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    BENCHMARKING THROUGH DATA MINING
    1.
    发明申请
    BENCHMARKING THROUGH DATA MINING 有权

    公开(公告)号：US20250069018A1

    公开(公告)日：2025-02-27

    申请号：US18939186

    申请日：2024-11-06

    Applicant: Xero Limited

    Inventor： Tim Mole ,  Grant Anderson

    IPC: G06Q10/0639

    Abstract: A system with access to regularly updated information regarding an entity can generate information regarding the performance of that entity. For example, values of various key performance indicators (KPIs) can be determined. One or more of the values can be compared to a corresponding threshold or range. Based on the results of the comparisons, an alert can be generated and sent to a user associated with the entity, a user interface (UI) that presents information to the user about the entity can include information regarding the KPIs, or both. The system may have access to data regarding a number of similar entities. Using the data for the similar entities, one or more benchmarks for the KPIs of the entity can be determined. The KPIs can be compared to the benchmarks and the results shown in a UI, an alert, or both.

    Systems and Methods for Determining Entity Attribute Representations
    2.
    发明申请
    Systems and Methods for Determining Entity Attribute Representations 有权

    公开(公告)号：US20250036662A1

    公开(公告)日：2025-01-30

    申请号：US18912545

    申请日：2024-10-10

    Applicant: Xero Limited

    Inventor： Maksymilian Clark Polaczuk ,  Christopher Darius Herrmann ,  Timothy Matthew Leathart ,  Divya Jitesh Patel

    IPC: G06F16/28 ,  G06V30/19

    Abstract: A computer implemented method for determining entity attributes. The method comprises determining one or more entity identifiers, determining an entity server address of the entity based on the one or more entity identifiers, wherein the entity server address points to an entity server; verifying the entity server address transmitting a message for request for information to the entity server address, receiving entity information from the entity server; and providing, to a machine learning model, the received entity information. The machine learning model is trained to generate a numerical representations of entities based on the entity information.

    Systems and Methods for Generating Document Numerical Representations
    3.
    发明公开
    Systems and Methods for Generating Document Numerical Representations 审中-公开

    公开(公告)号：US20240331435A1

    公开(公告)日：2024-10-03

    申请号：US18739300

    申请日：2024-06-10

    Applicant: Xero Limited

    Inventor： Jerome Gleyzes ,  Mohamed Khodeir ,  Salim Fakhouri ,  Yu Wu ,  Soon-Ee Cheah

    IPC: G06V30/416 ,  G06V30/14 ,  G06V30/18 ,  G06V30/19

    CPC classification number: G06V30/416 ,  G06V30/1448 ,  G06V30/18 ,  G06V30/19147

    Abstract: Described embodiments relate to a method comprising: determining a candidate document comprising image data and character data and extracting the image data and the character data from the candidate document. The method comprises providing, to an image-based numerical representation generation model, the image data, and generating, by the image-based numerical representation generation model, an image-based numerical representation of the image data. The method comprises providing, to a character-based numerical representation generation model, the character data; and generating, by the character-based numerical representation generation model, a character-based numerical representation of the character data. The method comprises providing, to a consolidated image-character based numerical representation generation model, the image-based numerical representation and the character-based numerical representation; and generating, by the consolidated image-character based numerical representation generation model, a combined image-character based numerical representation of the candidate document.

    Methods and Systems for Performing Database Operations
    4.
    发明公开
    Methods and Systems for Performing Database Operations 审中-公开

    公开(公告)号：US20240311385A1

    公开(公告)日：2024-09-19

    申请号：US18675944

    申请日：2024-05-28

    Applicant: Xero Limited

    Inventor： Cassandra Mcfaull ,  Geoff Thornburrow

    IPC: G06F16/2458 ,  G06F16/2455 ,  G06F16/248

    CPC classification number: G06F16/2471 ,  G06F16/24557 ,  G06F16/248

    Abstract: Methods for performing a query operation on a database comprise selecting a connection to the database from a plurality of connections to the database, the connections being arranged within a data structure and each having a predetermined number of query slots; waiting for a query slot to be available on the selected connection; in response to determining that the predetermined number of query slots include at least one available query slot, accessing one of the at least one available query slots; reordering the plurality of connections within the data structure; causing the query operation to execute at least partially using the accessed query slot; and releasing the accessed query slot.

    METHODS AND SYSTEMS FOR TRAINING ATTRIBUTE PREDICTION MODELS
    5.
    发明公开
    METHODS AND SYSTEMS FOR TRAINING ATTRIBUTE PREDICTION MODELS 审中-公开

    公开(公告)号：US20240296370A1

    公开(公告)日：2024-09-05

    申请号：US18028407

    申请日：2022-09-02

    Applicant: Xero Limited

    Inventor： Delia Rusu ,  Quentin Gabriel Thurier ,  Soon-Ee Cheah ,  Rebecca Driden

    IPC: G06N20/00 ,  G06N5/022

    CPC classification number: G06N20/00 ,  G06N5/022

    Abstract: Described embodiments relate to a method comprising: determining a training dataset of example documents, each associated with first and second hierarchical level category labels. The method comprises generating a predicted first hierarchical level category and a predicted second hierarchical level category; determining a first loss value and a second loss value based on the predictions; determining a combined loss value based on the first loss value and the second loss value; and adjusting one or more weights of the numerical representation generation model based on the combined loss value.

    Systems, Methods and Computer Program Products for Determining Information from Image-Based Documents
    6.
    发明公开
    Systems, Methods and Computer Program Products for Determining Information from Image-Based Documents 审中-公开

    公开(公告)号：US20240290124A1

    公开(公告)日：2024-08-29

    申请号：US18588671

    申请日：2024-02-27

    Applicant: Xero Limited

    Inventor： Bryan Obright ,  Alan Oberg

    IPC: G06V30/413 ,  G06V30/412 ,  G06V30/414 ,  G06V30/416

    CPC classification number: G06V30/413 ,  G06V30/412 ,  G06V30/414 ,  G06V30/416

    Abstract: A method comprises: receiving extracted information comprising information extracted from a digital document, the digital document encoding a plurality of data items, each data item of the plurality of data items being associated with a data category of a plurality of data categories; selecting a first data category of the plurality of data categories; determining a plurality of potential configurations associated with the first data category of the plurality of data categories; determining based on the extracted information, whether a data item associated with the first data category is identifiable at the first potential configuration; and in response to a data item associated with the first data category not being positioned at a first potential configuration, determining, based on the extracted information, whether a data item associated with the first data category is identifiable at a second potential configuration.

    Graphical user interface
    9.
    发明授权
    Graphical user interface 有权

    公开(公告)号：US11908050B2

    公开(公告)日：2024-02-20

    申请号：US18189563

    申请日：2023-03-24

    Applicant: Xero Limited

    Inventor： Diego Granados Diaz ,  Hayden Thomas Doward

    IPC: G06T11/20 ,  G06F3/0482 ,  G06T3/60 ,  G06T3/40 ,  G06T3/20

    CPC classification number: G06T11/206 ,  G06F3/0482 ,  G06T3/20 ,  G06T3/40 ,  G06T3/60 ,  G06F2203/04806 ,  G06T2200/24

    Abstract: A graphical user interface for display on a display screen of a user device is configured for display in a window occupying all or a portion of the display screen and has a first frame occupying a first frame region of the window. The first frame illustrates, adjacent to one another in a first dimension, graph visual elements each representing a respective graph data entry from a continuous subset among a sequence of graph data entries, each of the sequence having a defined placement and a quantitative value. The continuous subset is determined in response to selective zooming and/or scrolling of the first frame region by user interaction. The graph visual elements each have, in a second dimension, a linear extent or position determined according to the size of the first frame region in the second dimension, the quantitative value of the respective graph data entry, and dynamic scaling factor.

    Systems and methods of direct account transfer
    10.
    发明授权
    Systems and methods of direct account transfer 有权

    公开(公告)号：US11803826B2

    公开(公告)日：2023-10-31

    申请号：US17664761

    申请日：2022-05-24

    Applicant: Xero Limited

    Inventor： Rodney Kenneth Drury ,  Matthew John Vickers

    IPC: G06Q20/10 ,  G06Q20/38 ,  G06Q20/02 ,  G06Q20/42

    CPC classification number: G06Q20/108 ,  G06Q20/102 ,  G06Q20/382 ,  G06Q20/3823 ,  G06Q20/3829 ,  G06Q20/023 ,  G06Q20/42

    Abstract: A financial institution and a payment initiator may exchange public keys to enable the secure exchange of data. A business wishing to collect payment can provide its account information to the payment initiator. A customer wishing to pay can instruct the payment initiator to encrypt the business's account information along with details for a particular invoice and transmit the information to the financial institution. The financial institution can decrypt the information and initiate a transfer of money from the customer to the business. The financial institution may present the information about the transaction to the customer for modification or confirmation before initiating the transfer. The information may be sent from the payment initiator to the financial institution via the customer. After the payment has been initiated by the financial institution, a confirmation may be sent to the customer, the payment initiator, the business, or any suitable combination thereof.

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