公开(公告)号：US12118613B2

公开(公告)日：2024-10-15

申请号：US17143002

申请日：2021-01-06

申请人： HUMBL, INC.

发明人： Brian McLaren Foote ,  Adam Wolfe ,  Jeff Hinshaw

IPC分类号： G06Q40/04 ,  G06F16/27 ,  G06F21/60 ,  G06Q10/10 ,  G06Q20/06 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q40/02 ,  H04L9/08

CPC分类号： G06Q40/04 ,  G06F16/27 ,  G06F21/602 ,  G06Q20/0655 ,  G06Q20/3676 ,  G06Q20/3678 ,  G06Q20/381 ,  G06Q20/3829 ,  G06Q20/389 ,  G06Q40/02 ,  H04L9/0894 ,  G06Q10/10 ,  G06Q2220/00

摘要： A financial services system that utilizes a user device and a blockchain having a blockchain ledger includes. a host database having a non-transitory computer-readable medium including code and a host controller that executes the code. The host controller enables communication between a first digital wallet on the user device and one of a local currency account and a digital currency account to initiate a deposit via one of the currency accounts. The deposit can be assigned a transaction ID that is recorded to the blockchain ledger. The transaction ID can include a deposit currency value. A method for transferring currency includes the steps of enabling communication between a first digital wallet on a user device and one of a local currency account and a digital currency account with a host controller of a host database to initiate a deposit via one of the currency accounts, assigning a transaction ID to the deposit, and recording the transaction ID that includes a deposit currency value to a blockchain ledger.