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    SYSTEM FOR ASSESSMENT OF ALLOCATED ASSETS
    1.
    发明申请
    SYSTEM FOR ASSESSMENT OF ALLOCATED ASSETS 审中-公开
    分配资产评估制度

    公开(公告)号：US20170076381A1

    公开(公告)日：2017-03-16

    申请号：US14853596

    申请日：2015-09-14

    申请人： BANK OF AMERICA CORPORATION

    发明人： Katherine Dintenfass ,  Scott R. Enscoe ,  Alicia C. Jones-McFadden ,  Matthew Hsieh ,  Kevin Andrew O'Neil, JR. ,  William F. Borowski ,  Minh Nguyen Vuong

    IPC分类号： G06Q40/06

    CPC分类号： G06Q40/06

    摘要： Embodiments of the invention are directed to systems, methods, and computer program products for assessment of allocated assets. The system is configured to monitor user finances and/or a financial status associated with one or more beneficiaries; receive a user selection of a source of user asset; retrieve information associated with the selected source of user asset; retrieve information from the source; transform the retrieved information into a first data format; receive a user selection of an account associated with a beneficiary; and reallocate funds from the source of user asset to the account of the beneficiary.

    摘要翻译： 本发明的实施例涉及用于评估分配的资产的系统，方法和计算机程序产品。 该系统被配置为监视与一个或多个受益者相关联的用户财务和/或财务状况; 接收用户选择的用户资产来源; 检索与选定的用户资源来源相关联的信息; 从源中检索信息; 将检索到的信息转换为第一数据格式; 接收与受益人相关联的帐户的用户选择; 并将资金从用户资产来源重新分配给受益人账户。

    SYSTEM FOR RESTRUCTURING BASED ON INTENT ANALYSIS
    3.
    发明申请
    SYSTEM FOR RESTRUCTURING BASED ON INTENT ANALYSIS 审中-公开
    基于分析的重组系统

    公开(公告)号：US20170076383A1

    公开(公告)日：2017-03-16

    申请号：US14853649

    申请日：2015-09-14

    申请人： BANK OF AMERICA CORPORATION

    发明人： Katherine Dintenfass ,  Scott R. Enscoe ,  Alicia C. Jones-McFadden ,  Matthew Hsieh ,  Kevin Andrew O'Neil, JR. ,  William F. Borowski ,  Minh Nguyen Vuong

    IPC分类号： G06Q40/06

    CPC分类号： G06Q40/06

    摘要： The present disclosure describes restructuring accounts and assets of a user based on analysis of the intentions of the user and/or beneficiaries to the accounts of the user. Embodiments herein disclosed describe systems, methods, and computer program products for receiving information about a user, accounts associated with the user, and beneficiaries associated with the accounts. Some embodiments include receiving intentions of the user and/or the beneficiaries, including goals and investment strategies for how the user and the beneficiary wish to manage the funds in the user's accounts. Some embodiments include determining at least one asset structure model based on the accounts of the user, the user information, the beneficiary information, and the intentions of the user and/or the beneficiaries. In some embodiments, the user may select an asset structure model, which will then be applied to the accounts of the user.

    摘要翻译： 本公开描述了基于用户和/或受益人对用户的帐户的意图的分析的用户的重组帐户和资产。 本文公开的实施例描述了用于接收关于用户的信息，与用户相关联的帐户以及与账户相关联的受益者的系统，方法和计算机程序产品。 一些实施例包括接收用户和/或受益人的意图，包括用户和受益人希望如何管理用户帐户中的资金的目标和投资策略。 一些实施例包括基于用户的帐户，用户信息，受益人信息以及用户和/或受益者的意图确定至少一个资产结构模型。 在一些实施例中，用户可以选择资产结构模型，然后将其应用于用户的帐户。

    SYSTEM FOR DYNAMIC GENERATION OF ALLOCATION GUIDE FOR ASSETS
    4.
    发明申请
    SYSTEM FOR DYNAMIC GENERATION OF ALLOCATION GUIDE FOR ASSETS 审中-公开
    资产分配指导动态生成系统

    公开(公告)号：US20170076382A1

    公开(公告)日：2017-03-16

    申请号：US14853600

    申请日：2015-09-14

    申请人： BANK OF AMERICA CORPORATION

    发明人： Katherine Dintenfass ,  Scott R. Enscoe ,  Alicia C. Jones-McFadden ,  Matthew Hsieh ,  Kevin Andrew O'Neil, JR. ,  William F. Borowski ,  Minh Nguyen Vuong

    IPC分类号： G06Q40/06

    CPC分类号： G06Q40/06

    摘要： Embodiments of the invention are directed to systems, methods, and computer program products for dynamic generation of allocation guide for assets. The system is configured for receiving information associated with a state residency of the user; retrieving one or more state laws associated with the state residency of the user; retrieving information associated with allocation of assets from the one or more sources to the one or more accounts associated with the one or more beneficiaries; dynamically generating a will draft; and transmitting the will draft to the user.

    摘要翻译： 本发明的实施例涉及用于动态生成资产分配指南的系统，方法和计算机程序产品。 该系统被配置为用于接收与用户的状态驻留相关联的信息; 检索与用户的状态相关联的一个或多个州法律; 从与所述一个或多个来源相关联的所述一个或多个帐户相关联的与所述一个或多个受益者相关联的资产的相关联的信息; 动态产生意愿稿; 并将该草案传送给用户。

    SYSTEM FOR DETERMINATION AND TRANSFER OF ASSETS
    5.
    发明申请
    SYSTEM FOR DETERMINATION AND TRANSFER OF ASSETS 审中-公开
    资产确定和转移制度

    公开(公告)号：US20170076412A1

    公开(公告)日：2017-03-16

    申请号：US14853716

    申请日：2015-09-14

    申请人： BANK OF AMERICA CORPORATION

    发明人： Katherine Dintenfass ,  Matthew Hsieh ,  Scott R. Enscoe ,  Alicia C. Jones-McFadden ,  Kevin Andrew O'Neil, JR. ,  Minh N. Vuong ,  William F. Borowski

    IPC分类号： G06Q50/18 ,  G06Q10/10

    CPC分类号： G06Q50/186 ,  G06Q10/10

    摘要： Embodiments of the invention are directed to systems, methods, and computer program products for distributing assets upon the occurrence of a triggering event. Embodiments of the invention may be configured to identify a main account of a benefactor containing assets that the benefactor desires to distribute upon the occurrence of a triggering event; receive, information that identifies one or more individuals; create a subaccount that is associated with the main account that names the benefactor and at least one of the one or individuals as managers of the account; receive designations for transferring a portion of the assets from the main account into the subaccount based on the occurrence of the triggering event; identify the occurrence of the triggering event; and transfer the portion of the assets from the main account into the subaccount based on identifying the occurrence of the triggering event.

    摘要翻译： 本发明的实施例涉及用于在触发事件发生时分配资产的系统，方法和计算机程序产品。 本发明的实施例可以被配置为识别在发生触发事件时包含捐助者期望分发的资产的捐赠者的主要账户; 接收，识别一个或多个个人的信息; 创建一个与主帐户相关联的子帐户，该主帐户将该捐赠者和至少一个作为该账户管理者的个人命名; 根据触发事件的发生，收到将部分资产从主账户转入子账户的指定; 识别触发事件的发生; 并且基于识别触发事件的发生将资产的一部分从主帐户转移到子帐户中。

    SYSTEM FOR DETERMINATION AND TRACKING OF ASSET LINEAGE
    6.
    发明申请
    SYSTEM FOR DETERMINATION AND TRACKING OF ASSET LINEAGE 审中-公开
    资产类别的确定和跟踪系统

    公开(公告)号：US20170076384A1

    公开(公告)日：2017-03-16

    申请号：US14853663

    申请日：2015-09-14

    申请人： BANK OF AMERICA CORPORATION

    发明人： Katherine Dintenfass ,  Matthew Hsieh ,  William F. Borowski ,  Alicia C. Jones-McFadden ,  Scott R. Enscoe, JR. ,  Kevin Andrew O'Neil, JR. ,  Minh N. Vuong

    IPC分类号： G06Q40/06

    CPC分类号： G06Q40/06

    摘要： Embodiments of the invention are directed to systems, methods, and computer program products for generating and updating a benefactor profile comprising designations made by a benefactor for at least one beneficiary to receive assets from one or more financial accounts managed by the benefactor. Embodiments of the invention may be configured to store an electronic asset profile for the one or more assets comprising beneficiary information; store one or more limitations received from a benefactor comprising rules for communicating to a beneficiary regarding details associated with the one or more assets; create a beneficiary profile for the user; receive from the user a request to retrieve the details associated with the one or more assets from the beneficiary profile; and allow the user to view the beneficiary profile, whereby the user only sees information regarding the one or more assets as instructed by the benefactor.

    摘要翻译： 本发明的实施例涉及用于生成和更新捐助者简档的系统，方法和计算机程序产品，其包括由至少一个受益人的受益者为从受益者管理的一个或多个财务账户接收资产所作的指定。 本发明的实施例可以被配置为存储包括受益人信息的一个或多个资产的电子资产简档; 存储从捐赠者收到的一个或多个限制，其包括关于与一个或多个资产相关的细节向受益人通信的规则; 为用户创建受益人资料; 从用户那里收到从受益人资料中检索与一个或多个资产相关联的细节的请求; 并且允许用户查看受益人简档，由此用户仅按照受益人的指示来看到关于一个或多个资产的信息。