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    Systems and methods for a federated directory service
    1.
    发明授权
    Systems and methods for a federated directory service 有权

    公开(公告)号：US12045228B2

    公开(公告)日：2024-07-23

    申请号：US17525770

    申请日：2021-11-12

    Applicant: First Data Corporation

    Inventor： Vijay K. Royyuru ,  Lanny Byers ,  Cindy White ,  Charles R. Williams

    IPC: G06F16/30 ,  G06F16/23 ,  G06F16/25 ,  G06F16/27

    CPC classification number: G06F16/2379 ,  G06F16/256 ,  G06F16/27

    Abstract: Systems and methods are provided for a decentralized distributed ledger that hosts a directory service for customer aliases to facilitate obtaining customer account details. Aspects of the present disclosure may include receiving a request to execute a transaction, wherein the request includes identification information associated with a particular user, transmitting a communication to the database of the existing distributed ledger, wherein the second communication includes a request for an identity of a contributing entity that previously contributed user data associated with the particular user to the database, and wherein the request for the identity of the contributing entity includes an alias associated with the particular user, receiving the identity of the contributing entity, executing a request for account information for the particular user from the contributing entity, wherein the request for account information is transmitted to the contributing entity, receiving account information associated with the particular user, and executing the transaction using the account information.

    REAL-TIME TRANSACTION CONVERSION FOR POINTS REDEMPTION
    5.
    发明申请
    REAL-TIME TRANSACTION CONVERSION FOR POINTS REDEMPTION 审中-公开

    公开(公告)号：US20200027116A1

    公开(公告)日：2020-01-23

    申请号：US16517313

    申请日：2019-07-19

    Applicant: First Data Corporation

    Inventor： Vijay K. Royyuru ,  Lanny Byers ,  David Farris ,  Shawn Kretschmer ,  Cindy White ,  Skyler Fox ,  April Ross

    IPC: G06Q30/02

    Abstract: Embodiments described herein provide methods and systems for making reward point account balances liquid for the customer. In traditional systems, reward points issued to customers in their reward point accounts have limited redemption options. Embodiments discussed herein allow a user to provision their reward point account into a digital wallet. The user can then use the reward points to purchase goods and services using their reward point account as a payment source via the digital wallet. The result is that the reward point account balance becomes a liquid asset for the customer to use to purchase any goods and/or services at any merchant that accepts payments from a digital wallet. Further, due to real-time point conversion at the time of the transaction, the available point balance is always up-to-date for use through any access method available to the user.

    SYSTEMS AND METHODS FOR A FEDERATED DIRECTORY SERVICE
    8.
    发明申请
    SYSTEMS AND METHODS FOR A FEDERATED DIRECTORY SERVICE 有权

    公开(公告)号：US20220067036A1

    公开(公告)日：2022-03-03

    申请号：US17525770

    申请日：2021-11-12

    Applicant: First Data Corporation

    Inventor： Vijay K. Royyuru ,  Lanny Byers ,  Cindy White ,  Charles R. Williams

    IPC: G06F16/23 ,  G06F16/25 ,  G06F16/27

    Abstract: Systems and methods are provided for a decentralized distributed ledger that hosts a directory service for customer aliases to facilitate obtaining customer account details. Aspects of the present disclosure may include receiving a request to execute a transaction, wherein the request includes identification information associated with a particular user, transmitting a communication to the database of the existing distributed ledger, wherein the second communication includes a request for an identity of a contributing entity that previously contributed user data associated with the particular user to the database, and wherein the request for the identity of the contributing entity includes an alias associated with the particular user, receiving the identity of the contributing entity, executing a request for account information for the particular user from the contributing entity, wherein the request for account information is transmitted to the contributing entity, receiving account information associated with the particular user, and executing the transaction using the account information.

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