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公开(公告)号：US10397220B2
公开(公告)日：2019-08-27
申请号：US15143453
申请日：2016-04-29
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
Abstract: An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.
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公开(公告)号：US10278006B2
公开(公告)日：2019-04-30
申请号：US15440973
申请日：2017-02-23
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Michal Palczewski , Varouj Chitilian
IPC: H04W4/02 , H04W4/80 , G01S1/04 , G06Q20/02 , G06Q20/20 , G06Q20/24 , G06Q20/32 , G06Q20/40 , H04L29/08 , H04W4/04
Abstract: A user enters a location with a user device. A beacon device broadcasts a first beacon device code comprising a hardware identifier via a local wireless network at the location. A service application of the user device receives the first beacon device hardware identifier, logs a check-in status of the user, and transmits the check-in status to a service provider system. The beacon device generates, after a predetermined period of time, a subsequent beacon device code comprising a random number to broadcast at the location via the local wireless network. In response to receiving the subsequent beacon device code broadcast by the beacon device, the user device logs and transmits a subsequent check in status to the service provider system via the network. The service provider system provides services to the user device or another device at the location in accordance with the check-in status of the user device.
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公开(公告)号：US20170255942A1
公开(公告)日：2017-09-07
申请号：US15447083
申请日：2017-03-01
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
CPC classification number: G06Q20/40145 , G06F21/32 , G06Q20/202
Abstract: An account management system establishes a facial template for a user based on an image. The user computing device, signed into a payment application at the merchant location, receives an identifier from a merchant beacon device to transmit to the account management system, which transmits payment tokens based on payment account data and facial templates to the merchant POS device for each user signed in at the merchant location. The merchant POS device identifies the user by comparing a captured image of the user against the received facial templates and transmits the payment token to an issuer system. At a later time, the account management system receives, from a user computing device, a subsequent user image and generates a subsequent facial template. If the difference of the subsequent facial template is less than a threshold from the existing facial template, the subsequent facial template is associated with the user account.
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4.发明申请Facial Profile Password to Modify User Account Data for Hands-Free Transactions 审中-公开面部轮廓密码修改免提交易的用户帐户数据公开(公告)号：US20160323274A1
公开(公告)日：2016-11-03
申请号：US15143453
申请日：2016-04-29
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
CPC classification number: H04L63/0861 , G06F21/32 , G06Q20/20 , G06Q20/204 , G06Q20/3278 , G06Q20/40145 , G06Q40/02 , H04W12/06
Abstract: An account management system establishes an account for a user. The user enters user account information into the account and the account management system establishes a facial template for the user based on an image of the face of the user. The user requests to change user account information at a merchant POS (POS) device. The merchant POS device captures a facial image of the user and transmits the image the account management system, which generates a facial template and compares the generated facial template against the existing facial template associated with user account. If the generated facial template is less than a threshold difference from the existing facial template, the user may update user account information at the merchant POS device, which communicates the updated user account information to the account management system. The account management system associates the updated user account information with the user account.
Abstract translation: 帐户管理系统为用户建立帐户。 用户将用户帐户信息输入到帐户中，并且帐户管理系统基于用户脸部的图像为用户建立面部模板。 用户请求在商家POS（POS）设备上更改用户帐户信息。 商户POS设备捕获用户的面部图像，并将图像发送给产生面部模板的帐户管理系统，并将生成的面部模板与与用户帐户相关联的现有面部模板进行比较。 如果所生成的面部模板小于与现有面部模板的阈值差异，则用户可以在商户POS设备处更新用户帐户信息，其将更新的用户帐户信息传达到帐户管理系统。 帐户管理系统将更新的用户帐户信息与用户帐户相关联。
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公开(公告)号：US20160321633A1
公开(公告)日：2016-11-03
申请号：US15143451
申请日：2016-04-29
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Jumana Al Hashal
Abstract: A user signs into an application via a user computing device at a merchant system location. The user computing device receives an identifier from a beacon device at the location to transmit to an account management system. The account management system transmits facial templates to the merchant camera device for users who are signed in to the application in range of the merchant beacon device. The user approaches a point of sale device to purchase a restricted product or service. The merchant camera device compares a captured facial image against the received facial templates to identify the user. A merchant POS device operator, after determining that the user is eligible for the restricted product or service based on account information of the user, selects a payment account of the user. The merchant POS device transmits transaction details to the account management system, which processes the transaction with an issuer system.
Abstract translation: 用户通过用户计算设备在商家系统位置登录应用。 用户计算设备从位置处的信标设备接收到发送给客户管理系统的标识符。 账户管理系统向登录到商户信标设备的范围内的应用的用户的商务相机设备发送面部模板。 用户接近销售点设备以购买受限产品或服务。 商务相机装置将捕获的面部图像与接收到的面部模板进行比较以识别用户。 商户POS设备运营商在基于用户的帐户信息确定用户符合受限制的产品或服务之后，选择用户的支付账户。 商户POS设备将交易细节传送到帐户管理系统，账户管理系统使用发行者系统来处理该交易。
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Patent Agency Ranking
公开(公告)号：US10482463B2
公开(公告)日：2019-11-19
申请号：US15447083
申请日：2017-03-01
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Denise Ho , Dmitry Kalenichenko , Varouj Chitilian , Timothy Raymond Zwiebel , Michal Palczewski
Abstract: An account management system establishes a facial template for a user based on an image. The user computing device, signed into a payment application at the merchant location, receives an identifier from a merchant beacon device to transmit to the account management system, which transmits payment tokens based on payment account data and facial templates to the merchant POS device for each user signed in at the merchant location. The merchant POS device identifies the user by comparing a captured image of the user against the received facial templates and transmits the payment token to an issuer system. At a later time, the account management system receives, from a user computing device, a subsequent user image and generates a subsequent facial template. If the difference of the subsequent facial template is less than a threshold from the existing facial template, the subsequent facial template is associated with the user account.
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公开(公告)号：US10033712B2
公开(公告)日：2018-07-24
申请号：US14964519
申请日：2015-12-09
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Sheldon Israel Walfish , Yilei Wang , Zhihong Xu
Abstract: A processing system periodically configures a beacon code and random nonce to transmit to a beacon device at a location. Multiple users enter the location with associated user computing devices. The user computing devices retransmit the beacon code broadcasted by the beacon device to the processing system. A particular user initiates a transaction at a computing device at the location, which transmits to the processing system a request for account data and retransmits the beacon code and a random nonce. The processing system verifies the beacon code and random nonce and transmits, to the computing device at the location, user account identifiers associated with user computing devices that retransmitted the beacon code. The processing system receives a selection of the user identifier from the merchant point of sale device and transmits account information to the computing device at the location.
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公开(公告)号：US20170255941A1
公开(公告)日：2017-09-07
申请号：US15446990
申请日：2017-03-01
Applicant: GOOGLE INC.
Inventor： Sashikanth Chandrasekaran , Timothy Raymond Zwiebel , Yilei Wang
CPC classification number: G06Q20/40145 , G06F21/32 , G06K9/00288 , G06Q20/405 , G06Q30/016
Abstract: A service system establishes a facial template for a user based on a user image. The user signs into a service application via a user computing device, which receives an identifier from a beacon device to transmit to the account management system. The account management system transmits facial templates based on payment account data for each user signed in at the service system location and transmits facial templates to a service computing device. The service computing device compares a captured facial image of a user initiating a service request against the received facial templates to identify the user. The service computing device receives a token from the account management system for the identified user. The service computing device transmits transaction details and the token to an issuer system to process the transaction. The service computing device receives an approval of the transaction authorization request.
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公开(公告)号：US20160321671A1
公开(公告)日：2016-11-03
申请号：US14701517
申请日：2015-04-30
Applicant: GOOGLE INC.
CPC classification number: G06Q20/202 , G06K9/00255 , G06K9/00261 , G06K9/00288 , G06K9/00744 , G06Q20/206 , G06Q20/3224 , G06Q20/40145 , G06T7/74 , G06T2207/10016 , G06T2207/30201 , G06T2207/30232
Abstract: A merchant and a user register with a payment processing system, which establishes a facial template based on a user image. The user signs into a payment application via a user computing device, which receives an identifier from a merchant beacon device to transmit to the payment processing system. The payment processing system transmits facial templates to the merchant camera device for other users who are also signed in to the payment application in range of the merchant beacon device. The merchant camera device compares a captured facial image against the received facial templates to identify the user. A merchant POS device operator selects an account of the user. The merchant POS device transmits transaction details to the payment processing system, which processes the transaction with an issuer system. The payment processing system receives an approval of the transaction authorization request and transmits a receipt to the merchant POS device.
Abstract translation: 商家和用户使用支付处理系统注册，该系统基于用户图像建立面部模板。 用户经由用户计算设备登录到支付应用程序，用户计算设备从商家信标设备接收标识符以传送到支付处理系统。 支付处理系统向商务照相机设备发送也在商户信标设备的范围内登录支付应用的其他用户的面部模板。 商务相机装置将捕获的面部图像与接收到的面部模板进行比较以识别用户。 商家POS设备操作员选择用户的帐户。 商户POS设备向支付处理系统传送交易细节，支付处理系统用发行者系统处理交易。 支付处理系统接收交易授权请求的批准，并将收据发送到商家POS设备。
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公开(公告)号：US10460317B2
公开(公告)日：2019-10-29
申请号：US14540001
申请日：2014-11-12
Applicant: GOOGLE INC.
Inventor： Varouj Chitilian , Sashikanth Chandrasekaran , Johnie Lee , Thai Ngoc Duong
Abstract: Conducting hands-free transactions comprises a server at a payment processing system, a user computing device, and a merchant computing device. The payment processing system registers a merchant system as a hands-free payment participant and provides a beacon identifier. The payment processing system receives a communication from a hands-free payment application on a user computing device, the communication comprising a transaction token, an identification of a user account, and the beacon identifier received by the user computing device via a wireless communication from a device associated with the merchant system and transmits the transaction token to the merchant system computing device. The payment processing system receives from the merchant system computing device, a transaction request, the transaction request comprising the token and transaction data associated with the transaction request and conducts the transaction between the user account and the merchant system based on the received token and transaction request.
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