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1.发明申请公开(公告)号：US20180191831A1
公开(公告)日：2018-07-05
申请号：US15397031
申请日：2017-01-03
Applicant: Bank of America Corporation
Inventor： Cameron D. Wadley , Joseph N. Johansen , Amanda J. Adams , Kenneth A. Kaye
CPC classification number: H04L67/14 , G06F9/453 , G06K9/00355 , G06K9/00671 , G06K9/00885 , G06T11/00 , G06T11/60 , H04L67/306 , H04L67/38
Abstract: An augmented reality system includes a first user device, a server, and an augmented reality user device. The first user device displays a virtual document during a first session and receives user input for the virtual document. The server stores session handoff information that includes the user input and location information indicating a location of the virtual document. The server generates a session handoff token using the session handoff information. The augmented reality user device receives the first session handoff token and generates a display based, at least in part, on the session handoff token.
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公开(公告)号：US20180158060A1
公开(公告)日：2018-06-07
申请号：US15367551
申请日：2016-12-02
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Joseph N. Johansen , Michael Ogrinz , Heather Dolan , William P. Jacobson , Manu J. Kurian
CPC classification number: G06Q20/409 , G06F3/017 , G06Q20/12 , G06Q20/3224 , G06Q20/401 , G06Q20/40145 , H04L63/0861 , H04L2463/102 , H04W12/06
Abstract: A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. The user device receives a request to verify information about a payment card used in an electronic transaction. The request includes a virtual authentication object, which is a virtual representation of an object capable of being manipulated by the user in a particular sequence to enter an authentication code. The user device displays the virtual authentication object to the user and detects gestures performed on the virtual authentication object. The user device sends the detected gestures to the authentication server. The authentication server determines the authentication code using the virtual authentication object and the detected gestures, and uses it to authorize the transaction.
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公开(公告)号：US20160098725A1
公开(公告)日：2016-04-07
申请号：US14967947
申请日：2015-12-14
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Lawrence R. LaBella
IPC: G06Q20/40
CPC classification number: G06Q20/4018 , G06Q20/341 , G06Q20/409 , G06Q2220/00 , G07F7/1041
Abstract: A card validation system receives a request to validate a card and receives a request from a user for a set of cell identifiers. The system determines a set of cell identifiers of a card validation matrix to associate with the user and transmits the set of cell identifiers to the user. The system further receives a set of received cell values corresponding to set of cell identifiers of a card validation matrix. The system determines the set of stored cell values corresponding to the set of cell identifiers of the card validation matrix. The system compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.
Abstract translation: 卡验证系统接收验证卡的请求，并从用户接收一组小区标识符的请求。 系统确定卡验证矩阵的一组小区标识符以与用户相关联，并将该组小区标识符发送给用户。 系统还接收与卡验证矩阵的小区标识符集合对应的一组接收到的小区值。 系统确定对应于卡验证矩阵的单元标识符集合的存储单元值的集合。 系统将接收的单元格的值与存储的单元格值的集合进行比较。 至少部分地基于比较，系统确定该卡是否被验证。
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4.发明授权公开(公告)号：US10116633B2
公开(公告)日：2018-10-30
申请号：US15267403
申请日：2016-09-16
Applicant: BANK OF AMERICA CORPORATION
Inventor： Amanda J. Adams
Abstract: The invention provides for systems and devices for hardened remote storage of private cryptography keys used for authentication. The storage device is tamper-responsive, such that receipt of a signal that indicates physical or non-physical tampering with the storage device or its components results in deletion of the private cryptography key(s) from the memory. The storage device is configured to be separate and remote from a computing node that executes an authentication routine requiring the private cryptography key(s) and, as such, the private cryptography key(s) are accessible to, but not communicated to, the computing node only when the computing node is executing the authentication routine.
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公开(公告)号：US09465845B2
公开(公告)日：2016-10-11
申请号：US14972897
申请日：2015-12-17
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Lawrence R. LaBella
CPC classification number: G06F17/30495 , G06Q20/34 , G06Q20/355 , G06Q20/401 , G06Q20/4018
Abstract: A card validation system comprises an interface and one or more processors. The interface receives a request to validate a card and a set of cell identifiers of a card validation matrix from a user. The set of cell identifiers are determined by the user. The interface further receives one or more received cell values corresponding to the set of cell identifiers of the card validation matrix. The one or more processors determines a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix and compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the one or more processors determine whether the card is validated.
Abstract translation: 卡验证系统包括接口和一个或多个处理器。 接口从用户接收验证卡验证矩阵的卡和一组小区标识符的请求。 小组标识符的集合由用户确定。 该接口还接收与卡验证矩阵的一组小区标识符对应的一个或多个接收的小区值。 一个或多个处理器确定对应于卡验证矩阵的单元标识符集合的一组存储的单元值，并将接收的单元值的集合与存储的单元格值的集合进行比较。 至少部分地基于比较，一个或多个处理器确定该卡是否被验证。
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Patent Agency Ranking
公开(公告)号：US20160104162A1
公开(公告)日：2016-04-14
申请号：US14972897
申请日：2015-12-17
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Lawrence R. LaBella
CPC classification number: G06F17/30495 , G06Q20/34 , G06Q20/355 , G06Q20/401 , G06Q20/4018
Abstract: A card validation system comprises an interface and one or more processors. The interface receives a request to validate a card and a set of cell identifiers of a card validation matrix from a user. The set of cell identifiers are determined by the user. The interface further receives one or more received cell values corresponding to the set of cell identifiers of the card validation matrix. The one or more processors determines a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix and compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the one or more processors determine whether the card is validated.
Abstract translation: 卡验证系统包括接口和一个或多个处理器。 接口从用户接收验证卡验证矩阵的卡和一组小区标识符的请求。 小组标识符的集合由用户确定。 该接口还接收与卡验证矩阵的一组小区标识符对应的一个或多个接收的小区值。 一个或多个处理器确定对应于卡验证矩阵的单元标识符集合的一组存储的单元值，并将接收的单元值的集合与存储的单元格值的集合进行比较。 至少部分地基于比较，一个或多个处理器确定该卡是否被验证。
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7.发明申请公开(公告)号：US20160098718A1
公开(公告)日：2016-04-07
申请号：US14968393
申请日：2015-12-14
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Lawrence R. LaBella
CPC classification number: G06Q20/409 , G06Q20/34 , G06Q20/341 , G06Q20/351 , G06Q20/3821 , G06Q20/385
Abstract: A card validation system determines a first set of cell identifiers of a card validation matrix to associate with a first merchant and a user and transmits the first set of cell identifiers to a first merchant. The system receives a request to validate a card and receives, from the first merchant, a first set of received cell values corresponding to the first set of cell identifiers of a card validation matrix. The system determines a first set of stored cell values corresponding to the first set of cell identifiers of the card validation matrix. The system compares the first set of received cell values to the first set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.
Abstract translation: 卡验证系统确定卡验证矩阵的第一组小区标识符以与第一商家和用户相关联，并将第一组小区标识符发送给第一商家。 系统接收验证卡的请求，并从第一商家接收与卡验证矩阵的第一组小区标识符对应的第一组接收到的小区值。 系统确定与卡验证矩阵的第一组单元标识符对应的第一组存储单元值。 系统将第一组接收到的单元格值与第一组存储的单元格值进行比较。 至少部分地基于比较，系统确定该卡是否被验证。
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公开(公告)号：US20160098717A1
公开(公告)日：2016-04-07
申请号：US14968236
申请日：2015-12-14
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Lawrence R. LaBella
CPC classification number: G06Q20/409 , G06Q20/34 , G06Q20/351 , G06Q20/385
Abstract: A card validation system receives a request to validate a card. The system receives a set of cell identifiers from a merchant, where the set of cell identifiers determined by the merchant. The system further receives a set of received cell values corresponding to the set of cell identifiers of a card validation matrix. The system determines a set of stored cell values corresponding to the set of cell identifiers of the card validation matrix. The system compares the set of received cell values to the set of stored cell values. Based at least in part upon the comparison, the system determines whether the card is validated.
Abstract translation: 卡验证系统接收验证卡的请求。 系统从商家接收一组小区标识符，其中由商家确定的小区标识符集合。 系统还接收与卡验证矩阵的小区标识符集合对应的一组接收到的小区值。 系统确定对应于卡验证矩阵的单元标识符集合的一组存储的单元值。 系统将接收的单元格的值与存储的单元格值的集合进行比较。 至少部分地基于比较，系统确定该卡是否被验证。
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公开(公告)号：US10607230B2
公开(公告)日：2020-03-31
申请号：US15367551
申请日：2016-12-02
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Joseph N. Johansen , Michael Ogrinz , Heather Dolan , William P. Jacobson , Manu J. Kurian
Abstract: A system for authorizing an electronic transaction in an augmented reality environment comprises an augmented reality user device and an authentication server. The augmented reality user device includes a display that overlays virtual objects onto a field of view of the user. The user device receives a request to verify information about a payment card used in an electronic transaction. The request includes a virtual authentication object, which is a virtual representation of an object capable of being manipulated by the user in a particular sequence to enter an authentication code. The user device displays the virtual authentication object to the user and detects gestures performed on the virtual authentication object. The user device sends the detected gestures to the authentication server. The authentication server determines the authentication code using the virtual authentication object and the detected gestures, and uses it to authorize the transaction.
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公开(公告)号：US20180158053A1
公开(公告)日：2018-06-07
申请号：US15367502
申请日：2016-12-02
Applicant: Bank of America Corporation
Inventor： Amanda J. Adams , Joseph N. Johansen , Michael Ogrinz , Heather Dolan , William P. Jacobson , Manu J. Kurian
IPC: G06Q20/40 , G06F3/0488 , G06T11/60 , G02B27/01 , G06Q20/10
Abstract: A system for performing authorization of a user in an augmented reality environment comprises an augmented reality user device, an automatic teller machine, and an authentication server. The automatic teller machine has a keypad with unmarked buttons. The augmented reality user device includes a display configured to overlay virtual objects onto a field of view of a user. The augmented reality user device receives a virtual keypad overlay, which assigns values to the unmarked buttons of the keypad. Using the overlay, the augmented reality user device displays the assigned values on the buttons of the keypad. The automatic teller machine detects an input sequence entered on the keypad and sends the input sequence to the authentication server. The authentication server determines an authentication code by combining the input sequence with the virtual keypad overlay, and compares the determined authentication code with an authentication code stored in a database.
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