公开(公告)号：US20220342931A1

公开(公告)日：2022-10-27

申请号：US17238317

申请日：2021-04-23

申请人： INTERNATIONAL BUSINESS MACHINES CORPORATION

发明人： Jignesh K. KARIA ,  Vishal AWAL ,  Jitan S. CHANDANANI ,  Pankaj VERMA ,  Pankaj Satyanarayan DAYAMA ,  Mukundan SUNDARARAJAN ,  Neha SHAH

IPC分类号： G06F16/906 ,  G06F40/30 ,  G06F16/9032 ,  G06F16/901

摘要： A condition resolution system is provided for facilitating resolution of a condition for an entity. The system obtains an indication of a condition to be resolved for the entity, groups the entity with one or more other entities into a group of entities, and ascertains one or more options for resolving the condition using the condition to be resolved and option-related data associated with entities of the group of entities. The condition resolution system further evaluates the one or more options to select an option to resolve the condition for the entity, and determines a risk score for the selected option for resolving the condition. The risk score is based on one or more risk factors, and based on the risk score being acceptable, the system initiates an action based on the selected option to resolve the condition for the entity.

公开(公告)号：US20240275883A1

公开(公告)日：2024-08-15

申请号：US18167989

申请日：2023-02-13

申请人： International Business Machines Corporation

发明人： Shilpa SHETTY ,  Jignesh K. KARIA ,  Mukundan SUNDARARAJAN ,  Deepa DUBEY ,  Pankaj Satyanarayan DAYAMA ,  Vishal AWAL

IPC分类号： H04M3/436 ,  G06F16/903 ,  H04M7/00

CPC分类号： H04M3/436 ,  G06F16/90335 ,  H04M7/0048 ,  H04M3/42297

摘要： A system and method for deactivating telephone numbers are presented. The method includes, in response to a request to deactivate a telephone number, communicating a query to a blockchain for the telephone number, wherein a block on the blockchain identifies an organization that had sent a previous message to the telephone number. The method also includes determining, based on a response to the query, the organization and generating and activating a filter configured to stop a future message sent by the organization to the telephone number.

公开(公告)号：US20240152919A1

公开(公告)日：2024-05-09

申请号：US18052453

申请日：2022-11-03

申请人： International Business Machines Corporation

发明人： Shilpa SHETTY ,  Jignesh K. KARIA ,  Mukundan SUNDARARAJAN ,  Pankaj Satyanarayan DAYAMA ,  Neha SHAH ,  Vishal AWAL

IPC分类号： G06Q20/40 ,  G06Q20/38

CPC分类号： G06Q20/4014 ,  G06Q20/3825 ,  G06Q20/409

摘要： Techniques are provided for generating secure, alternate communication routes. In one embodiment, the techniques involve receiving user consent and delivery data, wherein the delivery data includes information for contacting a device associated with a user, receiving an authentication failure indicator corresponding to a primary communication route to reach the user to authenticate an online transaction, initiating a scrubbing process to verify that the user consent indicates permission from a user to transfer an authentication credential via an alternate communication route, identifying a network state, generating the alternate communication route to the user based on the network state, the scrubbing process, and the delivery data, and transferring the authentication credential via the alternate communication route.