公开(公告)号：US20180349881A1

公开(公告)日：2018-12-06

申请号：US15978059

申请日：2018-05-11

Applicant: Apple Inc.

Inventor： Glen W. STEELE ,  Richard W. HEARD ,  Matthew C. BYINGTON

IPC: G06Q20/22 ,  G06Q20/26 ,  G06Q20/40

Abstract: A device implementing split transactions in a peer transaction system may include at least one processor configured to receive a request to transfer a transaction amount from a first account associated with a first user to a second account associated with a second user and determine that an available amount of the first account is less than the transaction amount. The at least one processor may be further configured to receive an indication of an other transaction resource and a portion of the transaction amount to be transferred from the other transaction resource and to obtain the portion of the transaction amount via the other transaction resource and a remaining portion of the transaction amount from the first account and transfer a combined amount into the second account that includes the portion of the transaction amount and the remaining portion of the transaction amount.

公开(公告)号：US20230008793A1

公开(公告)日：2023-01-12

申请号：US17876507

申请日：2022-07-28

Applicant: Apple Inc.

Inventor： Matthew C. BYINGTON ,  Christopher SHARP ,  Yousuf H. VAID

IPC: G06Q10/08 ,  G06Q20/32 ,  G06Q20/38 ,  H04L9/08

Abstract: Systems, methods, and computer-readable media for managing secure transactions between electronic devices and service providers. In one embodiment, an administration entity system may receive device order data from an electronic device, wherein the received device order data is indicative of an order for an item of value of a service provider system to be stored on the electronic device, transmit administration order data to the service provider system based on the received device order data, wherein the administration order data is indicative of the order for the item of value, receive service provider fulfillment data from the service provider system based on the transmitted administration order data, wherein the service provider fulfillment data includes the item of value, and transmit administration fulfillment data to the electronic device based on the received service provider fulfillment data, wherein the administration fulfillment data includes the item of value.

公开(公告)号：US20220222636A1

公开(公告)日：2022-07-14

申请号：US17707924

申请日：2022-03-29

Applicant: Apple Inc.

Inventor： Matthew C. BYINGTON ,  Yousuf H. VAID ,  Jenna YI ,  Christopher SHARP ,  Richard William Thomas HEARD

IPC: G06Q20/10 ,  G06Q20/38 ,  G06Q20/40

Abstract: A device implementing a user configurable direct transfer system may include at least one processor configured to receive, from an electronic device associated with a user account, a request to establish a type of transfer between a first account associated with an entity and a second account associated with the user account, the request including an entity identifier and a transfer type identifier. The at least one processor may be further configured to generate a transfer alias that is stored in association with the entity identifier, a second account identifier, and the transfer type identifier, and provide the transfer alias to the electronic device and a server associated with the entity to facilitate the type of transfer between the first account associated with the entity and the second account associated with the user account.

公开(公告)号：US20180349880A1

公开(公告)日：2018-12-06

申请号：US15994992

申请日：2018-05-31

Applicant: Apple Inc.

Inventor： Glen W. STEELE ,  George R. DICKER ,  Matthew C. BYINGTON ,  Richard William Thomas HEARD

IPC: G06Q20/22 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/42 ,  H04W4/12

CPC classification number: G06Q20/3223 ,  G06Q20/38

Abstract: A device implementing a peer transaction system may include at least one processor configured to receive, within a messaging application, a request to send a transaction amount from a first user to a second user. The at least one processor may be further configured to transmit, to a mobile transaction system, a request to transfer the transaction amount from a first debit account of the first user to a second debit account of the second user. The at least one processor may be further configured to receive, from the mobile transaction system, a confirmation that the transaction amount has been transferred from the first user to the second user. The at least one processor may be further configured to transmit, via the messaging application, a message to the second user that indicates that the transaction amount has been sent from the first user to the second user.

公开(公告)号：US20240386421A1

公开(公告)日：2024-11-21

申请号：US18772759

申请日：2024-07-15

Applicant: Apple Inc.

Inventor： Karl Anders CARLSSON ,  Anton K. DIEDERICH ,  Christopher SHARP ,  Gianpaolo FASOLI ,  Maciej STACHOWIAK ,  Matthew C. BYINGTON ,  Nicholas J. SHEARER ,  Samuel M. WEINIG

IPC: G06Q20/38 ,  G06Q20/12 ,  G06Q20/32 ,  G06Q20/40 ,  H04L9/40

Abstract: Systems, methods, and computer-readable media for validating online access to secure device functionality are provided that may use shared secrets between different subsystems and limited use validation data.

公开(公告)号：US20220005028A1

公开(公告)日：2022-01-06

申请号：US17443419

申请日：2021-07-26

Applicant: Apple Inc.

Inventor： Karl Anders CARLSSON ,  Anton K. DIEDERICH ,  Christopher SHARP ,  Gianpaolo FASOLI ,  Maciej STACHOWIAK ,  Matthew C. BYINGTON ,  Nicholas J. SHEARER ,  Samuel M. WEINIG

IPC: G06Q20/38 ,  H04L29/06 ,  G06Q20/32 ,  G06Q20/12 ,  G06Q20/40

Abstract: Systems, methods, and computer-readable media for validating online access to secure device functionality are provided that may use shared secrets between different subsystems and limited use validation data.

公开(公告)号：US20200154270A1

公开(公告)日：2020-05-14

申请号：US16680273

申请日：2019-11-11

Applicant: Apple Inc.

Inventor： Matthew C. BYINGTON ,  Christopher SHARP ,  Jeff W. LIN ,  Rahul Narayan SINGH ,  Sourabh DUGAR ,  Yousuf H. VAID

IPC: H04W12/00 ,  H04L9/08 ,  H04L29/06 ,  G06F8/30 ,  G06F8/60 ,  G06Q20/32

Abstract: A secure trusted service manager provider may include at least one processor configured to provide, to an electronic device, a first script to provision an applet instance corresponding to a third party server, the script including a public key corresponding to the third party server. The at least one processor may be configured to receive, from the electronic device, an encrypted symmetric key and provide the encrypted symmetric key to the third party server, the symmetric key being encrypted with the public key. The at least one processor may be configured to receive, from the third party server, an encrypted data element corresponding to a transaction to be performed by the applet instance, the encrypted data element being encrypted with the symmetric key, generate a second script that includes the encrypted data element and provide, to the electronic device, the second script that includes the encrypted data element.