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1.发明申请METHODS OF TRANSMITTING INFORMATION FROM EFFICIENT ENCRYPTION CARD READERS TO MOBILE DEVICES 有权从有效加密卡读取器向移动设备发送信息的方法公开(公告)号：US20120126005A1
公开(公告)日：2012-05-24
申请号：US13298525
申请日：2011-11-17
申请人： Jack Dorsey , Nathan P. McCauley , Justin Philip Cummins , Diego Monica , Oliver Samuel Curran Quigley , James M. McKelvey
发明人： Jack Dorsey , Nathan P. McCauley , Justin Philip Cummins , Diego Monica , Oliver Samuel Curran Quigley , James M. McKelvey
CPC分类号： G06Q20/322 , G06Q20/347 , G06Q30/06 , G06Q40/02 , G07F7/0886
摘要： A method of transmitting encrypted information to a mobile device and a payment service uses a card reader. The card reader has device electronics that include a microcontroller with logic resources with code and an output jack. A raw magnetic head signal is received from a reading of the card in the slot. The raw magnetic head signal is converted into a processed digital signal that the microcontroller can interpret. The logic resources and the code create both an encryption and signed signal. An encrypted and signed output jack message is delivered to the mobile device through the output jack based on the contents of the signal, with at least a portion of the output jack signal being encrypted.
摘要翻译： 将加密信息发送到移动设备并且支付服务使用读卡器的方法。 读卡器具有包括具有代码的逻辑资源的微控制器和输出插孔的装置电子装置。 从槽中的卡的读取接收原始磁头信号。 原始磁头信号被转换成微控制器可以解释的经处理的数字信号。 逻辑资源和代码创建加密和签名信号。 加密和签名的输出插孔消息基于信号的内容通过输出插孔传送到移动设备，至少一部分输出插孔信号被加密。
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公开(公告)号：US20120126006A1
公开(公告)日：2012-05-24
申请号：US13298557
申请日：2011-11-17
申请人： Jack Dorsey , Nathan P. McCauley , Justin Philip Cummins , Diego Monica , Oliver Samuel Curran Quigley , James M. McKelvey
发明人： Jack Dorsey , Nathan P. McCauley , Justin Philip Cummins , Diego Monica , Oliver Samuel Curran Quigley , James M. McKelvey
CPC分类号： G07F7/0886 , G06Q20/322 , G06Q20/347 , G06Q30/06 , G07F7/0873
摘要： A card reader has a housing, read head and device electronics that receive a raw signal from the read head and converts it into a processed digital signal that the microcontroller can interpret. A microcontroller with associated logic resources and code receives a digital signal from the device electronics and creates an encrypted and signed message based on the contents of the signal. An output jack is provided.
摘要翻译： 读卡器具有从读取头接收原始信号并将其转换成微处理器可解释的经处理的数字信号的外壳，读取头和器件电子设备。 具有相关联的逻辑资源和代码的微控制器从设备电子装置接收数字信号，并基于信号的内容创建加密和签名的消息。 提供输出插孔。
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3.发明授权Methods of transmitting information from efficient encryption card readers to mobile devices 有权将信息从高效加密卡读卡器传输到移动设备的方法公开(公告)号：US09582795B2
公开(公告)日：2017-02-28
申请号：US13298525
申请日：2011-11-17
申请人： Jack Dorsey , Nathan P. McCauley , Justin Phillip Cummins , Diego Monica , Oliver Samuel Curran Quigley , James M. McKelvey
发明人： Jack Dorsey , Nathan P. McCauley , Justin Phillip Cummins , Diego Monica , Oliver Samuel Curran Quigley , James M. McKelvey
IPC分类号： G06K7/08 , G06F17/00 , G06K5/00 , G06K7/00 , G06Q20/32 , G06Q20/34 , G06Q30/06 , G06Q40/02 , G07F7/08
CPC分类号： G06Q20/322 , G06Q20/347 , G06Q30/06 , G06Q40/02 , G07F7/0886
摘要： A method of transmitting encrypted information to a mobile device and a payment service uses a card reader. The card reader has device electronics that include a microcontroller with logic resources with code and an output jack. A raw magnetic head signal is received from a reading of the card in the slot. The raw magnetic head signal is converted into a processed digital signal that the microcontroller can interpret. The logic resources and the code create both an encryption and signed signal. An encrypted and signed output jack message is delivered to the mobile device through the output jack based on the contents of the signal, with at least a portion of the output jack signal being encrypted.
摘要翻译： 将加密信息发送到移动设备并且支付服务使用读卡器的方法。 读卡器具有包括具有代码的逻辑资源的微控制器和输出插孔的装置电子装置。 从槽中的卡的读取接收原始磁头信号。 原始磁头信号被转换成微控制器可以解释的经处理的数字信号。 逻辑资源和代码创建加密和签名信号。 加密和签名的输出插孔消息基于信号的内容通过输出插孔传送到移动设备，至少一部分输出插孔信号被加密。
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公开(公告)号：US09916581B2
公开(公告)日：2018-03-13
申请号：US13298564
申请日：2011-11-17
申请人： Jack Dorsey , Nathan P. McCauley , Justin Phillip Cummins , Diogo Monica , Oliver Samuel Curran Quigley , James M. McKelvey
发明人： Jack Dorsey , Nathan P. McCauley , Justin Phillip Cummins , Diogo Monica , Oliver Samuel Curran Quigley , James M. McKelvey
CPC分类号： G06Q20/3829 , G06F21/6209 , G06Q20/322 , G06Q20/347 , G06Q30/06 , G06Q40/02 , G07F7/0886
摘要： A method of reconstructing a packet that includes financial card information from a mobile device uses a card reader. The card reader has a read head, a slot for swiping a magnetic stripe of a card and device electronics that includes a microcontroller with logic resources with code. The card reader has a unique identifier and associated cryptographic key. The same code is used to produce an encrypted and signed signal. The encrypted and signed signal, that includes the card reader identifier, is sent to the mobile device. The mobile device sends an encrypted and signed packet to a back end of a payment system. A cryptographic key is used to decrypt and verify the contents of the packet at the back end. Non-encrypted financial card information is sent to a payment gateway.
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5.发明申请BACK END OF PAYMENT SYSTEM ASSOCIATED WITH FINANCIAL TRANSACTIONS USING CARD READERS COUPLED TO MOBILE DEVICES 有权使用与移动设备耦合的卡片阅读器与金融交易相关的付款系统的后端公开(公告)号：US20120130903A1
公开(公告)日：2012-05-24
申请号：US13298564
申请日：2011-11-17
申请人： Jack Dorsey , Nathan P. McCauley , Justin Phillip Cummins , Diogo Monica , Oliver Samuel Curran Quigley , James M. McKelvey
发明人： Jack Dorsey , Nathan P. McCauley , Justin Phillip Cummins , Diogo Monica , Oliver Samuel Curran Quigley , James M. McKelvey
IPC分类号： G06Q20/40
CPC分类号： G06Q20/3829 , G06F21/6209 , G06Q20/322 , G06Q20/347 , G06Q30/06 , G06Q40/02 , G07F7/0886
摘要： A method of reconstructing a packet that includes financial card information from a mobile device uses a card reader. The card reader has a read head, a slot for swiping a magnetic stripe of a card and device electronics that includes a microcontroller with logic resources with code. The card reader has a unique identifier and associated cryptographic key. The same code is used to produce an encrypted and signed signal. The encrypted and signed signal, that includes the card reader identifier, is sent to the mobile device. The mobile device sends an encrypted and signed packet to a back end of a payment system. A cryptographic key is sued to decrypt and verify the contents of the packet at the back end. Non-encrypted financial card information is sent to a payment gateway.
摘要翻译： 重构包含来自移动设备的金融卡信息的分组的方法使用读卡器。 读卡器具有读头，用于刷卡卡的磁条的槽和包括具有代码的逻辑资源的微控制器的装置电子装置。 读卡器具有唯一的标识符和相关的加密密钥。 相同的代码用于产生加密和签名的信号。 包含读卡器标识符的加密和签名信号被发送到移动设备。 移动设备向支付系统的后端发送加密且签名的分组。 一个加密密钥被要求在后端解密和验证数据包的内容。 未加密的金融卡信息被发送到支付网关。
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