-09-07
申请号：US11715011
申请日：2007-03-07
IPC分类号： G06K5/00
CPC分类号： G07F19/207 , G07F19/20
摘要： An automatic banking machine includes a card reader for reading user cards, and a cash dispenser. A movable camera is positionable within the ATM housing. The automated banking machine carries out transactions related to user accounts based on information read from cards. Service personnel are enabled to direct the camera toward regions of machine components while conducting service activities that are not directly visible by a servicer. A camera assembly includes a microphone to sense sounds associated with machine components during test operations. The generated data may be used by an on-site servicer, or sent to an entity at a remote location. The visual images may be used to enhance diagnostic and servicing capabilities.
摘要翻译： 自动银行机包括用于读取用户卡的读卡器和自动提款机。 可移动摄像机可定位在ATM外壳内。 自动银行机器根据从卡读取的信息执行与用户账户有关的交易。 服务人员能够进行机器组件的各个区域的引导，同时进行服务人员不能直接看到的服务活动。 相机组件包括用于在测试操作期间感测与机器部件相关联的声音的麦克风。 生成的数据可以由现场服务器使用，或者发送到远程位置的实体。 视觉图像可用于增强诊断和维修能力。
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公开(公告)号：US07735722B1
公开(公告)日：2010-06-15
申请号：US11445605
申请日：2006-06-02
申请人： Richard C. Lute , Zachary Utz , Pedro Tula , Klaus Steinbach , Natarajan Ramachandran , Mark Estep
发明人： Richard C. Lute , Zachary Utz , Pedro Tula , Klaus Steinbach , Natarajan Ramachandran , Mark Estep
IPC分类号： G07F19/00
CPC分类号： G07F19/205 , G06Q20/1085 , G07F19/20
摘要： Method of accessing components of an automated banking machine for servicing. A top housing cover is mounted in slidable relationship to the housing of an ATM chest or secure enclosure. In an operational condition, a front opening in the top housing is closed by an upper fascia. Removal of one or more fasteners allows the top housing cover to be slid rearwardly away from the upper fascia to expose various banking machine components such as a display, a card reader, a receipt printer, and input keys for servicing.
摘要翻译： 访问自动银行机的组件进行维修的方法。 顶部外壳盖与ATM柜或安全外壳的外壳滑动关系。 在操作状态下，顶部壳体中的前开口由上面板关闭。 去除一个或多个紧固件允许顶部外壳盖从上面板向后滑动以暴露各种银行机器部件，例如显示器，读卡器，收据打印机和用于维修的输入键。
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公开(公告)号：US07726558B1
公开(公告)日：2010-06-01
申请号：US11445595
申请日：2006-06-02
申请人： Richard C. Lute , Zachary Utz , Pedro Tula , Klaus Steinbach , Natarajan Ramachandran , Mark Estep
发明人： Richard C. Lute , Zachary Utz , Pedro Tula , Klaus Steinbach , Natarajan Ramachandran , Mark Estep
IPC分类号： G07F19/00
CPC分类号： G07F19/20
摘要： A method provides for accessing components of an automated banking machine (ATM) housed in the secure enclosure or chest. The chest is adapted for use in either a front-load or a rear-load ATM. AN operable chest door controls access through one of the openings in the chest housing by operation of a locking bolt mechanism. The other opening in the chest housing is semi-permanently closed by a second chest door by operation fo an alternate securing mechanism.
摘要翻译： 一种方法提供访问安装在安全外壳或胸部中的自动银行机（ATM）的组件。 胸部适用于前负载或后负载ATM。 可操作的胸部门通过锁定螺栓机构的操作来控制通过胸部壳体中的一个开口的通路。 通过操作替代的固定机构，胸部壳体中的另一个开口由第二个门被半永久地关闭。
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公开(公告)号：US07367493B1
公开(公告)日：2008-05-06
申请号：US11445674
申请日：2006-06-02
申请人： Richard C. Lute , Zachary Utz , Pedro Tula , Klaus Steinbach , Natarajan Ramachandran , Mark Estep
发明人： Richard C. Lute , Zachary Utz , Pedro Tula , Klaus Steinbach , Natarajan Ramachandran , Mark Estep
IPC分类号： G07F19/00
CPC分类号： G07F19/205 , G07F19/20
摘要： An automated banking machine includes a top housing supported on the housing of a chest. A rearwardly extending projection of an upper fascia selectively overlays a forward region of the top housing adjacent the front opening. A lower fascia is selectively movable between a covering position where the lower fascia covers the front of the chest, and an accessible position where the front of the chest is accessible. The lower fascia includes first and second side extensions. When the lower fascia is in the covering position, the side extensions overlay forward side portions of the chest housing. The lower fascia may be adapted to engage the open chest door during servicing operations. The automated banking machine may include a rollout tray supporting upper banking machine components, a rotatable processor case, and/or a slidable top housing cover to permit access to banking components for installation or servicing.
摘要翻译： 自动银行机包括支撑在胸部的外壳上的顶部外壳。 上面板的向后延伸的突出部选择性地覆盖邻近前开口的顶部壳体的前部区域。 下部筋膜可选择性地在下部面板覆盖胸部前部的覆盖位置和可接近胸部前部的可触及位置之间移动。 下部面板包括第一和第二侧面延伸部。 当下面筋膜处于覆盖位置时，侧面延伸部覆盖胸部壳体的前侧部分。 在维修操作期间，下面板可适于接合打开的门。 自动银行机可以包括支撑上部银行机器部件的推出托盘，可旋转的处理器壳体和/或可滑动的顶部外壳盖，以允许访问银行部件以进行安装或维修。
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公开(公告)号：US07938317B1
公开(公告)日：2011-05-10
申请号：US12321380
申请日：2009-01-15
申请人： Richard C. Lute , Klaus Steinbach , Pedro Tula , Terry Doll
发明人： Richard C. Lute , Klaus Steinbach , Pedro Tula , Terry Doll
CPC分类号： G07F19/205 , G07F19/20
摘要： An automated banking machine operates responsive to data bearing records. The automated banking machine includes a card reader operative to data read from user cards corresponding to financial accounts. The automated banking machine includes a display and a printer to produce records of financial transactions carried out with the machine. The automated banking machine includes a processor housed in a case having vents. The machine housing includes vents and a duct assembly extends between the processor case vents and the housing vents.
摘要翻译： 自动银行业务响应于数据记录记录。 自动银行机包括读卡器，用于从对应于财务帐户的用户卡读取的数据。 自动银行机包括显示器和打印机，用于产生与机器进行的金融交易的记录。 自动银行机包括容纳在具有通风口的壳体中的处理器。 机器壳体包括通风口，并且管道组件在处理器通风口和外壳通风口之间延伸。
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9.发明授权公开(公告)号：US07870997B2
公开(公告)日：2011-01-18
申请号：US11586262
申请日：2006-10-25
IPC分类号： G07F19/00
CPC分类号： G07D11/0006 , G07D11/0018 , G07D11/0021 , G07D11/0081 , G07F1/041 , G07F19/20 , G07F19/202
摘要： An ATM extends a stack of currency notes through a cash outlet opening for presentation to a customer. Each dispensed stack, including those of different sizes, is centered in the opening. The centering of a stack is based on its thickness. The thickness can be based on the quantity of notes in the stack. Different sized stacks require different amounts of movement to be centered. A stack is centered in the opening to facilitate grasping thereof by the customer.
摘要翻译： ATM通过现金出口开放一沓钞票，以呈现给客户。 每个分配的堆叠，包括不同尺寸的堆叠在开口中心。 堆叠的中心是基于其厚度。 厚度可以基于堆叠中的纸币数量。 不同大小的堆叠需要不同的运动量居中。 堆叠以开口为中心，以方便客户抓住。
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公开(公告)号：US07780071B1
公开(公告)日：2010-08-24
申请号：US11714958
申请日：2007-03-07
IPC分类号： G06F17/00
CPC分类号： G07F19/207 , G07F19/20
摘要： An automatic banking machine includes a card reader for reading user cards, and a cash dispenser. A movable camera is positionable within the ATM housing. The automated banking machine carries out transactions related to user accounts based on information read from cards. Service personnel are enabled to direct the camera toward regions of machine components while conducting service activities that are not directly visible by a servicer. A camera assembly includes a microphone to sense sounds associated with machine components during test operations. The generated data may be used by an on-site servicer, or sent to an entity at a remote location. The visual images may be used to enhance diagnostic and servicing capabilities.
摘要翻译： 自动银行机包括用于读取用户卡的读卡器和自动提款机。 可移动摄像机可定位在ATM外壳内。 自动银行机器根据从卡读取的信息执行与用户账户有关的交易。 服务人员能够进行机器组件的各个区域的引导，同时进行服务人员不能直接看到的服务活动。 相机组件包括用于在测试操作期间感测与机器部件相关联的声音的麦克风。 生成的数据可以由现场服务器使用，或者发送到远程位置的实体。 视觉图像可用于增强诊断和维修能力。
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