公开(公告)号：US07102510B2

公开(公告)日：2006-09-05

申请号：US10858758

申请日：2004-06-02

申请人： Brian Boling ,  Ron Bishop

发明人： Brian Boling ,  Ron Bishop

IPC分类号： G08B1/08

CPC分类号： G08G1/205 ,  B60R25/00 ,  B60R25/33 ,  B60R2325/205 ,  G06Q10/08 ,  H04W4/02 ,  H04W4/023 ,  H04W4/18 ,  H04W4/20

摘要： The invention provides an asset location tracking system for tracking the position of a mobile asset, such as an automobile, boat or airplane. The tracking system includes a mobile unit for installation in the mobile asset. The mobile unit includes a position locating unit, such as a GPS unit, for generating position information indicative of the position of the mobile asset, and a wireless transmitter, such as a cellular transmitter, for wirelessly transmitting the position information. The tracking system also includes a central processing system that includes a wireless receiver, such as a cellular receiver, for receiving the position information transmitted by the wireless transmitter. The central processing system also includes a processor for operating on the position information to format it to be accessible at a network address on a global communication network such as the Internet. The tracking system includes a customer computer that can access to the network address on the global communication network to display the position information. In preferred embodiments, the position information is displayed as a graphical indicator, such as a “push pin,” on a map or aerial photograph displayed a webpage accessed by the customer computer.

摘要翻译： 本发明提供了一种用于跟踪诸如汽车，船或飞机的移动资产的位置的资产定位跟踪系统。 跟踪系统包括用于安装在移动资产中的移动单元。 移动单元包括位置定位单元，例如GPS单元，用于产生指示移动资产的位置的位置信息，以及用于无线发送位置信息的无线发射机，例如蜂窝发射机。 跟踪系统还包括中央处理系统，其包括诸如蜂窝接收器的无线接收器，用于接收无线发射机发送的位置信息。 中央处理系统还包括处理器，用于对位置信息进行操作以将其格式化为可在全球通信网络（例如因特网）上的网络地址处访问。 跟踪系统包括可以访问全球通信网络上的网络地址以显示位置信息的客户计算机。 在优选实施例中，位置信息被显示为图形指示器，例如地图上的“推针”或空中照片，显示由客户计算机访问的网页。

公开(公告)号：US20050026627A1

公开(公告)日：2005-02-03

申请号：US10858758

申请日：2004-06-02

申请人： Brian Boling ,  Ron Bishop

发明人： Brian Boling ,  Ron Bishop

IPC分类号： B60R25/00 ,  G06Q10/08 ,  G08G1/123 ,  H04W4/02 ,  H04Q7/20

CPC分类号： G08G1/205 ,  B60R25/00 ,  B60R25/33 ,  B60R2325/205 ,  G06Q10/08 ,  H04W4/02 ,  H04W4/023 ,  H04W4/18 ,  H04W4/20

摘要： The invention provides an asset location tracking system for tracking the position of a mobile asset, such as an automobile, boat or airplane. The tracking system includes a mobile unit for installation in the mobile asset. The mobile unit includes a position locating unit, such as a GPS unit, for generating position information indicative of the position of the mobile asset, and a wireless transmitter, such as a cellular transmitter, for wirelessly transmitting the position information. The tracking system also includes a central processing system that includes a wireless receiver, such as a cellular receiver, for receiving the position information transmitted by the wireless transmitter. The central processing system also includes a processor for operating on the position information to format it to be accessible at a network address on a global communication network such as the Internet. The tracking system includes a customer computer that can access to the network address on the global communication network to display the position information. In preferred embodiments, the position information is displayed as a graphical indicator, such as a “push pin,” on a map or aerial photograph displayed a webpage accessed by the customer computer.

摘要翻译： 本发明提供了一种用于跟踪诸如汽车，船或飞机的移动资产的位置的资产定位跟踪系统。 跟踪系统包括用于安装在移动资产中的移动单元。 移动单元包括位置定位单元，例如GPS单元，用于产生指示移动资产的位置的位置信息，以及用于无线发送位置信息的无线发射机，例如蜂窝发射机。 跟踪系统还包括中央处理系统，其包括诸如蜂窝接收器的无线接收器，用于接收无线发射机发送的位置信息。 中央处理系统还包括处理器，用于对位置信息进行操作以将其格式化为可在全球通信网络（例如因特网）上的网络地址处访问。 跟踪系统包括可以访问全球通信网络上的网络地址以显示位置信息的客户计算机。 在优选实施例中，位置信息被显示为图形指示器，例如地图上的“推针”或空中照片，显示由客户计算机访问的网页。

公开(公告)号：US20140074692A1

公开(公告)日：2014-03-13

申请号：US13613185

申请日：2012-09-13

申请人： Tom Beerle ,  Jeffrey M. Drazan ,  Brian Boling

发明人： Tom Beerle ,  Jeffrey M. Drazan ,  Brian Boling

IPC分类号： G06Q40/00 ,  G06F15/173

CPC分类号： G06Q20/3224 ,  G07C5/008

摘要： A method, apparatus and system related to an application of a value data to a profile of a vehicle based on a location of the vehicle is disclosed. According to one embodiment, a method of an administrative server includes processing a location data of a vehicle having an onboard location device, matching the location data to a value data based on a location lookup table, and applying the value data to a profile of the vehicle. The method may include applying a credit and/or a debit, based on the value data, to an account (e.g., a financial account, a non-financial account) of a user associated with the vehicle according to a predetermined policy of an administrator. The method may also include modifying the value data to a modified value data depending on a meta-data such as a time of day, a date, and/or a vehicle type/model.

摘要翻译： 公开了一种基于车辆的位置将值数据应用于车辆轮廓的方法，装置和系统。 根据一个实施例，管理服务器的方法包括处理具有车载位置设备的车辆的位置数据，基于位置查找表将位置数据与值数据相匹配，并将该值数据应用于 车辆。 该方法可以包括根据管理员的预定策略将基于价值数据的信用和/或借记应用于与车辆相关联的用户的账户（例如，金融账户，非金融账户） 。 该方法还可以包括根据诸如时间，日期和/或车辆类型/模型的元数据将值数据修改为修改值数据。

公开(公告)号：US20130159214A1

公开(公告)日：2013-06-20

申请号：US13710954

申请日：2012-12-11

申请人： Brian Boling ,  Tom Beerle ,  Curtis Schantz

发明人： Brian Boling ,  Tom Beerle ,  Curtis Schantz

IPC分类号： G06Q40/06

CPC分类号： G06Q40/06

摘要： A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed therein. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution with regard to an asset. The method also includes determining a location of the vehicle and a pattern of usage thereof based on the geospatial location data received, permitting a financial entity server associated with the lending institution access to the location of the vehicle and the pattern of usage thereof, and determining an event based on the location of the vehicle and the pattern of usage thereof. Further, the method includes generating, through the tracking server, a risk score associated with a security interest in the asset and/or a loan/lease portfolio related to the asset based on a risk scoring methodology implemented therein.

摘要翻译： 一种方法包括在跟踪服务器处从安装在其中的发射器在不同时间点接收车辆的地理空间位置数据。 该车辆与借款人有关的资产贷款协议或贷款机构的租赁协议。 该方法还包括基于接收到的地理空间位置数据来确定车辆的位置和使用模式，允许与借出机构相关联的金融实体服务器访问车辆的位置及其使用模式，以及确定 基于车辆位置的事件及其使用模式。 此外，该方法包括通过跟踪服务器，基于在其中实现的风险评分方法，生成与资产的担保权益相关的风险分数和/或与资产相关的贷款/租赁组合。

公开(公告)号：US20130144805A1

公开(公告)日：2013-06-06

申请号：US13328070

申请日：2011-12-16

申请人： Brian Boling ,  Curtis Schantz ,  Tom Beerle

发明人： Brian Boling ,  Curtis Schantz ,  Tom Beerle

IPC分类号： G06Q40/06

CPC分类号： G06Q40/06

摘要： A method of geospatial data based assessment of a vehicular security interest in a vehicular loan portfolio is disclosed. The method may involve permitting a party having a vehicular security interest and/or a party interested in acquiring the vehicular security interest and/or a vehicular loan portfolio access to dynamically determined vehicle location and pattern of usage information associable with the vehicle through a geospatial positioning device within the vehicle. A risk scoring methodology may be developed that may contribute to the assessment of the financial value of the vehicular security interest and/or the vehicular loan portfolio when there is a match between an event and the location and pattern of usage information associable with the vehicle. Subsequently, a risk score associated with the vehicular security interest and/or the vehicular loan portfolio based on the risk scoring methodology may be generated.

摘要翻译： 披露了一种基于地理空间数据的车辆贷款组合车辆担保权益评估方法。 该方法可以包括允许具有车辆安全权益的一方和/或有兴趣获得车辆安全利益的一方和/或车辆贷款组合访问动态确定的车辆位置和与车辆相关联的使用信息模式通过地理空间定位 车内装置。 可以制定风险评分方法，当事件与与车辆相关联的使用信息的位置和模式之间存在匹配时，可以有助于评估车辆担保权益和/或车辆贷款组合的财务价值。 随后，可以产生基于风险评分方法的与车辆担保权益和/或车辆贷款组合相关的风险分数。

公开(公告)号：US20130144770A1

公开(公告)日：2013-06-06

申请号：US13310629

申请日：2011-12-02

申请人： Brian Boling ,  Tom Beerle ,  Curtis Schantz

发明人： Brian Boling ,  Tom Beerle ,  Curtis Schantz

IPC分类号： G06Q40/00 ,  G08G1/123

CPC分类号： G08G1/207

摘要： A method of associating a geospatial boundary area with a vehicle currently having a security interest, determining that the vehicle currently having the security interest has transgressed the geospatial boundary area, and generating an alert communication to a party having the security interest in the vehicle based on the transgression is disclosed. Also disclosed is the comparison of geo spatial data received from a transmitter installed within the vehicle with a predetermined event specified by a lender or provider and dynamically generated using the geospatial data, to make a determination of a predictive indicator of default, delinquency, or loss of value of an asset.

摘要翻译： 一种将地理空间边界区域与当前具有担保权益的车辆相关联的方法，确定当前具有担保权益的车辆已经违反了地理空间边界区域，并且基于在车辆上具有担保权益的一方基于 披露了违法行为。 还公开了从安装在车辆内的发射机接收到的地理空间数据与借出者或提供者指定的预定事件以及使用地理空间数据动态产生的地理空间数据的比较，以确定默认，犯罪或损失的预测指标 的资产价值。

公开(公告)号：US20150024727A1

公开(公告)日：2015-01-22

申请号：US13943800

申请日：2013-07-17

申请人： Alec Michael Hale-Pletka ,  Brian Boling ,  Scott Anderson

发明人： Alec Michael Hale-Pletka ,  Brian Boling ,  Scott Anderson

IPC分类号： H04W4/00

CPC分类号： H04W4/80 ,  H04L67/125 ,  H04W4/027 ,  H04W4/44

摘要： A method, system, and apparatus related to mobile device regulation through a diagnostic device of a vehicle to minimize vehicular accidents are disclosed. In one aspect, a method of mobile device regulation involves accessing a diagnostic device of the vehicle, generating a local area wireless network through the diagnostic device of the vehicle and determining that a mobile device located in an interior portion of the vehicle is a controlled mobile device. Also, the method involves controlling a functionality of at least one of the mobile device and the controlled mobile device based on a criterion stored in a database of an administration server. The method may also include establishing a communication with the mobile device located in the interior portion of the vehicle. The method involves associating a level of control that corresponds with the controlled mobile device described in the database of the administration server.

摘要翻译： 公开了一种通过车辆的诊断装置与移动设备调节相关的方法，系统和装置，以最小化车辆事故。 一方面，移动设备调节的方法包括访问车辆的诊断设备，通过车辆的诊断设备生成局域无线网络，并确定位于车辆内部的移动设备是被控制的移动设备 设备。 此外，该方法包括基于存储在管理服务器的数据库中的标准来控制移动设备和受控移动设备中的至少一个的功能。 该方法还可以包括建立与位于车辆内部的移动设备的通信。 该方法涉及将与管理服务器的数据库中描述的受控移动设备相对应的控制级别相关联。

公开(公告)号：US20130144771A1

公开(公告)日：2013-06-06

申请号：US13649120

申请日：2012-10-11

申请人： Brian Boling ,  Tom Beerle ,  Curtis Schantz

发明人： Brian Boling ,  Tom Beerle ,  Curtis Schantz

IPC分类号： G06Q40/00 ,  G08G1/123

CPC分类号： G08G1/127

摘要： A method of associating a geospatial boundary area with a vehicle, determining that the vehicle has transgressed the geospatial boundary area, and generating an alert communication to a party having a security interest in at least one of the vehicle and an ancillary collateral based on the transgression is disclosed. Also disclosed is the comparison of geospatial data received from a transmitter installed within the vehicle with a predetermined event specified by a lender or provider and dynamically generated using the geospatial data, to make a determination of a predictive indicator of default, delinquency, or loss of value of an asset.

摘要翻译： 一种将地理空间边界区域与车辆联系起来的方法，确定车辆已经违反了地理空间边界区域，并且基于违规，向在车辆和辅助抵押物中的至少一个具有担保权益的一方产生警报通信 被披露。 还公开了将从车辆中安装的发射机接收到的地理空间数据与借出者或提供者指定的预定事件与使用地理空间数据动态产生的地理空间数据进行比较，以确定预设，违规或丢失的预测指标 资产价值

公开(公告)号：US20050215194A1

公开(公告)日：2005-09-29

申请号：US11076488

申请日：2005-03-09

申请人： Brian Boling ,  Ronald Bishop

发明人： Brian Boling ,  Ronald Bishop

IPC分类号： G01S19/25 ,  H04B7/185 ,  H04H1/00 ,  H04H20/38 ,  H04H20/57 ,  H04H60/52 ,  H04H60/64 ,  H04H60/98

CPC分类号： H04B7/1858 ,  H04B7/18523 ,  H04H20/38 ,  H04H20/57 ,  H04H60/52 ,  H04H60/64 ,  H04H60/98 ,  H04H2201/33

摘要： An apparatus and method integrates cellular technology, global positioning system (GPS) technology and satellite radio technology. The components of the apparatus share resources, such as a power, dual GPS/satellite antennae, display screen and controls. The system provides an “on-demand” back channel, such as via the nationwide cellular phone network, that allows a satellite radio subscriber to order data on demand from the satellite radio provider, such as a particular list of songs or travel information. The invention utilizes the existing satellite radio infrastructure which is capable of delivering large amounts of streaming on-demand customized programming and information across a satellite channel to a subscriber's satellite radio decoder. By effectively utilizing the growth and momentum of satellite radio technology, the invention introduces new options for location based services (LBS). Using the existing satellite radio infrastructure minimizes the overall cost of delivery of location based services while allowing a wide range of service options.

摘要翻译： 一种装置和方法将蜂窝技术，全球定位系统（GPS）技术和卫星无线电技术相结合。 设备的组件共享资源，例如电源，双GPS /卫星天线，显示屏和控制。 该系统提供诸如通过全国蜂窝电话网络的“按需”返回信道，其允许卫星无线电用户从卫星无线电提供商（例如歌曲或旅行信息的特定列表）按需要订购数据。 本发明利用现有的卫星无线电基础设施，其能够通过卫星信道向用户的卫星无线电解码器传送大量的按需流量的定制节目和信息。 通过有效利用卫星无线电技术的发展势头，本发明为基于位置的业务（LBS）提出了新的选择。 使用现有的卫星无线电基础设施可最大限度地降低基于位置的服务的总体成本，同时允许广泛的服务选项。

公开(公告)号：US20140052605A1

公开(公告)日：2014-02-20

申请号：US13584848

申请日：2012-08-14

申请人： Tom Beerle ,  Brian Boling ,  Bradley S. Jarvis

发明人： Tom Beerle ,  Brian Boling ,  Bradley S. Jarvis

IPC分类号： G06Q40/02

CPC分类号： G06Q10/0833

摘要： A method includes receiving, at a tracking server, geospatial location data of a vehicle at various points in time from a transmitter installed in the vehicle. The vehicle is associated with a borrower in a loan agreement or a lease agreement with a lending institution. The method also includes permitting a financial entity server associated with the lending institution access to the geospatial location data at the tracking server upon the vehicle exceeding one or more threshold parameter(s) related to the geospatial location data stored thereat and/or the borrower exceeding a threshold parameter related to the loan agreement or the lease agreement stored at the financial entity server.

摘要翻译： 一种方法包括在跟踪服务器处从安装在车辆中的发射器的各个时间点接收车辆的地理空间位置数据。 该车辆与贷款机构的贷款协议或租赁协议中的借款人有关。 该方法还包括允许与借出机构相关联的金融实体服务器在车辆超过与其上存储的地理空间位置数据相关的一个或多个阈值参数和/或借用者超过时，访问跟踪服务器处的地理空间位置数据 与贷款协议相关的阈值参数或存储在金融实体服务器上的租赁协议。