Abstract:
Providing offers to a point of sale (“POS”) terminal comprises a digital wallet of a user and a digital wallet system. A user approaching a POS terminal to conduct a transaction opens a digital wallet application on the user computing device and accesses an offer page of an offer on the digital wallet application. When the offer page is accessed, the offer parameters are loaded onto a secure element, or armed in the memory of the user computing device, and readied for communication to the POS terminal. When the user taps the user computing device to the POS terminal the offer is communicated. If the user navigates away from the offer page, the offer parameters are removed from the secure element and are no longer readied for communication.
Abstract:
Systems, methods, and computer program products are provided for providing a third party service via a wallet client. Service provider information is received from a service provider and stored in a wallet client database. Based on the service provider information, a wallet client is authenticated with a service provider system, a communication session is established, and a servicing environment is invoked.