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    TWO-PIECE TRANSACTION CARD CONSTRUCTION
    1.
    发明申请
    TWO-PIECE TRANSACTION CARD CONSTRUCTION 审中-公开

    公开(公告)号：US20190340482A1

    公开(公告)日：2019-11-07

    申请号：US16515561

    申请日：2019-07-18

    Applicant: Capital One Services, LLC.

    Inventor： Matthew Stern ,  Makiko Taniguchi ,  Dan Makoski ,  Lin Yang ,  Carl Cepress ,  Austin Anderson ,  Jason Deperro ,  Elwin Ching Yee Ong

    IPC: G06K19/077 ,  B32B37/18 ,  B32B37/00

    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.

    SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER
    2.
    发明申请
    SYSTEMS AND METHODS FOR CONTACTLESS AND SECURE DATA TRANSFER 审中-公开

    公开(公告)号：US20190156327A1

    公开(公告)日：2019-05-23

    申请号：US16253580

    申请日：2019-01-22

    Applicant: CAPITAL ONE SERVICES, LLC

    Inventor： Matthew Stern ,  Jason Deperro ,  Dan Makoski

    IPC: G06Q20/32 ,  G06Q20/40 ,  G06Q20/42

    Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system. The authentication system is configured to receive the at least one first and second identifiers from the sensor, to choose, based on the at least one first identifier and the at least one second identifier, a transaction processing system, and send the at least one first and second identifiers to the chosen transaction processing system.

    Systems and methods for activating account card functions based on physical device interactions
    4.
    发明授权
    Systems and methods for activating account card functions based on physical device interactions 有权

    公开(公告)号：US10147085B2

    公开(公告)日：2018-12-04

    申请号：US15232734

    申请日：2016-08-09

    Applicant: Capital One Services, LLC.

    Inventor： Matthew Stern ,  Makiko Taniguchi ,  Dan Makoski ,  Lin Yang ,  Carl Cepress ,  Austin Anderson ,  Jason Deperro

    IPC: G06Q20/34 ,  G06Q20/40 ,  G07F7/08

    Abstract: Systems and methods are provided for activating a function of an account card based on physical devices interactions such as a motion pattern detected by the account card. In some embodiments, the account card may include one or more sensors and processing capabilities sufficient to store a motion pattern, detect a motion pattern representing movement of the account card, compare the detected motion pattern to the stored motion pattern, and activate one or more functions of the account card based on the comparison. In some embodiments, the one or more functions may relate to account information communication, such as writing a magnetic stripe, unblocking a magnetic stripe, activating a near field communication chip, displaying an account number, providing power to an antenna, or otherwise enabling communication of the account number based on the capabilities of the card.

    TWO-PIECE TRANSACTION CARD CONSTRUCTION
    5.
    发明申请
    TWO-PIECE TRANSACTION CARD CONSTRUCTION 有权
    两层交易卡结构

    公开(公告)号：US20170046611A1

    公开(公告)日：2017-02-16

    申请号：US15236305

    申请日：2016-08-12

    Applicant: Capital One Services, LLC.

    Inventor： Matthew Stern ,  Makiko Taniguchi ,  Dan Makoski ,  Lin Yang ,  Carl Cepress ,  Austin Anderson ,  Jason Deperro ,  Elwin Ong

    IPC: G06K19/077

    CPC classification number: G06K19/07722 ,  G06K19/07724

    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.

    Abstract translation: 所公开的实施例通常涉及交易卡结构，特别涉及两件式交易卡结构。 所公开的实施例包括大致平面的第一卡组件，其包括第一表面和包括第二表面的大致平坦的第二卡组件，其中第一卡组件与第二卡组件分离。 在所公开的实施例中，例如，大致平面的第一卡片部件和大体上平坦的第二卡片部件可以被配置为使得一个形成空腔，而另一个形成嵌入部件，该嵌入部件被配置为位于腔体内。 在其他实施例中，大致平面的第一卡片部件和大致平坦的第二卡片部件可以被配置成使得一个形成容器，而另一个形成盖子，该盖子被配置成封闭容器。

    Systems and methods for contactless and secure data transfer
    7.
    发明授权
    Systems and methods for contactless and secure data transfer 有权

    公开(公告)号：US11514426B2

    公开(公告)日：2022-11-29

    申请号：US16253580

    申请日：2019-01-22

    Applicant: CAPITAL ONE SERVICES, LLC

    Inventor： Matthew Stern ,  Jason Deperro ,  Dan Makoski

    IPC: G06Q20/32 ,  G06Q20/42 ,  G06Q20/40

    Abstract: In one embodiment, a method comprises receiving a unique identifier from an item and sending a communication to an electronic device requesting that a user confirm a pending transaction, receiving input from the electronic device associated, and sending the received input to an authentication system for completing a transaction. In another embodiment, a system comprises a sensor, an authentication system, and a transaction processing system. The sensor is configured to emit energy and receive at least one first identifier, send at least one communication to an electronic device requesting a second identifier, receive at least one second identifier, and send the at least one first identifier and the at least one second identifier to the authentication system. The authentication system is configured to receive the at least one first and second identifiers from the sensor, to choose, based on the at least one first identifier and the at least one second identifier, a transaction processing system, and send the at least one first and second identifiers to the chosen transaction processing system.

    TWO-PIECE TRANSACTION CARD CONSTRUCTION
    8.
    发明申请
    TWO-PIECE TRANSACTION CARD CONSTRUCTION 有权

    公开(公告)号：US20210125020A1

    公开(公告)日：2021-04-29

    申请号：US17139109

    申请日：2020-12-31

    Applicant: Capital One Services, LLC.

    Inventor： Matthew Stern ,  Makiko Taniguchi ,  Dan Makoski ,  Lin Yang ,  Carl Cepress ,  Austin Anderson ,  Jason Deperro ,  Elwin Ching Yee Ong

    IPC: G06K19/077 ,  B32B37/00 ,  B32B37/18

    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.

    Systems and methods for detecting and tracking customer interaction
    9.
    发明授权
    Systems and methods for detecting and tracking customer interaction 有权

    公开(公告)号：US10748191B2

    公开(公告)日：2020-08-18

    申请号：US14973220

    申请日：2015-12-17

    Applicant: CAPITAL ONE SERVICES, LLC

    Inventor： Matthew Stern ,  Jason Deperro ,  Dan Makoski ,  Makiko Taniguchi

    IPC: G06Q30/02 ,  H04L29/08

    Abstract: A server system is provided for analyzing user interaction in an environment. The server system comprises a memory storing a set of instructions and a processor configured to execute the instructions to perform operations including determine a user has interacted with an item positioned in the environment based on a communication signal received from a hub physically located in the environment indicating an item tag associated with the item is linked with a user tag associated with the user. The server system may identify, based on one or more communication signals received from the hub, at least one metric associated with the user's interaction with the item and compare the at least one metric with a set of rules associated with the type of metric. The server system may provide an indication, based on the comparison, to a display device.

    TWO-PIECE TRANSACTION CARD CONSTRUCTION
    10.
    发明申请
    TWO-PIECE TRANSACTION CARD CONSTRUCTION 审中-公开

    公开(公告)号：US20200226441A1

    公开(公告)日：2020-07-16

    申请号：US16835673

    申请日：2020-03-31

    Applicant: Capital One Services, LLC.

    Inventor： Matthew Stern ,  Makiko Taniguchi ,  Dan Makoski ,  Lin Yang ,  Carl Cepress ,  Austin Anderson ,  Jason Deperro ,  Elwin Ching Yee Ong

    IPC: G06K19/077 ,  B32B37/00 ,  B32B37/18

    Abstract: The disclosed embodiments generally relate to transaction card constructions, and particularly, to a two-piece transaction card construction. Disclosed embodiments include a generally planar first card component including a first surface and a generally planar second card component including a second surface wherein the first card component is separate from the second card component. In disclosed embodiments, for example, the generally planar first card component and the generally planar second card component may be configured such that one forms a cavity and the other forms an inlay component configured to be seated within the cavity. In other embodiments the generally planar first card component and the generally planar second card component may be configured such that one forms a container and the other forms a lid configured to close the container.

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