公开(公告)号：US20250045759A1

公开(公告)日：2025-02-06

申请号：US18229776

申请日：2023-08-03

Applicant: Bank of America Corporation

Inventor： Jinna Kim ,  Paul Mattison ,  Timothy Scott Murphy ,  Kristoffer M. Bertsch

IPC: G06Q20/40 ,  G06Q20/10

Abstract: Arrangements for universal self-service kiosk fraud detection are provided. A request for a transaction may be received via a self-service kiosk. The financial institution associated with the transaction may be identified as part of a consortium of financial institutions. Accordingly, a machine learning model particular to the consortium may be used to analyze the transaction. The model may output a determination of whether fraud or potential fraud exists in the transaction. In some examples, the machine learning model may be trained using historical transaction data from one or more financial institutions that are part of the consortium. If fraud is detected, one or more security actions associated with the transaction may be identified and executed. Further, one or more additional self-service kiosks that may be impacted by the fraud may be identified and security actions may be identified and transmitted to the one or more additional self-service kiosks for execution.

公开(公告)号：US20240320642A1

公开(公告)日：2024-09-26

申请号：US18124135

申请日：2023-03-21

Applicant: Bank of America Corporation

Inventor： Paul Mattison ,  David Smiddy ,  Charles H. Gruesbeck, II ,  Kurt A. Loth ,  Matthew E. Williams ,  Nathaniel Mckinnon ,  Melvin Gregory Nixon ,  Frazier Smith ,  Nicholas F. Catalano ,  Aaron L. Buchanan ,  Frederick Louis Chinske, IV

IPC: G06Q20/10

CPC classification number: G06Q20/1085

Abstract: Aspects of the disclosure related to identifying and resolving anomalies associated with an ATM processing a check that has been deposited by a customer. The computing platform may receive a digital representation of the check that has been deposited. The computing platform may compare parameters associated with the check to expected parameters. The computing platform may generate a validation report comprising an anomaly, an event code associated with the anomaly, and an action to resolve the anomaly based on the event code. The computing platform may input results and feedback into a machine learning model to further refine the accuracy and reliability of the computing platform over time.

公开(公告)号：US20240312317A1

公开(公告)日：2024-09-19

申请号：US18120461

申请日：2023-03-13

Applicant: Bank of America Corporation

Inventor： Paul Mattison ,  Matthew Williams ,  Tanikia V. Simpson ,  Kristi Kae Duncan ,  Jeffrey A. Beacham

IPC: G07F19/00 ,  G06N5/022 ,  G06Q10/20

CPC classification number: G07F19/209 ,  G06N5/022 ,  G06Q10/20 ,  G06Q10/047

Abstract: Aspects of the disclosure relate to a remote validation platform for ATMs. The platform may train a reconfiguration model to output sets of configuration instructions. The platform may receive a first information stream from a first ATM. The platform may receive one or more additional information streams from sources associated with the first ATM. The platform may generate, using the reconfiguration model, a first set of configuration instructions based on the first information stream and the one or more additional information streams. The platform may cause reconfiguration of the first ATM based on the first set of configuration instructions. The platform may refine the reconfiguration model based on the first set of configuration instructions.

公开(公告)号：US20240354729A1

公开(公告)日：2024-10-24

申请号：US18135834

申请日：2023-04-18

Applicant: Bank of America Corporation

Inventor： Paul Mattison ,  Jinna Kim ,  Timothy Scott Murphy ,  Matthew Williams

IPC: G06Q20/18 ,  G06Q20/10

CPC classification number: G06Q20/18 ,  G06Q20/108

Abstract: Arrangements for a universal self-service kiosk platform are provided. In some aspects, registration data may be received from a plurality of enterprise organizations and may include self-service kiosk configuration data for each enterprise organization. A request to associate a self-service kiosk with a first enterprise organization may be received and may include identification of the first enterprise organization and the self-service kiosk. In response, a self-service kiosk configuration associated with the first enterprise organization may be retrieved and an instruction causing the self-service kiosk to implement the self-service kiosk configuration associated with the first enterprise organization may be generated. The instruction may be transmitted to the self-service kiosk. Transmitting the instruction to the self-service kiosk may cause the self-service kiosk to modify a current configuration including, for instance, modifying a display, modifying functionality provided, and the like, based on the self-service kiosk configuration associated with the first enterprise organization.

公开(公告)号：US20250118129A1

公开(公告)日：2025-04-10

申请号：US18378462

申请日：2023-10-10

Applicant: Bank of America Corporation

Inventor： Paul Mattison ,  Richard Brown ,  Ronald Schnittman ,  Carl Parziale

IPC: G07D7/14 ,  G07F19/00

Abstract: A method and system for detecting counterfeit money may include an automated teller machine (ATM) including an olfactory sensor configured to detect counterfeit notes and valid notes, an olfactory signature database comprising counterfeit note olfactory signatures and valid note olfactory signatures, wherein the ATM may be in communication with the olfactory signature database, and wherein the olfactory sensor via the ATM detects and transmits olfactory note signatures to the olfactory signature database, and wherein the ATM is configured to reject a detected counterfeit note for deposit.

公开(公告)号：US20240311788A1

公开(公告)日：2024-09-19

申请号：US18120480

申请日：2023-03-13

Applicant: Bank of America Corporation

Inventor： Paul Mattison ,  Matthew E. Williams

IPC: G06Q20/20 ,  G06Q20/18

CPC classification number: G06Q20/203 ,  G06Q20/18

Abstract: Arrangements for self-service kiosk inventory control are provided. In some aspects, note data may be received by a computing platform from a self-service kiosk and may include note identifiers. The computing platform may monitor the self-service kiosk for a triggering event. Responsive to detecting the triggering event, the computing platform may generate and send an instruction to the self-service kiosk causing the self-service kiosk to initiate a rescan function. The the rescan function may cause the self-service kiosk to recapture a note identifier associated with each note of currency currently within the self-service kiosk. The results of the rescan may be compared to the received note data to determine whether all expected notes are within the self-service kiosk. If not, a service instruction may be generated and sent, an instruction causing the self-service kiosk to modify functionality may be generated and sent, or the like.