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公开(公告)号：US12233803B2
公开(公告)日：2025-02-25
申请号：US18513041
申请日：2023-11-17
Applicant: Allstate Insurance Company
Inventor： Surender Kumar , Clint J. Marlow , Timothy W. Gibson , Mark V. Slusar , Chris Wiklund
IPC: B60R21/013 , B60R21/00 , G05D1/00 , G05D1/228 , G06N20/00 , G06Q40/08 , G07C5/00 , G07C5/08 , G08G1/00 , G08G1/01 , G08G1/16 , H04L67/12 , H04L67/50 , H04L67/52 , H04L69/40
Abstract: Event-based connected vehicle control and response systems, methods, and apparatus are disclosed. An example method comprises identifying the occurrence of an event, storing first data corresponding to apparatus operation for a first threshold amount of time prior to the event, during the occurrence of the event, and for a second threshold amount of time after the event, determining whether a responsive object is involved in or near the event, in response to determining that the responsive object is involved in or near the event, transmitting the first data to the responsive object, and receiving, from the responsive object, second data, analyzing the first data and the second data to determine a party at-fault for the event, aggregating the first data and second data into an event report, and causing, automatically, a response to be initiated through an entity associated with the party at-fault.
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公开(公告)号：US12190736B2
公开(公告)日：2025-01-07
申请号：US18197970
申请日：2023-05-16
Applicant: Allstate Insurance Company
Inventor： Surender Kumar , Ryan M. Briggs , Mark V. Slusar , Timothy W. Gibson
Abstract: Aspects of the disclosure relate to controlling autonomous vehicles to provide automated emergency response functions. A computing platform may receive vehicle data associated with a vehicle from an on-board vehicle monitoring system associated with the vehicle. Subsequently, the computing platform may detect an occurrence of an emergency at a location. Thereafter, the computing platform may select an autonomous vehicle to respond to the emergency at the location based on autonomous vehicle state information. Then, the computing platform may generate one or more dispatch commands directing the autonomous vehicle to move to the location and execute one or more emergency response functions. Subsequently, the computing platform may send, to an on-board autonomous vehicle control system associated with the autonomous vehicle, the one or more dispatch commands directing the autonomous vehicle to move to the location and execute the one or more emergency response functions.
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公开(公告)号：US11692838B1
公开(公告)日：2023-07-04
申请号：US17194594
申请日：2021-03-08
Applicant: Allstate Insurance Company
Inventor： Timothy W. Gibson , Surender Kumar , Regina Madigan
CPC classification number: G01C21/3492 , G01C21/3461 , G05D1/0061 , G05D1/0088 , G06Q40/08 , G05D2201/0213
Abstract: A route risk mitigation system and method using real-time information to improve the safety of vehicles operating in semi-autonomous or autonomous modes. The method mitigates the risks associated with driving by assigning real-time risk values to road segments and then using those real-time risk values to select less risky travel routes, including less risky travel routes for vehicles engaged in autonomous driving over the travel routes. The route risk mitigation system may receive location information, real-time operation information, (and/or other information) and provide updated associated risk values. In an embodiment, separate risk values may be determined for vehicles engaged in autonomous driving over the road segment and vehicles engaged in manual driving over the road segment.
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公开(公告)号：US11574357B1
公开(公告)日：2023-02-07
申请号：US16238050
申请日：2019-01-02
Applicant: Allstate Insurance Company
Inventor： John Rugel , Howard Hayes , Surender Kumar , Matthew Olenak , Avani Patel , Araba Appiagyei-Dankah
Abstract: Aspects of the disclosure relate to computing platforms that utilize improved mitigation analysis and policy management techniques to improve onboarding security. A computing platform may determine that a predetermined period of time has elapsed since finalizing an onboarding process. The computing platform may receive spot check verification inputs indicative of a user identity and may direct a mitigation analysis and output generation platform to analyze the spot check verification inputs. The computing platform may receive an indication of a correlation between the spot check verification inputs and expected spot check verification inputs. In response to determining that the correlation exceeds a predetermined threshold, the computing platform may determine that an additional verification test should be conducted, and may direct the mobile device to display an interface that prompts for additional onboarding verification inputs.
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公开(公告)号：US20220179978A1
公开(公告)日：2022-06-09
申请号：US17116354
申请日：2020-12-09
Applicant: Allstate Insurance Company
Inventor： Matei Stroila , Surender Kumar , Chanakykumar Bhavsar
Abstract: Methods, computer-readable media, software, systems and apparatuses may receive, from a user device, notification of a user enrolling in a privacy incident protection application, receive, from the user device, user account information associated with one or more user accounts of the user, where the user account information includes a plurality of contextual settings, determine a risk footprint associated with the user based on the user account information, monitor the one or more user accounts, receive an indication of an incident based on monitoring the one or more user accounts and based on the risk footprint, and transmit an incident notification to a data server provider associated with the incident. The incident notification may include instructions to perform a mitigation action associated with the incident.
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Patent Agency Ranking
公开(公告)号：US11250514B2
公开(公告)日：2022-02-15
申请号：US15433040
申请日：2017-02-15
Applicant: Allstate Insurance Company
Inventor： Surender Kumar , Timothy W. Gibson
IPC: G06Q40/00 , G06Q40/08 , G06Q10/04 , B60W10/04 , B60W10/30 , B60W30/08 , B60W30/10 , B60W50/08 , B60W50/14 , G05D1/00
Abstract: The disclosure provides an early notification system to alert a driver of an approaching unsafe autonomous or semi-autonomous driving zone so that a driver may switch vehicle to a non-autonomous driving mode and navigate safely through the identified location. In response, to a determination of an upcoming unsafe autonomous or semi-autonomous driving zone, the driver or system may take appropriate actions in response to the early notification.
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公开(公告)号：US20210390625A1
公开(公告)日：2021-12-16
申请号：US16897726
申请日：2020-06-10
Applicant: Allstate Insurance Company
Inventor： Howard Hayes , Sunil Chintakindi , Surender Kumar , Tim Gibson
IPC: G06Q40/08 , H04L29/06 , H04W12/00 , G06Q10/10 , G06Q50/30 , G06Q30/00 , G06Q50/26 , G06F11/30 , G06F11/34
Abstract: Aspects of the disclosure relate to computing platforms that utilize third party data for customized output generation. A computing platform may receive encrypted data corresponding to a travel history. The computing platform may decrypt a portion of the encrypted data, resulting in first decrypted travel history data. The computing platform may direct a user device to display the first decrypted travel history data, along with a first option to continue decrypting a subsequent portion of the encrypted data and a second option to delete the first decrypted travel history data. After receiving a selection of the first option, the computing platform may decrypt the subsequent portion of the encrypted data. After determining that the encrypted data is fully decrypted, the computing platform may process the decrypted data to generate a customized product output, and may direct the user device to display the customized product output.
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公开(公告)号：US20210245750A1
公开(公告)日：2021-08-12
申请号：US16864235
申请日：2020-05-01
Applicant: Allstate Insurance Company
Inventor： William Polisson , Regina Madigan , Timothy W. Gibson , Surender Kumar , Mark Slusar
Abstract: A method, medium, and apparatus for educating and reducing risk to inexperienced drivers using vehicles with autonomous navigation systems. Data regarding a driver's past experience with vehicles and operating environments may be used to proactively warn the driver about a potential danger detected or predicted by the vehicle. An autonomous vehicle may prevent the driver from operating the vehicle under unfamiliar circumstances or from causing a collision. Data regarding a driver's past experience with vehicles and the safety features thereof may be used to mitigate risk of injury or property damage by selectively activating safety features in a new vehicle which the driver has not previously driven. Data regarding a driver's past experience with vehicles and safety features thereof may be used to determine a decreased or increased rental rate for a particular vehicle.
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9.发明申请公开(公告)号：US20210243566A1
公开(公告)日：2021-08-05
申请号：US17238714
申请日：2021-04-23
Applicant: Allstate Insurance Company
Inventor： Surender Kumar , Sunil Chintakindi , Howard Hayes , Tim Gibson , Soton Ayodele Rosanwo
Abstract: Methods, computer-readable media, systems, and/or apparatuses for evaluating movement data to identify a user as a driver or non-driver passenger are provided. In some examples, movement data may be received from a mobile device of a user. The movement data may include sensor data including location data, such as global positioning system (GPS) data, accelerometer and/or gyroscope data, and the like. Additional data may be retrieved from one or more other sources. For instance, additional data such as usage of applications on the mobile device, public transportation schedules and routes, image data, vehicle operation data, and the like, may be received and analyzed with the movement data to determine whether the user of the mobile device was a driver or non-driver passenger of the vehicle. Based on the determination, the data may be deleted in some examples or may be further processed to generate one or more outputs.
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公开(公告)号：US20210217101A1
公开(公告)日：2021-07-15
申请号：US17218414
申请日：2021-03-31
Applicant: Allstate Insurance Company
Inventor： Mark Slusar , Surender Kumar , Sunil Chintakindi
IPC: G06Q40/08 , G08G1/01 , G08G1/0967 , G08G1/0968 , G08G1/00 , G08G1/0962
Abstract: Aspects of the disclosure relate to controlling autonomous vehicles to optimize traffic characteristics. A computing platform may receive vehicle guidance data from autonomous vehicle control systems of vehicles. Subsequently, the computing platform may identify a number of the vehicles currently operating in an autonomous mode based on the vehicle guidance data. Thereafter, the computing platform may identify a target number of the vehicles to be operated in an autonomous mode in order to optimize traffic characteristics. Then, the computing platform may generate messages directing selected vehicles to switch into autonomous mode in order to achieve the target number. Subsequently, the computing platform may send the messages directing the selected vehicles to switch into autonomous mode in order to receive incentives. Thereafter, the computing platform may award the incentives to the selected vehicles that switch into the autonomous mode as directed by the messages.
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