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    Pre-contracted, staged, currency exchange system
    2.
    发明授权
    Pre-contracted, staged, currency exchange system 有权

    公开(公告)号：US10002387B2

    公开(公告)日：2018-06-19

    申请号：US14512242

    申请日：2014-10-10

    申请人： BANK OF AMERICA CORPORATION

    发明人： Tyler Johnson ,  Christian Michael Mande ,  James Robert Grimsley ,  Sara Gill ,  Nathan Dent ,  Kristy M. Crist

    IPC分类号： G06Q40/00 ,  G06Q40/04

    CPC分类号： G06Q40/04

    摘要： The present invention is directed to apparatuses, methods, and computer program products for implementing a pre-contracted, staged, currency exchange system. Implementation includes receiving travel information from a user; processing the travel information, wherein processing the travel information comprises determining a negotiated currency exchange rate based on the received travel information; generating a contract based on processing the travel information, wherein the contract comprises terms for executing one or more transactions using the negotiated currency exchange rate, wherein the negotiated currency exchange rate is valid for at least one of a predetermined location, a predetermined number of transactions, or a predetermined period of time; and executing one or more transactions using the negotiated currency exchange rate in accordance with the contract terms.

    "> AUTOMATED TELLER MACHINE (
    8.
    发明申请
    AUTOMATED TELLER MACHINE ("ATM") CURRENCY STAMPER 有权
    自动售货机（“ATM”）货币兑换机

    公开(公告)号：US20160155104A1

    公开(公告)日：2016-06-02

    申请号：US15002314

    申请日：2016-01-20

    申请人： Bank of America Corporation

    发明人： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

    IPC分类号： G06Q20/10 ,  G06K19/02 ,  H04N1/32 ,  G07F19/00

    CPC分类号： G06Q20/1085 ,  G06K19/025 ,  G06Q20/26 ,  G07D7/12 ,  G07D11/0021 ,  G07D11/0036 ,  G07D11/0066 ,  G07D11/009 ,  G07F19/203 ,  H04N1/32149

    摘要： Apparatus and methods for an automated teller machine (“ATM”) currency stamper are provided. The currency stamper may be configured to mark currency retracted by the ATM. The mark may include one or more attributes of the currency. The mark may include transaction information associated with a dispensing and/or retraction of the currency. Marked currency may be stored in the ATM. Marked currency may be scanned. A scanning of marked currency may read the attributes of the currency and the transaction information included in the mark. The scanning of the marked currency may erase the mark. A value of the marked currency may be calculated. The value may be determined based on the currency attributes and transaction information included in the mark applied to the currency.

    摘要翻译： 提供了自动柜员机（“ATM”）货币压模的装置和方法。 货币压模可以被配置为标记由ATM收回的货币。 商标可能包含该货币的一个或多个属性。 标记可以包括与货币的分配和/​​或收回相关联的交易信息。 标记货币可能存储在ATM中。 可以扫描标记货币。 标记货币的扫描可以读取货币的属性和商标中包含的交易信息。 标记货币的扫描可能会清除标记。 可以计算标记货币的价值。 该值可以基于包含在应用于该货币的标记中的货币属性和交易信息来确定。

    DECOY SENSOR SYSTEM FOR AUTOMATED TELLER MACHINES
    9.
    发明申请
    DECOY SENSOR SYSTEM FOR AUTOMATED TELLER MACHINES 有权
    用于自动绞肉机的传感器系统

    公开(公告)号：US20160140524A1

    公开(公告)日：2016-05-19

    申请号：US15002238

    申请日：2016-01-20

    申请人： Bank of America Corporation

    发明人： Kristy M. Crist ,  Terrelle Carswell ,  Eric McConnell ,  Rahul Puri ,  Devin D. Rhodes ,  James D. Goodwin

    IPC分类号： G06Q20/10

    CPC分类号： G07F19/209 ,  G06Q20/1085 ,  G06Q20/4016 ,  G07D11/0021 ,  G07F19/206 ,  G07F19/207

    摘要： Apparatus and methods for a sensor system are provided. The system may be configured to detect a dispensing of cash from an automated teller machine (“ATM”). The system may be configured to orient one or more sensors to capture a first information stream that includes the dispensing of cash. The system may be configured to detect a retraction of cash by the ATM. The system may orient one or more sensors to capture a second information stream that includes the retraction. The system may be configured to determine an estimate of cash collected by an ATM customer. The estimate may be based on a comparison of the first information stream and the second information stream.

    摘要翻译： 提供了传感器系统的装置和方法。 系统可以被配置为检测来自自动取款机（“ATM”）的现金分配。 系统可以被配置为定向一个或多个传感器以捕获包括现金分配的第一信息流。 该系统可以被配置为检测ATM的现金收回。 系统可以定向一个或多个传感器以捕获包括缩回的第二信息流。 该系统可以被配置为确定由ATM客户收集的现金的估计。 估计可以基于第一信息流和第二信息流的比较。