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公开(公告)号：US10853784B2
公开(公告)日：2020-12-01
申请号：US14987003
申请日：2016-01-04
IPC分类号： G06Q20/22 , G06F3/0484
摘要： Embodiments of the invention are directed to a system, method, or computer program product for providing a real-time determination of resource availability for usage via an interactive forecast interface with incorporated dashboard. In this way, the invention provides a real-time overlay forecast interface on a mobile device. The system gains access to one or more resources of a user and compiles the resources into an interactive forecast interface for visualization, manipulation, and mock manipulation of resources. The invention converts resource data extracted from the sources of the resource into a textual format encrypted for secure implementation and use into the interactive forecast interface.
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公开(公告)号：US10827015B2
公开(公告)日：2020-11-03
申请号：US16573106
申请日：2019-09-17
发明人： Alicia C. Jones-McFadden , Suma Nagappa Kumaraswamy , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
摘要： Embodiments of the invention are directed to a system, method, or computer program product for operative communication channel linkage between a user and subscription services for effective and efficient communicate with the third parties associated with the subscriptions. The invention eliminates the storage and processing requirement of a user device and allows a user system to use a single communication channel for communication for a centralized subscription regulation interface for subscription management and communications. The system identifies subscriptions from resource management sources and correlates the subscriptions to the subscription regulation interface for monitoring and trigger analysis based on locational and transactional user extraction.
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公开(公告)号：US20180101900A1
公开(公告)日：2018-04-12
申请号：US15288797
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
IPC分类号： G06Q40/02
CPC分类号： G06Q40/02
摘要： Embodiments of the present invention provide a system for real-time dynamic graphical representation of resource utilization and/or resource management. The system provides an accessible method to assist the users of an entity to allocate the resources by matching the profile of the end user with a comprehensive set of profiles to determine a subset of profiles. The system accesses the information from the subset of profiles and provides recommendations to facilitate proper resource utilization and/or management.
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公开(公告)号：US20180101854A1
公开(公告)日：2018-04-12
申请号：US15288565
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Raghav Anand , Michael Anderson , Elizabeth Ann Miller , Daniel Shilov , Alicia Anli Salvino
摘要： Embodiments leverage an artificial intelligence engine to generate customer-specific user experiences based on real-time analysis of customer responses to recommend and/or experienced features. Some embodiments access a profile of an end user comprising at least one first characteristic associated with the end user and extract end user information from a database of an entity server; identify a first trend related to resource utilization and/or management implemented by the end user based on the extracted end user information; determine an opportunity based on the identified first trend; in response to determining the opportunity, transmit control signals configured to cause the graphical user interface of the device of the end user to display graphically at least one recommendation based on the determined opportunity to the end user; and receive an input selecting or declining at least one recommendation. These inputs may correlate to a modified interface experience.
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公开(公告)号：US20170193413A1
公开(公告)日：2017-07-06
申请号：US14986996
申请日：2016-01-04
CPC分类号： G06Q10/06313
摘要： Embodiments of the invention are directed to a system, method, or computer program product for providing a predictive utilization of resource and daily resource goal progression interface. In this way, the invention provides a real-time daily interface presentation on a mobile device. The system gains access to one or more resources of a user and compiles the resources into an interface for resource visualization. The system subsequently manipulates the real-time resource data to project resource goal progression and maturation. Furthermore, the system analysis resource allocation and presents temporal peak graphical representations of fluctuations in resource allocation across time frames.
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公开(公告)号：US20170076381A1
公开(公告)日：2017-03-16
申请号：US14853596
申请日：2015-09-14
发明人： Katherine Dintenfass , Scott R. Enscoe , Alicia C. Jones-McFadden , Matthew Hsieh , Kevin Andrew O'Neil, JR. , William F. Borowski , Minh Nguyen Vuong
IPC分类号： G06Q40/06
CPC分类号： G06Q40/06
摘要： Embodiments of the invention are directed to systems, methods, and computer program products for assessment of allocated assets. The system is configured to monitor user finances and/or a financial status associated with one or more beneficiaries; receive a user selection of a source of user asset; retrieve information associated with the selected source of user asset; retrieve information from the source; transform the retrieved information into a first data format; receive a user selection of an account associated with a beneficiary; and reallocate funds from the source of user asset to the account of the beneficiary.
摘要翻译： 本发明的实施例涉及用于评估分配的资产的系统，方法和计算机程序产品。 该系统被配置为监视与一个或多个受益者相关联的用户财务和/或财务状况; 接收用户选择的用户资产来源; 检索与选定的用户资源来源相关联的信息; 从源中检索信息; 将检索到的信息转换为第一数据格式; 接收与受益人相关联的帐户的用户选择; 并将资金从用户资产来源重新分配给受益人账户。
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公开(公告)号：US20140108952A1
公开(公告)日：2014-04-17
申请号：US13652565
申请日：2012-10-16
发明人： Carrie A. Hanson , Laura C. Bondesen , Nicole Chen , Katherine Dintenfass , Scott R. Enscoe , Leo Kopelow , Yameng Li , Brett Newman , Nicholas Sharp , Marc L. Warshawsky , Alexander C. Wittkowski , Jon R. Wolf
IPC分类号： G06F3/01
CPC分类号： G06Q40/02
摘要： In certain embodiments, an apparatus includes a memory and a processor. The processor is operable to present, in a first region of a display, information associated with a first service based at least in part upon the user. The processor is further operable to present information associated with a second, third and fourth service. Additionally, the processor may receive an update to the information associated with the first service and present, in the first region of the display, the update to the information associated with the first service. Finally, the processor is operable to detect a first touch on the first region of the display indicating a selection of the first service and present details associated with the first service in response to detecting the first touch.
摘要翻译： 在某些实施例中，装置包括存储器和处理器。 处理器可操作以至少部分地基于用户在显示器的第一区域中呈现与第一服务相关联的信息。 处理器还可操作以呈现与第二，第三和第四服务相关联的信息。 另外，处理器可以接收对与第一服务相关联的信息的更新，并且在显示器的第一区域中呈现对与第一服务相关联的信息的更新。 最后，处理器可操作以响应于检测到第一触摸而检测显示器的第一区域上的第一触摸，指示第一服务的选择以及与第一服务相关联的呈现细节。
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公开(公告)号：US10726434B2
公开(公告)日：2020-07-28
申请号：US16656204
申请日：2019-10-17
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Raghav Anand , Michael Anderson , Elizabeth Ann Miller , Daniel Shilov , Alicia Anli Salvino
IPC分类号： G06Q30/02 , G06N20/00 , G06F3/0481
摘要： Embodiments leverage an artificial intelligence engine to generate customer-specific user experiences based on real-time analysis of customer responses to recommend and/or experienced features. Some embodiments access a profile of an end user comprising at least one first characteristic associated with the end user and extract end user information from a database of an entity server; identify a first trend related to resource utilization and/or management implemented by the end user based on the extracted end user information; determine an opportunity based on the identified first trend; in response to determining the opportunity, transmit control signals configured to cause the graphical user interface of the device of the end user to display graphically at least one recommendation based on the determined opportunity to the end user; and receive an input selecting or declining at least one recommendation. These inputs may correlate to a modified interface experience.
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公开(公告)号：US10476974B2
公开(公告)日：2019-11-12
申请号：US15288826
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Suma Nagappa Kumaraswamy , Matthew Hsieh , Scott R. Enscoe , Elizabeth Ann Miller , Alicia Anli Salvino , Daniel Shilov , Michael Anderson , Raghav Anand
IPC分类号： H04L29/08
摘要： Embodiments of the invention are directed to a system, method, or computer program product for operative communication channel linkage between a user and subscription services for effective and efficient communicate with the third parties associated with the subscriptions. The invention eliminates the storage and processing requirement of a user device and allows a user system to use a single communication channel for communication for a centralized subscription regulation interface for subscription management and communications. The system identifies subscriptions from resource management sources and correlates the subscriptions to the subscription regulation interface for monitoring and trigger analysis based on locational and transactional user extraction.
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公开(公告)号：US10055891B2
公开(公告)日：2018-08-21
申请号：US15288081
申请日：2016-10-07
发明人： Alicia C. Jones-McFadden , Matthew Hsieh , Scott R. Enscoe , Raghav Anand , Michael Anderson , Elizabeth Ann Miller , Daniel Shilov , Alicia Anli Salvino
CPC分类号： G06T19/006 , G02B27/017 , G02B2027/0138 , G02B2027/014 , G02B2027/0141 , G06F3/011 , G06F3/012 , G06K9/00671 , G06T19/00
摘要： Systems provide for a virtual reality experience of a predicted future state based on the occurrence or contemplation of an event. Other systems herein described provide for an augmented reality experience that replaces an object within view with an augmented display of the object based on the predicted future state of the object.
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