公开(公告)号：US20210065576A1

公开(公告)日：2021-03-04

申请号：US17000624

申请日：2020-08-24

Applicant: BANK OF AMERICA CORPORATION

Inventor： Christina Ann Lillie ,  Charles Jason Burrell ,  Sara Suzanne Carr ,  Jane Elizabeth Cook ,  Justin Riley duPont ,  Kajal Gupta ,  Bradley Ryan Holland ,  Robert Nyeland Huggins ,  Kashif M. Siddiqui

IPC: G09B19/00 ,  G06Q40/02 ,  G06Q10/06 ,  G06Q40/06 ,  G06Q20/40 ,  G06Q30/02 ,  G06Q50/20 ,  G06N20/00 ,  G06F3/0484

Abstract: The present disclosure embraces a system, methods and computer program products for the intelligent onboarding, support, education of supervised resource account users. The system, methods, and computer program products provide innovative tools for the development and management of supervised user resource accounts by a supervising user, and various embodiments providing unique pathways for resource management and education via the use of the disclosed resource management system.

公开(公告)号：US20220374266A1

公开(公告)日：2022-11-24

申请号：US17329052

申请日：2021-05-24

Applicant: BANK OF AMERICA CORPORATION

Inventor： Kashif M. Siddiqui ,  Ryan Elizabeth Barlow ,  Richard C. Clow, II ,  Justin duPont ,  Emily Elizabeth Pansa ,  Kristin Hodge Wallace

IPC: G06F9/50 ,  G06F9/54

Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for dynamic event-based integration of resources and temporal resource processing. The invention is structured for dynamic integration of resources and resource processing based on events. Embodiments of invention may be configured for determining technology activity systems associated with a user, analyzing resources data on a user's device, determining temporal action triggers, transmitting temporal action triggers, modifying user activity programs, and conducting modified user activity programs. The invention may also be configured for determining a user's geographical location, and predict the effect of geographical location and other parameters on the resource level of the user.

公开(公告)号：US20210065292A1

公开(公告)日：2021-03-04

申请号：US17000669

申请日：2020-08-24

Applicant: BANK OF AMERICA CORPORATION

Inventor： Christina Ann Lillie ,  Charles Jason Burrell ,  Sara Suzanne Carr ,  Jane Elizabeth Cook ,  Justin Riley duPont ,  Kajal Gupta ,  Bradley Ryan Holland ,  Robert Nyeland Huggins ,  Kashif M. Siddiqui

IPC: G06Q40/02 ,  G06Q10/10 ,  G09B19/18 ,  G06F3/0484

Abstract: The present disclosure embraces a system, methods and computer program products for the intelligent on-boarding, support, education of non-conventional resource account users. In particular, the present disclosure includes tools for aggregation and intelligent data sharing between multiple users and associated resource accounts in order to generate a comparison between resource accounts and identify and incentivize potential earning opportunities. The competitive comparison may be continuously updated as earning opportunities are completed by the various users, and educational modules are provided via a resource account interface related to various topics of resource management responsibility for guided and reinforced learning.

公开(公告)号：US20210064663A1

公开(公告)日：2021-03-04

申请号：US17000710

申请日：2020-08-24

Applicant: BANK OF AMERICA CORPORATION

Inventor： Christina Ann Lillie ,  Charles Jason Burrell ,  Sara Suzanne Carr ,  Jane Elizabeth Cook ,  Justin Riley duPont ,  Kajal Gupta ,  Bradley Ryan Holland ,  Robert Nyeland Huggins ,  Kashif M. Siddiqui

IPC: G06F16/9035 ,  G06F9/50 ,  G06F16/906 ,  G09B7/06 ,  A63F13/352 ,  A63F13/5255

Abstract: The present disclosure embraces a system, methods and computer program products for the intelligent on-boarding, support, education of supervised resource account users. The systems described herein allow for intelligent linkage of supervised resource accounts with existing accounts of a supervising user, creating tools for enhanced transfer of resources to a supervised user. The system offers interactivity and education opportunity along with resource transfers by determining resource allocation recommendations and providing goal-tracking capabilities.