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公开(公告)号：US20210217207A1
公开(公告)日：2021-07-15
申请号：US16743263
申请日：2020-01-15
Applicant: Bank of America Corporation
Inventor： Saurabh Mavani , Francis Schommer , Martha Sain McClellan , Oscar Guzman , Lisa Janette Ebba Weekes
Abstract: Systems, computer program products, and methods are described herein for dynamic transformation of electronic representation of resources. The present invention is configured to electronically receive a request from a user to access one or more resources; electronically receive information associated with the one or more resources associated with the user from a resource database; generate an electronic representation of the one or more resources; transmit control signals configured to cause the application stored on the computing device associated with the user to display the electronic representation of the one or more resources; electronically receive one or more input signals from the user, via the application, to interact with the electronic representation of the one or more resources; and initiate an execution of one or more actions on the electronic representation of the one or more resources in response to the one or more input signals from the user.
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公开(公告)号：US20230216842A1
公开(公告)日：2023-07-06
申请号：US18122069
申请日：2023-03-15
Applicant: Bank of America Corporation
Inventor： Saurabh Mavani
IPC: H04L9/40
CPC classification number: H04L63/0861
Abstract: Aspects of the disclosure relate to voice biometric authentication in a virtual assistant. In some embodiments, a computing platform may receive, from a user device, an audio file comprising a voice command to access information related to a user account. The computing platform may retrieve one or more voice biometric signatures from a voice biometric database associated with the user account, and apply a voice biometric matching algorithm to compare the voice command of the audio file to the one or more voice biometric signatures to determine if a match exists between the voice command and one of the one or more voice biometric signatures. In response to determining that a match exists, the computing platform may retrieve information associated with the user account, and then send, via the communication interface, the information associated with the user account to the user device.
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公开(公告)号：US11321128B2
公开(公告)日：2022-05-03
申请号：US16737652
申请日：2020-01-08
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Mavani
Abstract: Embodiments of the present invention provide an end-to-end automated process for resource allocation as a result of monitoring resource volumes required to transmit an object and determining a difference between the an object's resource volume used in a resource interaction and the current object's resource volume required to transmit the object. As a result, the present invention provides the capability to perform resource allocation absent any input or other actions on behalf of the entity to whom the resources are being allocated.
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公开(公告)号：US20240305623A1
公开(公告)日：2024-09-12
申请号：US18667281
申请日：2024-05-17
Applicant: Bank of America Corporation
Inventor： Saurabh Mavani
IPC: H04L9/40 , G06F9/451 , G06F16/683 , G10L17/00
CPC classification number: H04L63/0823 , G06F9/453 , G06F16/683 , G10L17/00 , H04L63/0861
Abstract: Aspects of the disclosure relate to voice biometric authentication in a virtual assistant. In some embodiments, a computing platform may receive, from a user device, an audio file comprising a voice command to access information related to a user account. The computing platform may retrieve one or more voice biometric signatures from a voice biometric database associated with the user account, and apply a voice biometric matching algorithm to compare the voice command of the audio file to the one or more voice biometric signatures to determine if a match exists between the voice command and one of the one or more voice biometric signatures. In response to determining that a match exists, the computing platform may retrieve information associated with the user account, and then send, via the communication interface, the information associated with the user account to the user device.
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公开(公告)号：US11062483B1
公开(公告)日：2021-07-13
申请号：US16743263
申请日：2020-01-15
Applicant: Bank of America Corporation
Inventor： Saurabh Mavani , Francis Schommer , Martha Sain McClellan , Oscar Guzman , Lisa Janette Ebba Weekes
Abstract: Systems, computer program products, and methods are described herein for dynamic transformation of electronic representation of resources. The present invention is configured to electronically receive a request from a user to access one or more resources; electronically receive information associated with the one or more resources associated with the user from a resource database; generate an electronic representation of the one or more resources; transmit control signals configured to cause the application stored on the computing device associated with the user to display the electronic representation of the one or more resources; electronically receive one or more input signals from the user, via the application, to interact with the electronic representation of the one or more resources; and initiate an execution of one or more actions on the electronic representation of the one or more resources in response to the one or more input signals from the user.
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Patent Agency Ranking
公开(公告)号：US20210208936A1
公开(公告)日：2021-07-08
申请号：US16737652
申请日：2020-01-08
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Mavani
Abstract: Embodiments of the present invention provide an end-to-end automated process for resource allocation as a result of monitoring resource volumes required to transmit an object and determining a difference between the an object's resource volume used in a resource interaction and the current object's resource volume required to transmit the object. As a result, the present invention provides the capability to perform resource allocation absent any input or other actions on behalf of the entity to whom the resources are being allocated.
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公开(公告)号：US12021857B2
公开(公告)日：2024-06-25
申请号：US18122069
申请日：2023-03-15
Applicant: Bank of America Corporation
Inventor： Saurabh Mavani
IPC: H04L9/40 , G06F9/451 , G06F16/683 , G10L17/00
CPC classification number: H04L63/0823 , G06F9/453 , G06F16/683 , G10L17/00 , H04L63/0861
Abstract: Aspects of the disclosure relate to voice biometric authentication in a virtual assistant. In some embodiments, a computing platform may receive, from a user device, an audio file comprising a voice command to access information related to a user account. The computing platform may retrieve one or more voice biometric signatures from a voice biometric database associated with the user account, and apply a voice biometric matching algorithm to compare the voice command of the audio file to the one or more voice biometric signatures to determine if a match exists between the voice command and one of the one or more voice biometric signatures. In response to determining that a match exists, the computing platform may retrieve information associated with the user account, and then send, via the communication interface, the information associated with the user account to the user device.
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公开(公告)号：US11449812B2
公开(公告)日：2022-09-20
申请号：US16938417
申请日：2020-07-24
Applicant: BANK OF AMERICA CORPORATION
Inventor： Jeetendra Hukmichand Jain , Saurabh Mavani
IPC: G06Q10/06
Abstract: Systems, computer program products, and methods are described herein for establishment and dynamic adjustment of control parameters associated with resource distribution. The present invention may be configured to determine, based on historical data of resource distributions, suggested control parameters for resource distributions associated with a source associated with a user and provide the suggested control parameters to the user. The present invention may be configured to receive, after providing the suggested control parameters to the user, user input identifying user-defined control parameters. The present invention may be configured to receive a request to authorize a resource distribution, determine, based on the user-defined control parameters, whether the resource distribution is permitted, and authorize, based on determining that the resource distribution is permitted, the resource distribution.
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公开(公告)号：US20220029981A1
公开(公告)日：2022-01-27
申请号：US16938018
申请日：2020-07-24
Applicant: Bank of America Corporation
Inventor： Saurabh Mavani
IPC: H04L29/06 , G06F9/451 , G06F16/683 , G10L17/00
Abstract: Aspects of the disclosure relate to voice biometric authentication in a virtual assistant. In some embodiments, a computing platform may receive, from a user device, an audio file comprising a voice command to access information related to a user account. The computing platform may retrieve one or more voice biometric signatures from a voice biometric database associated with the user account, and apply a voice biometric matching algorithm to compare the voice command of the audio file to the one or more voice biometric signatures to determine if a match exists between the voice command and one of the one or more voice biometric signatures. In response to determining that a match exists, the computing platform may retrieve information associated with the user account, and then send, via the communication interface, the information associated with the user account to the user device.
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公开(公告)号：US20240007464A1
公开(公告)日：2024-01-04
申请号：US17855779
申请日：2022-06-30
Applicant: BANK OF AMERICA CORPORATION
Inventor： Saurabh Mavani , Lalit DHAWAN
IPC: H04L9/40
CPC classification number: H04L63/0853 , H04L63/10
Abstract: A system includes a memory, a user device that can be used by a user to enter a virtual environment and a processor coupled to the user device and the memory. The processor is configured to receive a first user credential associated with the first user and authorize a first avatar of the first user to enter the virtual environment. The processor receives a second user credential associated with the user and authorizes the first avatar to enter a virtual interaction room in the virtual environment. The processor receives a request initiated in the virtual interaction room to perform a real-world data interaction and forwards the request to a second processor in a real-world environment. The processor receives an indication that the requested data interaction is completed and, in response, provides an indication to the first avatar in the virtual interaction room that the requested data interaction has been completed.
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