公开(公告)号：US20060064378A1

公开(公告)日：2006-03-23

申请号：US10946710

申请日：2004-09-21

申请人： Jeff Clementz ,  Franck Chastagnol ,  Hugo Olliphant

发明人： Jeff Clementz ,  Franck Chastagnol ,  Hugo Olliphant

IPC分类号： G06Q40/00

CPC分类号： G06Q20/227 ,  G06Q20/04 ,  G06Q20/102 ,  G06Q30/00

摘要： A method and apparatus for maintaining liked accounts for participants of network-based marketplaces are described. In one embodiment, a master account is maintained for a master account holder, and one or more sub-accounts linked to the master account are maintained for one or more sub-account holders. The sub-accounts are funded using at least one funding source of the master account.

摘要翻译： 描述了用于维护基于网络的市场参与者的喜好帐户的方法和装置。 在一个实施例中，为主账户持有人维护主帐户，并且为一个或多个子账户持有者维护与主账户相关联的一个或多个子账户。 这些子科目使用至少一个主账户的资金来源资助。

公开(公告)号：US20120271762A1

公开(公告)日：2012-10-25

申请号：US13543245

申请日：2012-07-06

申请人： 94303 Freeland ,  Franck Chastagnol ,  Hugo Olliphant ,  Celine Martig ,  Thomas Belousek ,  Bharathi Ramavarjula ,  Alex Khomenko ,  Kenneth Kang

发明人： 94303 Freeland ,  Franck Chastagnol ,  Hugo Olliphant ,  Celine Martig ,  Thomas Belousek ,  Bharathi Ramavarjula ,  Alex Khomenko ,  Kenneth Kang

IPC分类号： G06Q20/10

CPC分类号： G06Q20/10 ,  G06Q20/223 ,  G06Q20/32

摘要： A method and system utilized to receive a registration request to register a mobile telephone with a financial payment system and contact information that identifies the mobile telephone. The system generates a confirmation code responsive to receiving the contact information and communicates the confirmation code to the mobile telephone. The system further receives from the mobile telephone a request to confirm the registration, the request to confirm registration including the confirmation code; and configures the first financial account at the financial payment system to receive instructions from the mobile telephone to transfer funds on the financial payment system.

摘要翻译： 一种用于接收注册请求的方法和系统，用于注册具有金融支付系统的移动电话和识别移动电话的联系信息。 系统响应于接收到联系人信息而生成确认码，并将确认码传送给移动电话。 该系统还从移动电话接收确认注册的请求，确认注册的请求包括确认码; 并配置财务支付系统上的第一个金融账户，以接收移动电话的指示，在金融支付系统上转账。

公开(公告)号：US20120215697A1

公开(公告)日：2012-08-23

申请号：US13458855

申请日：2012-04-27

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q20/40

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.

摘要翻译： 公开了用于促进在线支付的方法和系统。 根据本发明的一个方面，在定义商家和用户之间的支付关系的条款的支付服务提供商处建立支付协议。 支付协议的建立包括将支付协议与存储在支付服务提供商处的商家或用户的支付账户相连接。 在建立支付协议之后，接收与交易相关联的支付请求，由此支付请求包括用于识别存储在支付服务提供商处的支付协议的唯一标识符。 根据支付请求符合付款协议条款的验证，处理付款请求。

公开(公告)号：US08175938B2

公开(公告)日：2012-05-08

申请号：US10873704

申请日：2004-06-21

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q40/00

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.

摘要翻译： 公开了用于促进商家发起的在线支付的方法和系统。 根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。 因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。 在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。 付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

公开(公告)号：US20050165641A1

公开(公告)日：2005-07-28

申请号：US10976170

申请日：2004-10-27

申请人： Peter Chu ,  Steven Chen ,  Franck Chastagnol ,  Aaron Lee ,  Hugo Olliphant ,  Wendy Billman

发明人： Peter Chu ,  Steven Chen ,  Franck Chastagnol ,  Aaron Lee ,  Hugo Olliphant ,  Wendy Billman

IPC分类号： G06Q30/00 ,  G06F17/60

CPC分类号： G06Q20/0457 ,  G06F3/0482 ,  G06F3/04842 ,  G06F17/2235 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0241

摘要： A system and method to associate a gift certificate with an email address is useful to permit on-line merchants to provide gift certificates that may be trusted while remaining used to customers. A gift certificate is purchased on-line and associated with a recipient's e-mail address provided by the gift certificate purchaser. An e-mail message containing confirm information used to authenticate the identity of the recipient is subsequently provided. This e-mail message may be sent when the gift certificate is purchased. This e-mail message may also be sent when a printed gift certificate is redeemed. The recipient of the gift certificate returns this confirmation information to complete the authentication process of the recipient's e-mail address. All subsequent activity of related to the use of the gift certificate may be authenticated using the e-mail address once confirmed.

摘要翻译： 将礼券与电子邮件地址相关联的系统和方法对于允许在线商家提供可信赖的礼品券而言仍然有用，同时还保留给客户。 礼品券在线购买并与礼品购买者提供的收件人的电子邮件地址相关联。 随后提供包含用于验证接收者身份的确认信息的电子邮件。 当购买礼券时，可能会发送此电子邮件。 当打印的礼券被赎回时，也可以发送此电子邮件。 礼券的收件人返回此确认信息，以完成收件人电子邮件地址的身份验证过程。 与使用礼券相关的所有后续活动可以使用一旦确认的电子邮件地址进行认证。

公开(公告)号：US20050228750A1

公开(公告)日：2005-10-13

申请号：US10873704

申请日：2004-06-21

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q20/00 ,  G06F17/60

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating merchant-initiated online payments are disclosed. According to one aspect of the present invention, a payment service provider's server receives a user's request, via a merchant's server, to establish a merchant-initiated payment relationship or agreement. Accordingly, the payment service provider presents the user with options to customize the terms of the merchant-initiated payment agreement. After the agreement has been established and the terms customized, the merchant server communicates a merchant-initiated payment request to the pavement service provider for a transaction entered into with the user. The payment service provider's server processes the payment request after verifying that processing the payment does not exceed the user-customized terms of the agreement.

摘要翻译： 公开了用于促进商家发起的在线支付的方法和系统。 根据本发明的一个方面，支付服务提供商的服务器通过商家的服务器接收用户的请求，以建立由商家发起的支付关系或协议。 因此，支付服务提供商向用户呈现定制商家发起的支付协议的条款的选项。 在协议已经建立并且定制的条款之后，商家服务器将商家发起的支付请求传达到支付服务提供商以进行用户的交易。 付款服务提供商的服务器在验证处理付款不超过协议的用户自定义条款之后处理付款请求。

公开(公告)号：US09317841B2

公开(公告)日：2016-04-19

申请号：US13458855

申请日：2012-04-27

申请人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

发明人： Hugo Olliphant ,  Franck Chastagnol ,  Yi-Ling Su ,  William Wu ,  Chris Brown ,  Thach Dang ,  Thomas Veino ,  Carol Gunby ,  Peter Chu ,  Steve Chen

IPC分类号： G06Q40/00 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/12

CPC分类号： G06Q20/405 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/102 ,  G06Q20/12 ,  G06Q40/00

摘要： A method and system for facilitating online payments are disclosed. According to one aspect of the present invention, a payment agreement is established at a payment service provider that defines terms of a payment relationship between a merchant and a user. The establishing of the payment agreement includes linking the payment agreement with a payment account of the merchant or user stored at the payment service provider. After establishing the payment agreement, a payment request associated with a transaction is received, whereby the payment request includes a unique identifier to identify the payment agreement stored at the payment service provider. Based on a verification that the payment request complies with terms of the payment agreement, the payment request is processed.

摘要翻译： 公开了用于促进在线支付的方法和系统。 根据本发明的一个方面，在定义商家和用户之间的支付关系的条款的支付服务提供商处建立支付协议。 支付协议的建立包括将付款协议与存储在支付服务提供商处的商家或用户的支付帐户相连接。 在建立支付协议之后，接收与交易相关联的支付请求，由此支付请求包括用于识别存储在支付服务提供商处的支付协议的唯一标识符。 根据支付请求符合付款协议条款的验证，处理付款请求。

公开(公告)号：US08301658B2

公开(公告)日：2012-10-30

申请号：US11674639

申请日：2007-02-13

申请人： Franck Chastagnol ,  Vijay Karunamurthy ,  Matthew Liu ,  Christopher Maxcy

发明人： Franck Chastagnol ,  Vijay Karunamurthy ,  Matthew Liu ,  Christopher Maxcy

IPC分类号： G06F17/30 ,  G06F7/00 ,  G06F7/04 ,  H04L9/32

CPC分类号： G06F21/105 ,  G06F3/0482 ,  G06F3/04842 ,  G06F17/30 ,  G06F17/30026 ,  G06F17/30752 ,  G06F17/30775 ,  G06F17/3082 ,  G06F21/6218 ,  G06F2221/0713 ,  G06Q30/06 ,  H04N21/233 ,  H04N21/4542 ,  H04N21/8545 ,  Y10S707/914 ,  Y10S707/916 ,  Y10S707/944

摘要： A system, method and various software tools enable a video hosting website to automatically identified unlicensed audio content in video files uploaded by users, and initiate a process by which the user can replace the unlicensed content with licensed audio content. An audio replacement tool is provided that enables the user to permanently mute the original, unlicensed audio content of a video file, or select a licensed audio file from a collection of licensed audio, and insert the selected in place of the original audio.

摘要翻译： 系统，方法和各种软件工具使视频托管网站可以自动识别由用户上传的视频文件中的未许可音频内容，并启动用户可以用许可的音频内容替换未许可内容的过程。 提供了音频替换工具，其使得用户能够永久地静音视频文件的原始，未许可的音频内容，或从许可音频的集合中选择许可的音频文件，并且插入所选择的代替原始音频。

公开(公告)号：US20150154385A1

公开(公告)日：2015-06-04

申请号：US13615354

申请日：2012-09-13

申请人： Franck Chastagnol ,  Vijay Karunamurthy ,  Matthew Liu ,  Christopher Maxcy

发明人： Franck Chastagnol ,  Vijay Karunamurthy ,  Matthew Liu ,  Christopher Maxcy

IPC分类号： G06F21/10 ,  G06F17/30

CPC分类号： G06F21/105 ,  G06F3/0482 ,  G06F3/04842 ,  G06F17/30 ,  G06F17/30026 ,  G06F17/30752 ,  G06F17/30775 ,  G06F17/3082 ,  G06F21/6218 ,  G06F2221/0713 ,  G06Q30/06 ,  H04N21/233 ,  H04N21/4542 ,  H04N21/8545 ,  Y10S707/914 ,  Y10S707/916 ,  Y10S707/944

摘要： A system, method and various software tools enable a video hosting website to automatically identified unlicensed audio content in video files uploaded by users, and initiate a process by which the user can replace the unlicensed content with licensed audio content. An audio replacement tool is provided that enables the user to permanently mute the original, unlicensed audio content of a video file, or select a licensed audio file from a collection of licensed audio, and insert the selected in place of the original audio.

公开(公告)号：US20150156563A1

公开(公告)日：2015-06-04

申请号：US13615356

申请日：2012-09-13

申请人： Franck Chastagnol ,  Vijay Karunamurthy ,  Matthew Liu ,  Christopher Maxcy

发明人： Franck Chastagnol ,  Vijay Karunamurthy ,  Matthew Liu ,  Christopher Maxcy

IPC分类号： H04N21/8545 ,  G06F3/01 ,  G06F3/0484 ,  G06F15/16

CPC分类号： G06F21/105 ,  G06F3/0482 ,  G06F3/04842 ,  G06F17/30 ,  G06F17/30026 ,  G06F17/30752 ,  G06F17/30775 ,  G06F17/3082 ,  G06F21/6218 ,  G06F2221/0713 ,  G06Q30/06 ,  H04N21/233 ,  H04N21/4542 ,  H04N21/8545 ,  Y10S707/914 ,  Y10S707/916 ,  Y10S707/944

摘要： A system, method and various software tools enable a video hosting website to automatically identified unlicensed audio content in video files uploaded by users, and initiate a process by which the user can replace the unlicensed content with licensed audio content. An audio replacement tool is provided that enables the user to permanently mute the original, unlicensed audio content of a video file, or select a licensed audio file from a collection of licensed audio, and insert the selected in place of the original audio.

摘要翻译： 系统，方法和各种软件工具使得视频托管网站能够在用户上传的视频文件中自动识别未许可的音频内容，并且发起用户可以用许可的音频内容替换未许可内容的过程。 提供了音频替换工具，其使得用户能够永久地静音视频文件的原始，未许可的音频内容，或从许可音频的集合中选择许可的音频文件，并且插入所选择的代替原始音频。