公开(公告)号：US20220222636A1

公开(公告)日：2022-07-14

申请号：US17707924

申请日：2022-03-29

Applicant: Apple Inc.

Inventor： Matthew C. BYINGTON ,  Yousuf H. VAID ,  Jenna YI ,  Christopher SHARP ,  Richard William Thomas HEARD

IPC: G06Q20/10 ,  G06Q20/38 ,  G06Q20/40

Abstract: A device implementing a user configurable direct transfer system may include at least one processor configured to receive, from an electronic device associated with a user account, a request to establish a type of transfer between a first account associated with an entity and a second account associated with the user account, the request including an entity identifier and a transfer type identifier. The at least one processor may be further configured to generate a transfer alias that is stored in association with the entity identifier, a second account identifier, and the transfer type identifier, and provide the transfer alias to the electronic device and a server associated with the entity to facilitate the type of transfer between the first account associated with the entity and the second account associated with the user account.

公开(公告)号：US20180349880A1

公开(公告)日：2018-12-06

申请号：US15994992

申请日：2018-05-31

Applicant: Apple Inc.

Inventor： Glen W. STEELE ,  George R. DICKER ,  Matthew C. BYINGTON ,  Richard William Thomas HEARD

IPC: G06Q20/22 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42 ,  H04W4/12

CPC classification number: G06Q20/3223 ,  G06Q20/38

Abstract: A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.