公开(公告)号：US20050144099A1

公开(公告)日：2005-06-30

申请号：US10746389

申请日：2003-12-24

申请人： Indrojit Deb ,  Stuart Marshall ,  Xingheng Wang ,  John Gallelli ,  Rangaprasad Narasimhan ,  Newton Sanches ,  Jun Yin ,  David Brennan ,  Bharat Shyam

发明人： Indrojit Deb ,  Stuart Marshall ,  Xingheng Wang ,  John Gallelli ,  Rangaprasad Narasimhan ,  Newton Sanches ,  Jun Yin ,  David Brennan ,  Bharat Shyam

IPC分类号： G06Q30/00 ,  G06Q20/00 ,  G06Q50/00 ,  G07F7/08 ,  G07F19/00 ,  H04L12/16 ,  G06F17/60

CPC分类号： G07F7/08 ,  G06Q20/12 ,  G06Q20/29 ,  G06Q20/4037 ,  G06Q40/00

摘要： The present invention involves a system and method that facilitate a purchasing experience in part by consolidating any number of purchases and their respective charge amounts until the purchases or charge amounts reach a threshold level. The threshold level can be based in part on resources used (consumed or purchased) or on the corresponding monetary value. The threshold level can be determined based at least in part on several factors such as the type of resource being purchased, the volume of resources purchased at a time or over a period of time, customer's payment history, customer's usage history, feedback received from the customer's payment provider, the type of payment vehicle (e.g., credit card, stored value card), time of the purchase, etc. When the threshold is reached, payment is requested asynchronously. The customer's account can be suspended or cancelled if payment cannot be secured within a desired amount of time.

摘要翻译： 本发明涉及通过整合任何数量的购买及其各自的收费金额来部分地促进购买体验的系统和方法，直到购买或收费金额达到阈值水平为止。 阈值水平可以部分基于所使用的资源（消费或购买）或相应的货币价值。 阈值水平可以至少部分地基于以下几个因素来确定，诸如所购买的资源的类型，一次或一段时间内购买的资源量，客户的支付历史，客户的使用历史，从 客户支付提供者，付款方式（例如信用卡，储值卡），购买时间等。达到门槛时，异步请求付款。 如果在期望的时间内无法确保付款，客户的帐户可以被暂停或取消。