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1.
公开(公告)号:US08313022B2
公开(公告)日:2012-11-20
申请号:US13347495
申请日:2012-01-10
申请人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
发明人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
IPC分类号: G06K5/00
CPC分类号: G06Q20/409 , G06F21/34 , G06F2221/2129 , G06Q20/12 , G06Q20/3674 , G06Q20/3821 , G06Q20/385 , G06Q20/40 , G06Q20/42 , G06Q20/425 , G06Q30/06 , G06Q2220/00 , H04L9/0866 , H04L9/321 , H04L9/3234 , H04L9/3273 , H04L63/0853 , H04L63/126 , H04L2209/56
摘要: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
摘要翻译: 公开了关于用于3-D安全系统的便携式消费者设备的验证的设备,方法和系统。 在一个实现中,验证令牌通过USB连接耦合到计算机,以便使用计算机的网络设施。 验证令牌从用户的便携式消费者设备(例如,信用卡)中读取识别信息,并使用计算机的网络设施通过通信网络将信息发送到验证条目。 验证实体对从验证令牌接收到的信息应用一个或多个验证测试。 如果通过了选定的测试次数,则验证实体向验证令牌发送3-D Secure数据。 验证令牌可以将3-D Secure数据输入计算机显示屏上出现的购买认证页面的隐藏字段。
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公开(公告)号:US20150379515A1
公开(公告)日:2015-12-31
申请号:US14732294
申请日:2015-06-05
申请人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
发明人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
CPC分类号: G06Q20/409 , G06F21/34 , G06F2221/2129 , G06Q20/12 , G06Q20/3674 , G06Q20/3821 , G06Q20/385 , G06Q20/40 , G06Q20/42 , G06Q20/425 , G06Q30/06 , G06Q2220/00 , H04L9/0866 , H04L9/321 , H04L9/3234 , H04L9/3273 , H04L63/0853 , H04L63/126 , H04L2209/56
摘要: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
摘要翻译: 公开了关于用于3-D安全系统的便携式消费者设备的验证的设备,方法和系统。 在一个实现中,验证令牌通过USB连接耦合到计算机,以便使用计算机的网络设施。 验证令牌从用户的便携式消费者设备(例如,信用卡)中读取识别信息,并使用计算机的网络设施通过通信网络将信息发送到验证条目。 验证实体对从验证令牌接收到的信息应用一个或多个验证测试。 如果通过了选定的测试次数,则验证实体向验证令牌发送3-D Secure数据。 验证令牌可以将3-D Secure数据输入计算机显示屏上出现的购买认证页面的隐藏字段。
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公开(公告)号:US09105027B2
公开(公告)日:2015-08-11
申请号:US13107715
申请日:2011-05-13
申请人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
发明人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
IPC分类号: G06F17/00 , G06Q20/42 , G06F21/34 , G06Q20/12 , G06Q20/36 , G06Q20/38 , G06Q20/40 , G06Q30/06 , H04L9/08 , H04L9/32 , H04L29/06
CPC分类号: G06Q20/409 , G06F21/34 , G06F2221/2129 , G06Q20/12 , G06Q20/3674 , G06Q20/3821 , G06Q20/385 , G06Q20/40 , G06Q20/42 , G06Q20/425 , G06Q30/06 , G06Q2220/00 , H04L9/0866 , H04L9/321 , H04L9/3234 , H04L9/3273 , H04L63/0853 , H04L63/126 , H04L2209/56
摘要: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
摘要翻译: 公开了关于用于3-D安全系统的便携式消费者设备的验证的设备,方法和系统。 在一个实现中,验证令牌通过USB连接耦合到计算机,以便使用计算机的网络设施。 验证令牌从用户的便携式消费者设备(例如,信用卡)中读取识别信息,并使用计算机的网络设施通过通信网络将信息发送到验证条目。 验证实体对从验证令牌接收到的信息应用一个或多个验证测试。 如果通过了选定的测试次数,则验证实体向验证令牌发送3-D Secure数据。 验证令牌可以将3-D Secure数据输入计算机显示屏上出现的购买认证页面的隐藏字段。
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公开(公告)号:US20120116976A1
公开(公告)日:2012-05-10
申请号:US13347495
申请日:2012-01-10
申请人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
发明人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
IPC分类号: G06Q20/40
CPC分类号: G06Q20/409 , G06F21/34 , G06F2221/2129 , G06Q20/12 , G06Q20/3674 , G06Q20/3821 , G06Q20/385 , G06Q20/40 , G06Q20/42 , G06Q20/425 , G06Q30/06 , G06Q2220/00 , H04L9/0866 , H04L9/321 , H04L9/3234 , H04L9/3273 , H04L63/0853 , H04L63/126 , H04L2209/56
摘要: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
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5.
公开(公告)号:US20110119155A1
公开(公告)日:2011-05-19
申请号:US12939963
申请日:2010-11-04
申请人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
发明人: Ayman Hammad , Patrick Faith , Krishna Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
CPC分类号: G06Q20/409 , G06F21/34 , G06F2221/2107 , G06F2221/2129 , G06Q20/12 , G06Q20/352 , G06Q20/385 , G06Q20/40 , G06Q20/4014 , G06Q20/42 , G06Q20/425 , G06Q30/0613 , G06Q30/0641 , H04L9/3234 , H04L63/0853 , H04L63/126 , H04L2209/56
摘要: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
摘要翻译: 公开了关于用于3-D安全系统的便携式消费者设备的验证的设备,方法和系统。 在一个实现中,验证令牌通过USB连接耦合到计算机,以便使用计算机的网络设施。 验证令牌从用户的便携式消费者设备(例如,信用卡)中读取识别信息,并使用计算机的网络设施通过通信网络将信息发送到验证条目。 验证实体对从验证令牌接收到的信息应用一个或多个验证测试。 如果通过了选定的测试次数,则验证实体向验证令牌发送3-D Secure数据。 验证令牌可以将3-D Secure数据输入计算机显示屏上出现的购买认证页面的隐藏字段。
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公开(公告)号:US20120018506A1
公开(公告)日:2012-01-26
申请号:US13107715
申请日:2011-05-13
申请人: Ayman Hammad , Patrick Faith , Krishma Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
发明人: Ayman Hammad , Patrick Faith , Krishma Prasad Koganti , Ben Rewis , Brendan Xavier Louis , Kevin Weller , Benedicto Hernandez Dominguez
IPC分类号: G06F17/00
CPC分类号: G06Q20/409 , G06F21/34 , G06F2221/2129 , G06Q20/12 , G06Q20/3674 , G06Q20/3821 , G06Q20/385 , G06Q20/40 , G06Q20/42 , G06Q20/425 , G06Q30/06 , G06Q2220/00 , H04L9/0866 , H04L9/321 , H04L9/3234 , H04L9/3273 , H04L63/0853 , H04L63/126 , H04L2209/56
摘要: Apparatuses, methods, and systems pertaining to the verification of portable consumer devices for 3-D Secure Systems are disclosed. In one implementation, a verification token is coupled to a computer by a USB connection so as to use the computer's networking facilities. The verification token reads identification information from a user's portable consumer device (e.g., credit card) and sends the information to a validation entry over a communications network using the computer's networking facilities. The validation entity applies one or more validation tests to the information that it receives from the verification token. If a selected number of tests are passed, the validation entity sends a 3-D Secure datum to the verification token. The verification token may enter the 3-D Secure datum into a hidden field of a Purchase Authentication Page appearing on the computer's display.
摘要翻译: 公开了关于用于3-D安全系统的便携式消费者设备的验证的设备,方法和系统。 在一个实现中,验证令牌通过USB连接耦合到计算机,以便使用计算机的网络设施。 验证令牌从用户的便携式消费者设备(例如,信用卡)中读取识别信息,并使用计算机的网络设施通过通信网络将信息发送到验证条目。 验证实体对从验证令牌接收到的信息应用一个或多个验证测试。 如果通过了选定的测试次数,则验证实体向验证令牌发送3-D Secure数据。 验证令牌可以将3-D Secure数据输入计算机显示屏上出现的购买认证页面的隐藏字段。
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公开(公告)号:US20150198983A1
公开(公告)日:2015-07-16
申请号:US14338930
申请日:2014-07-23
申请人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Krishna Prasad Koganti
发明人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Krishna Prasad Koganti
CPC分类号: G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要: Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.
摘要翻译: 本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统,装置和方法。 第一设备和第二设备通过彼此进行物理接触进行交互,从而生成代表第一和第二设备之间的物理交互的交互数据。 第一和第二装置可以是移动电话。 第二设备可以是销售点终端,接入点设备或位于线路,门,门或入口处的任何其它固定(即固定位置)设备。 服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。 在确定第一设备和第二设备联系之后,可以在设备之间发起通信。 通信可以涉及在潜在进入者(操作第一设备)和网守(操作第二设备)之间的信息交换(诸如凭证)之间的访问交易,以验证潜在进入者是否被允许或不允许访问 被守门员固定或限制的特定区域。 其他实施例直接用于确认交易。 访问交易和确认交易可以与使用支付处理网络的金融交易组合。
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公开(公告)号:US10095276B2
公开(公告)日:2018-10-09
申请号:US12953372
申请日:2010-11-23
申请人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
摘要: Embodiments of the present invention are directed to systems, apparatuses and methods for using a first device with an accelerometer to transfer data by making contact with a second device with an accelerometer, thereby generating interaction data that is representative of the physical contact between the mobile device and the second device. The first device may be a mobile phone. The second device may be a mobile phone or a stationary kiosk or terminal. A first device with an accelerometer physically contacts the second device. Each of the first and second devices generate interaction data (e.g., accelerometer, location, time data, etc.) representative of the physical interaction between the first and second device. A server computer determines, based on interaction data, that the first device and the second device physically contact each other. After determining that the mobile device and the second device made contact, communications may be initiated between the devices. Communications may include customer-provided information (e.g., shopping lists) and merchant-provided information (e.g., items in stock or on sale from the consumer's shopping list). In some embodiments, at least two independent interactions between three devices transfer data from a first computing device to a second computing device, after each of the first and second computing devices independently interacts with a mobile device.
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公开(公告)号:US08907768B2
公开(公告)日:2014-12-09
申请号:US12953371
申请日:2010-11-23
申请人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
IPC分类号: H04Q5/22 , G08B1/08 , G05B19/00 , H04K1/00 , G06F3/033 , G06Q20/42 , G06Q20/38 , G06Q20/32 , G06Q20/40 , G06Q20/10 , G06F1/16
CPC分类号: G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要: Embodiments of the present invention are directed to systems, apparatuses and methods for using a mobile device with an accelerometer to gain access into a secured or restricted area. A first device and a second device interact by making physical contact with each other thereby generating interaction data that is representative of the physical interaction between the first and second device. The first and second device may be mobile phones. The second device may be a point of sale terminal, access point device, or any other stationary (i.e., in a fixed position) device positioned at a line, door, gate, or entrance. A server computer determines, based on interaction data, that the first device and the second device made physical contact. After determining that the first device and the second device made contact, communications may be initiated between the devices. Communications may relate an access transaction comprising an exchange of information, such as credentials, between a prospective entrant (operating the first device) and a gatekeeper (operating the second device) to verify that the prospective entrant is permitted or is not permitted access to a particular area that is secured or restricted by the gatekeeper. Other embodiments are direct to confirmation transactions. Access transaction and confirmation transactions may be combined with a financial transaction using a payment processing network.
摘要翻译: 本发明的实施例涉及使用具有加速度计的移动装置来获得进入安全或限制区域的系统,装置和方法。 第一设备和第二设备通过彼此进行物理接触进行交互,从而生成代表第一和第二设备之间的物理交互的交互数据。 第一和第二装置可以是移动电话。 第二设备可以是销售点终端,接入点设备或位于线路,门,门或入口处的任何其它固定(即固定位置)设备。 服务器计算机基于交互数据确定第一设备和第二设备进行物理接触。 在确定第一设备和第二设备联系之后,可以在设备之间发起通信。 通信可以涉及在潜在进入者(操作第一设备)和网守(操作第二设备)之间的信息交换(诸如凭证)之间的访问交易,以验证潜在进入者是否被允许或不允许访问 被守门员固定或限制的特定区域。 其他实施例直接用于确认交易。 访问交易和确认交易可以与使用支付处理网络的金融交易组合。
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公开(公告)号:US08761809B2
公开(公告)日:2014-06-24
申请号:US12952811
申请日:2010-11-23
申请人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
发明人: Patrick Faith , Mark Carlson , Ayman Hammad , Ben Rewis , Kris Koganti
IPC分类号: H04W24/00
CPC分类号: G06F1/1694 , G06F21/40 , G06Q20/10 , G06Q20/32 , G06Q20/3224 , G06Q20/389 , G06Q20/40 , G06Q20/4016 , G06Q20/42 , H04W12/08
摘要: Embodiments of the invention may use a first accelerometer to measure first acceleration data of a first device. Other interaction data, including time data and geographic location data, generated by the first device may also be recorded. First acceleration data is compared by a remote server computer to second acceleration data generated by a second accelerometer in a second device. If the first and second accelerometer data are substantially equal, it can be determined that the devices have interacted and communications can be initiated. After communications are initiated, a financial transaction is conducted. Accelerometer data may be stored and/or used as part of the authentication process in a payment processing network. Other embodiments of the invention use the accelerometer to generate movement security data to make financial transaction more secure. Accelerometer data is used for authentication, security, encryption, session keys, non-repudiation, or fraud protection.
摘要翻译: 本发明的实施例可以使用第一加速度计来测量第一装置的第一加速度数据。 还可以记录由第一设备产生的其他交互数据,包括时间数据和地理位置数据。 第一加速度数据由远程服务器计算机与由第二装置中的第二加速度计产生的第二加速度数据进行比较。 如果第一和第二加速度计数据基本上相等,则可以确定设备已经相互作用并且可以启动通信。 通信发起后,进行金融交易。 加速度计数据可以被存储和/或用作支付处理网络中认证过程的一部分。 本发明的其他实施例使用加速度计来产生运动安全数据以使金融交易更加安全。 加速度计数据用于认证,安全性,加密,会话密钥,不可否认性或欺诈保护。
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