公开(公告)号：US10769634B2

公开(公告)日：2020-09-08

申请号：US15180633

申请日：2016-06-13

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Mark Jules Azzam ,  John Eric Roberts ,  Matthew Wease ,  Brett Jon Halkett

IPC: G06Q20/40 ,  G06Q20/20 ,  G07F7/08

Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes causing a biometric associated with a consumer to be received, when the consumer presents a payment device for funding a transaction with a merchant via a payment account associated with the payment device. The method also includes appending, by a computing device, a biometric score to an authorization request associated with the transaction at the merchant where the biometric score is indicative of a degree of match between the received biometric and a reference biometric, and transmitting, by the computing device, the authorization request whereby an issuer associated with the payment account is able to utilize the biometric score in determining to approve or decline the transaction.

公开(公告)号：US20200380527A1

公开(公告)日：2020-12-03

申请号：US16997708

申请日：2020-08-19

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Mark Jules Azzam ,  John Eric Roberts ,  Matthew Wease ,  Brett Jon Halkett

IPC: G06Q20/40 ,  G06Q20/20 ,  G07F7/08

Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.

公开(公告)号：US20170357981A1

公开(公告)日：2017-12-14

申请号：US15180633

申请日：2016-06-13

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Mark Jules Azzam ,  John Eric Roberts ,  Matthew Wease ,  Brett Jon Halkett

IPC: G06Q20/40

Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes causing a biometric associated with a consumer to be received, when the consumer presents a payment device for funding a transaction with a merchant via a payment account associated with the payment device. The method also includes appending, by a computing device, a biometric score to an authorization request associated with the transaction at the merchant where the biometric score is indicative of a degree of match between the received biometric and a reference biometric, and transmitting, by the computing device, the authorization request whereby an issuer associated with the payment account is able to utilize the biometric score in determining to approve or decline the transaction.

公开(公告)号：US11854012B2

公开(公告)日：2023-12-26

申请号：US17825767

申请日：2022-05-26

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Mark Jules Azzam ,  John Eric Roberts ,  Matthew Wease ,  Brett Jon Halkett

IPC: G06Q20/40 ,  G06Q20/20 ,  G07F7/08

CPC classification number: G06Q20/40145 ,  G06Q20/204 ,  G06Q20/4016 ,  G07F7/0833

Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.

公开(公告)号：US20220284440A1

公开(公告)日：2022-09-08

申请号：US17825767

申请日：2022-05-26

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Mark Jules Azzam ,  John Eric Roberts ,  Matthew Wease ,  Brett Jon Halkett

IPC: G06Q20/40 ,  G06Q20/20 ,  G07F7/08

Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.

公开(公告)号：US11348109B2

公开(公告)日：2022-05-31

申请号：US16997708

申请日：2020-08-19

Applicant: MASTERCARD INTERNATIONAL INCORPORATED

Inventor： Mark Jules Azzam ,  John Eric Roberts ,  Matthew Wease ,  Brett Jon Halkett

IPC: G06Q20/40 ,  G06Q20/20 ,  G07F7/08

Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.