Virtual simulation for insurance
    1.
    发明授权

    公开(公告)号:US11861724B2

    公开(公告)日:2024-01-02

    申请号:US17534722

    申请日:2021-11-24

    CPC分类号: G06Q40/08

    摘要: A driving accident simulation, having a virtual- or augmented-reality user interface, may be used to inform a driver of the driver's potential liability under different insurance options. The simulation may determine damages caused by the simulated accident, and identify multiple insurance options and the resulting user liability under each option. The simulation may also be used to assess an insurance adjuster's ability to estimate damages from an accident, by receiving the adjuster's estimate and comparing it to the simulation's own estimate of damages. In some embodiments, the simulation may present a driver with a simulated view from a point of view of another party to the simulated accident.

    Vehicle-to-vehicle incident information collection

    公开(公告)号:US10176524B1

    公开(公告)日:2019-01-08

    申请号:US14922914

    申请日:2015-10-26

    IPC分类号: G06Q40/08 G07C5/00 G07C5/02

    摘要: One or more driving analysis computing devices in a driving analysis system may be configured to collect vehicle driving data and infrastructure data in response to a collision. Vehicle driving data may be received from a first vehicle involved in the collision and a second vehicle involved in the collision. Vehicle driving data may be received for vehicles within a defined radius of the first vehicle and/or the second vehicle. Infrastructure data from infrastructure elements within a defined vicinity of the first vehicle and/or the second vehicle may be received. The received data may be used to initiate an insurance claim, assess fault for the collision, and detect fraudulent claims.

    Virtual Simulation for Insurance
    5.
    发明申请

    公开(公告)号:US20220148094A1

    公开(公告)日:2022-05-12

    申请号:US17525150

    申请日:2021-11-12

    摘要: A driving accident simulation, having a head-wearable user interface (e.g., a head-worn virtual-reality display), may be used to inform a driver of the driver's potential liability under different insurance options. The simulation may determine damages caused by the simulated accident, and identify multiple insurance options and the resulting user liability under each option. The simulation may also be used to assess an insurance adjuster's ability to estimate damages from an accident, by receiving the adjuster's estimate and comparing it to the simulation's own estimate of damages. In some embodiments, the simulation may present a driver with a simulated view from a point of view of another party to the simulated accident.

    Virtual simulation for insurance
    6.
    发明授权

    公开(公告)号:US11216887B1

    公开(公告)日:2022-01-04

    申请号:US14303058

    申请日:2014-06-12

    摘要: A driving accident simulation, having a virtual- or augmented-reality user interface, may be used to inform a driver of the driver's potential liability under different insurance options. The simulation may determine damages caused by the simulated accident, and identify multiple insurance options and the resulting user liability under each option. The simulation may also be used to assess an insurance adjuster's ability to estimate damages from an accident, by receiving the adjuster's estimate and comparing it to the simulation's own estimate of damages. In some embodiments, the simulation may present a driver with a simulated view from a point of view of another party to the simulated accident.

    Vehicle-to-vehicle accident detection

    公开(公告)号:US10460534B1

    公开(公告)日:2019-10-29

    申请号:US14922906

    申请日:2015-10-26

    IPC分类号: G07C5/02 G08G1/16 G08G1/0962

    摘要: One or more driving analysis computing devices in a driving analysis system may be configured to analyze driving data, determine driving behaviors, and determine whether a collision is imminent or has occurred using vehicle-to-vehicle (V2V) communications. Determination of whether a collision has occurred may be based on X-axis, Y-axis, and Z-axis positional data from two vehicles. Driving data from multiple vehicles may be collected by vehicle sensors or other vehicle-based systems, transmitted using V2V communications, and then analyzed and compared to determine various driving behaviors by the drivers of the vehicles.

    VIRTUAL SIMULATION FOR INSURANCE
    9.
    发明申请

    公开(公告)号:US20220164894A1

    公开(公告)日:2022-05-26

    申请号:US17534722

    申请日:2021-11-24

    IPC分类号: G06Q40/08

    摘要: A driving accident simulation, having a virtual- or augmented-reality user interface, may be used to inform a driver of the driver's potential liability under different insurance options. The simulation may determine damages caused by the simulated accident, and identify multiple insurance options and the resulting user liability under each option. The simulation may also be used to assess an insurance adjuster's ability to estimate damages from an accident, by receiving the adjuster's estimate and comparing it to the simulation's own estimate of damages. In some embodiments, the simulation may present a driver with a simulated view from a point of view of another party to the simulated accident.

    Vehicle-to-vehicle incident information collection

    公开(公告)号:US11315190B1

    公开(公告)日:2022-04-26

    申请号:US16196993

    申请日:2018-11-20

    IPC分类号: G06Q40/08 G07C5/00 G07C5/02

    摘要: One or more driving analysis computing devices in a driving analysis system may be configured to collect vehicle driving data and infrastructure data in response to a collision. Vehicle driving data may be received from a first vehicle involved in the collision and a second vehicle involved in the collision. Vehicle driving data may be received for vehicles within a defined radius of the first vehicle and/or the second vehicle. Infrastructure data from infrastructure elements within a defined vicinity of the first vehicle and/or the second vehicle may be received. The received data may be used to initiate an insurance claim, assess fault for the collision, and detect fraudulent claims.