公开(公告)号：US11887080B2

公开(公告)日：2024-01-30

申请号：US17324541

申请日：2021-05-19

Applicant: First Data Corporation

Inventor： Vijay Royyuru ,  Sridher Swaminathan

IPC: G06Q20/10 ,  G06Q20/02 ,  G06Q20/36

CPC classification number: G06Q20/102 ,  G06Q20/027 ,  G06Q20/363

Abstract: Described herein are techniques for facilitating push provisioning of a user payment source into a user's digital wallet without the user having a physical card. The techniques allow an issuer to provide a button in an issuer's application for the user to simply push the button to request that the payment source be imported into a pay wallet or a merchant. In this way, the payment source information is “pushed” into the pay wallet. Using push provisioning, the user need not enter any physical card information. The described techniques generate a chain of trust that can be used to ensure that a user, through an issuer and using a gateway, authorizes a token service provider to provision the payment source into the pay wallet or merchant.

公开(公告)号：US12223476B2

公开(公告)日：2025-02-11

申请号：US18536954

申请日：2023-12-12

Applicant: First Data Corporation

Inventor： Vijay Royyuru ,  Sridher Swaminathan

IPC: G06Q20/10 ,  G06Q20/02 ,  G06Q20/36

Abstract: Described herein are techniques for facilitating push provisioning of a user payment source into a user's digital wallet without the user having a physical card. The techniques allow an issuer to provide a button in an issuer's application for the user to simply push the button to request that the payment source be imported into a pay wallet or a merchant. In this way, the payment source information is “pushed” into the pay wallet. Using push provisioning, the user need not enter any physical card information. The described techniques generate a chain of trust that can be used to ensure that a user, through an issuer and using a gateway, authorizes a token service provider to provision the payment source into the pay wallet or merchant.

公开(公告)号：US20160162862A1

公开(公告)日：2016-06-09

申请号：US14960108

申请日：2015-12-04

Applicant: First Data Corporation

Inventor： Vijay K. Royyuru ,  Robert P. Klotz ,  Christopher T. Cox ,  Kelly B. Urban ,  Sridher Swaminathan

IPC: G06Q20/20 ,  G06Q20/40 ,  G06Q20/32

CPC classification number: G06Q20/202 ,  G06Q20/20 ,  G06Q20/3226 ,  G06Q20/3278 ,  G06Q20/352 ,  G06Q20/3572 ,  G06Q20/3574 ,  G06Q20/405

Abstract: Devices and systems for performing contactless payments. The devices are configured such that account issuers have increased flexibility, and such that the systems and methods are extensible to encompass new technologies.

Abstract translation: 用于执行非接触式付款的设备和系统。 这些设备被配置为使得帐户发行者具有增加的灵活性，并且使得系统和方法可扩展以包含新技术。