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1.发明申请公开(公告)号：US20210406897A1
公开(公告)日：2021-12-30
申请号：US17281489
申请日：2020-02-18
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Shuo HE , Cheng PENG , Wei GUO , Wenhai YU , Limin ZHANG , Jin QIAN
Abstract: The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining an environment image collected by a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a payment environment confidence level of the mobile acquiring device according to the environment image, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the payment environment confidence level.
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2.发明申请公开(公告)号：US20150310410A1
公开(公告)日：2015-10-29
申请号：US14429767
申请日：2013-09-18
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Hongfeng CHAI , Zhijun LU , Shuo HE , Guobao LIU , Sishuang WAN
CPC classification number: G06Q20/202 , G06Q20/20 , G06Q20/204 , G06Q20/3224 , G06Q20/3229 , G06Q20/4016 , G07G1/14 , H04W64/006
Abstract: The invention relates to a machine-moving monitoring system for mobile POS terminal and a machine-moving monitoring method for mobile POS terminal. The method comprises: a base station information acquiring step in which the mobile POS terminal acquires base station information of a current base station where the mobile POS terminal is located from the base station; an information uploading step in which a POS terminal information of the POS terminal and the base station information is uploaded when a transaction is being conducted on the mobile POS terminal; a base station location acquiring step in which an actual location information of the base station is acquired according to the uploaded base station information; a trader location information acquiring step in which a trader location information of a trader corresponding to the mobile POS terminal is acquired according to the uploaded POS terminal information; and a machine-moving determining step in which an actual distance between the base station and the trader is calculated according to the actual location information of the base station and the trader location information, and it is determined that a machine-moving behavior has occurred if the actual distance exceeds a specified distance. The invention can monitor whether a machine-moving behavior has happened effectively, quickly and accurately.
Abstract translation: 本发明涉及移动POS终端机移动监控系统和移动POS终端机移动监控方法。 该方法包括：基站信息获取步骤，其中移动POS终端从基站获取移动POS终端所在的当前基站的基站信息; 信息上传步骤，其中当在所述移动POS终端上进行交易时，所述POS终端的POS终端信息和所述基站信息被上传; 基站位置获取步骤，其中根据上传的基站信息获取基站的实际位置信息; 交易者位置信息获取步骤，其中根据上传的POS终端信息获取与移动POS终端相对应的交易者的交易者位置信息; 以及机器移动确定步骤，其中根据基站的实际位置信息和交易者位置信息来计算基站和交易者之间的实际距离，并且确定出现机器移动行为，如果 实际距离超过指定距离。 本发明可以监测机器移动行为是否有效，快速准确地发生。
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公开(公告)号：US20210256499A1
公开(公告)日：2021-08-19
申请号：US16973759
申请日：2019-04-12
Applicant: China UnionPay Co., Ltd.
Inventor： Dingzhou LI , Shuo HE , Cheng PENG , Jintan WU , Quan SUN , Wei GUO , Limin ZHANG
Abstract: A non-contact communication method and a communication device are presented. The communication device includes a trusted execution environment (TEE). A first security application and a second security application are provided in a security element of the communication device. The first security application and an application in the trusted execution environment are communicationally connected by means of a first communication channel. The second security application and a near-field communication (NFC) module provided in the communication device are communicationally connected by means of a second communication channel. The first security application and the second security application are communicationally connected by means of a security channel. Using the non-contact communication method and the communication device, a security channel may be established between NFC and a TEE, which may enable NFC non-contact card reading for a TEE application.
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公开(公告)号：US20210117220A1
公开(公告)日：2021-04-22
申请号：US17041943
申请日：2019-07-05
Applicant: CHINA UNIONPAY CO., LTD.
Abstract: A method for creating a virtual machine and/or a container through a unified resource scheduling coordinator, a unified resource scheduling coordinator, a unified resource scheduling system and a computer storage medium. The method includes: receiving an instruction to create the virtual machine and/or the container, wherein the instruction comprises parameters of the virtual machine and/or the container; selecting a first computing node from physical nodes according to the parameters; transmitting the parameters and information of the first computing node to a virtual machine management module and/or a container management module depending on whether the virtual machine or the container is to be created; receiving resource allocation condition from the virtual machine management module and/or the container management module after creation of the virtual machine and/or the container; notifying the resource allocation condition to the container management module and/or the virtual machine management module after recording of resource change condition.
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公开(公告)号：US20210312465A1
公开(公告)日：2021-10-07
申请号：US17269351
申请日：2020-01-14
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Xiaonan HOU , Yuemin QI , Shuo HE , Sishuang WAN , Xuetao QIU , Yang YANG
Abstract: Transaction processing method, apparatus, device, medium and system are disclosed in the embodiments of the present application. The method includes: acquiring biometric characteristic information of a user; transmitting the biometric characteristic information to a target biometric information server, so that the target biometric information server determines card information of the user according to the biometric characteristic information for feedback; receiving the card information of the user fed back by the target biometric information server; transmitting a transaction request to an authorization server corresponding to the card information, so that the authorization server performs authorization verification on a transaction corresponding to the transaction request; receiving a transaction authorization verification result fed back by the authorization server; and performing the transaction according to the transaction authorization verification result.
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Patent Agency Ranking
公开(公告)号：US20190354983A1
公开(公告)日：2019-11-21
申请号：US16461683
申请日：2017-10-20
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Weiqi YU , Sishuang WAN , Limin ZHANG , Jinzhi HUA , Shuo HE
Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request. The server performs the risk evaluation on the current surrounding environment of the terminal to obtain the overall risk evaluation score, and then determine, according to the overall risk evaluation score, security of the current surrounding environment of the terminal, and determine the corresponding passwordless payment strategy corresponding to the passwordless request.
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公开(公告)号：US20160062784A1
公开(公告)日：2016-03-03
申请号：US14781644
申请日：2014-04-11
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Hongfeng CHAI , Zhijun LU , Shuo HE , Wei GUO , Yu ZHOU , Dingzhou LI
Abstract: The invention discloses a method for realizing virtual secure element (VSE), which comprises the following steps: a secure element manager (SEM) generates a request which comprises virtualized configuration information; and a virtual machine monitor in a hypervisor allocates an address space for the VSE according to the above request.
Abstract translation: 本发明公开了一种实现虚拟安全元件（VSE）的方法，包括以下步骤：安全元件管理器（SEM）生成包含虚拟化配置信息的请求; 并且虚拟机管理程序中的虚拟机监视器根据上述请求分配VSE的地址空间。
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8.发明申请公开(公告)号：US20210398125A1
公开(公告)日：2021-12-23
申请号：US17281434
申请日：2020-02-18
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Shuo HE , Cheng PENG , Wei GUO , Wenhai YU , Limin ZHANG , Jin QIAN
Abstract: The present application discloses a payment information processing method, apparatus, device, and computer readable storage medium. The payment information processing method includes: obtaining motion data of a mobile acquiring device, in response to an acquiring request sent by the mobile acquiring device; determining a motion feature of the mobile acquiring device according to the motion data, under a condition that the mobile acquiring device obtains payment card information; determining a payment information processing result according to the motion feature.
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9.发明申请公开(公告)号：US20210377149A1
公开(公告)日：2021-12-02
申请号：US16641006
申请日：2018-08-27
Applicant: CHINA UNIONPAY CO., LTD.
Inventor： Lijun ZU , Hang YUAN , Yongkai ZHOU , Shuo HE , Zhijun WEI
IPC: H04L12/715 , H04L12/713 , H04L12/851 , H04L12/46
Abstract: The present disclosure provides a region interconnect (RI) controller including a region interconnect routing module configured when a tenant is created. The region interconnect routing module is configured to assign a first identifier to the tenant for identifying traffic of the tenant, in a core switching network, create a virtual routing forwarding instance for the tenant and bind the first identifier and the virtual routing forwarding instance, and to activate a dynamic routing protocol in the core switching network and bind a dynamic routing protocol instance to the virtual routing forwarding instance, where virtual routers corresponding to the tenant and distributed in a plurality of independent network partitions are associated with the region interconnect control method and a computer storage medium. The technical solution of the present disclosure achieves a direct intranet connection in a heterogeneous SDN network region.
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10.发明申请公开(公告)号：US20200372477A1
公开(公告)日：2020-11-26
申请号：US16759057
申请日：2018-11-13
Applicant: China UnionPay Co., Ltd.
Abstract: An inter-vehicle wireless payment method employing 5G communication network comprises a requesting vehicle sending a payment request to a base station; the base station retrieving vehicle information of a friend vehicle of the requesting vehicle based on the payment request; the base station encrypting request information with the vehicle information and broadcasting it; vehicles in coverage of the base station decoding broadcast information with respective vehicle information, and upon successful decoding, the friend vehicle as a responding vehicle acquiring the request information; the responding vehicle generating payment information based on the request information and sending it to the base station, the base station sending the payment information to a payment platform, and the payment platform returning a payment result to the responding vehicle; and the base station allocating a D2D communication channel to the requesting and responding vehicles, and the responding and requesting vehicles communicating via the D2D communication channel.
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