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    SYSTEMS AND METHODS FOR USE IN SECURING OPEN SERVICE CONNECTIONS
    1.
    发明公开
    SYSTEMS AND METHODS FOR USE IN SECURING OPEN SERVICE CONNECTIONS 审中-公开

    公开(公告)号：US20240152635A1

    公开(公告)日：2024-05-09

    申请号：US18388149

    申请日：2023-11-08

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Przemek Praszczalek ,  Farzana Chilwan

    IPC: G06F21/60

    CPC classification number: G06F21/606

    Abstract: Systems and methods are provided for use in securing open service connections. One example computer-implemented method includes initiating communication between a user and an account host as part of a request for an open service connection by the user, whereby the user provides login credentials to the account host for an account issued by the account host to the user. In response to the request, the method includes receiving access tokens for the open service connection from the account host and identifying data for the user and/or the account. The method also includes performing an assessment of the open service connection based on the identifying data, wherein the assessment is based on current and prior usage of the identifying data, and returning the access token and a result of the assessment to the open service customer.

    SYSTEMS AND METHODS FOR MONITORING DECENTRALIZED DATA STORAGE
    2.
    发明公开
    SYSTEMS AND METHODS FOR MONITORING DECENTRALIZED DATA STORAGE 审中-公开

    公开(公告)号：US20230291731A1

    公开(公告)日：2023-09-14

    申请号：US17692140

    申请日：2022-03-10

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： John O'Neill ,  Ji Eun Cha ,  Prashant Sharma ,  Przemek Praszczalek

    IPC: H04L9/40

    CPC classification number: H04L63/0853 ,  H04L63/0861

    Abstract: Systems and methods are provided for use in monitoring decentralized data structures including identity attributes, through tokenization of the attributes. One example computer-implemented method includes receiving a request associated with a digital identity including multiple attributes and, for each of the attributes in the request, generating a token specific to the attribute, searching for the generated token in a network graph having multiple stored tokens, and identifying one of the multiple stored tokens as a match to the generated token. The computer-implemented method then further includes, for each of the attributes in the request, retrieving additional ones of the multiple stored tokens linked to the identified one of the stored tokens, comparing the retrieved tokens to the generated token, and promoting the request for further action, in response to at least one of the retrieved tokens being inconsistent with the generated token.

    BIOMETRIC TOKENIZED NETWORKS
    3.
    发明申请
    BIOMETRIC TOKENIZED NETWORKS 有权

    公开(公告)号：US20220036356A1

    公开(公告)日：2022-02-03

    申请号：US17388691

    申请日：2021-07-29

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Przemek Praszczalek ,  Raman Narayanswamy

    IPC: G06Q20/40 ,  G06F21/45 ,  G06Q20/38

    Abstract: Biometric tokenized networks. In one embodiment, a system includes a network and a server. The server includes a memory storing a biometric token vault, a communication interface, and an electronic processor. The electronic processor is configured to: receive a biometric token (i.e., identity token), a merchant identifier, and transaction details via the network, confirm a uniqueness of the biometric token with a second biometric token stored in the biometric token vault, generate a relationship identifier based on the merchant identifier and a global unique identifier linked to the second biometric token, and determine whether the relationship identifier is associated with a payment account reference, and output the merchant identifier, the transaction details, and a personal account number associated with the payment account reference to an issuer via the network in response to determining that the relationship identifier is associated with the payment account reference.

    Systems, methods, and non-transitory computer-readable media for biometrically confirming trusted engagement
    4.
    发明授权
    Systems, methods, and non-transitory computer-readable media for biometrically confirming trusted engagement 有权

    公开(公告)号：US12199978B2

    公开(公告)日：2025-01-14

    申请号：US17866415

    申请日：2022-07-15

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Przemek Praszczalek

    IPC: H04L29/00 ,  H04L9/40

    Abstract: Systems, methods, and non-transitory computer-readable media for biometrically confirming a trusted engagement between two or more individuals that overcomes an identity challenge from a digital environment. The identity challenge including but not limited to: when two or more individuals met in the digital environment only to meet in person, when two or more parties to a contract want to ensure that the true parties sign an agreement, when one or more individuals wants to provide proof of past interactions, when an individual or an entity wants to minimize a risk of a party to a financial transaction is using stolen identity credentials, when an individual receives a friend request from an unknown individual, when an individual wants to ban interactions with an undesired personal contact, when an individual meets with an imposter during a person-to-person transaction, and when an individual meets a friend that has created a new digital persona.

    Biometrically-enhanced verifiable credentials
    5.
    发明授权
    Biometrically-enhanced verifiable credentials 有权

    公开(公告)号：US11985125B2

    公开(公告)日：2024-05-14

    申请号：US17325804

    申请日：2021-05-20

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Przemek Praszczalek ,  Raman Narayanswamy

    IPC: H04L29/06 ,  G06K19/06 ,  H04L9/40

    CPC classification number: H04L63/0861 ,  G06K19/06037

    Abstract: Biometrically-enhanced verifiable credentials of an individual. In one embodiment, an electronic device including a biometric capture circuitry, a memory, and an electronic processor. The biometric capture circuitry configured to capture one or more biometrics of an individual. The memory storing a digital identity application. The electronic processor, when executing the digital identity application, is configured to receive the one or more biometrics of the individual that are captured by the biometric capture circuitry, generate a biometric token of the individual based on the one or more biometrics, receive identity information of the individual, generate biometrically-enhanced verifiable credentials including the identity information and the biometric token, and control the memory to store the biometrically-enhanced verifiable credentials.

    Systems, methods, and non-transitory computer-readable media for secure individual identification
    8.
    发明授权
    Systems, methods, and non-transitory computer-readable media for secure individual identification 有权

    公开(公告)号：US11803662B2

    公开(公告)日：2023-10-31

    申请号：US17565653

    申请日：2021-12-30

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Raman Narayanswamy ,  Przemek Praszczalek

    IPC: G06F21/62 ,  G06F21/32

    CPC classification number: G06F21/6254 ,  G06F21/32

    Abstract: A privacy-enhancing system, method, and non-transitory computer-readable medium for securely identifying an individual over time without retaining sensitive biometric data. In one embodiment, the system includes a local identity server including an electronic processor, a communication interface, and a memory. The electronic processor is configured to initiate a personalization of a partner-specific identification vehicle that identifies the individual based at least in part on an individual global unique identifier associated with the individual, receive a request for a service from the individual via the communication interface, receive consent and registration information from the individual via the communication interface, generate an identity confirmation that confirms an identity of the individual, and output the identity confirmation via the communication interface. The individual global unique identifier is generated from information derived from the registration information and the individual global unique identifier is not indicative of personally identifiable information (PII) of the individual.

    BIOMETRICALLY-ENHANCED VERIFIABLE CREDENTIALS
    9.
    发明申请
    BIOMETRICALLY-ENHANCED VERIFIABLE CREDENTIALS 有权

    公开(公告)号：US20210367938A1

    公开(公告)日：2021-11-25

    申请号：US17325804

    申请日：2021-05-20

    Applicant: MASTERCARD INTERNATIONAL INCORPORATED

    Inventor： Przemek Praszczalek ,  Raman Narayanswamy

    IPC: H04L29/06 ,  G06K19/06

    Abstract: Biometrically-enhanced verifiable credentials of an individual. In one embodiment, an electronic device including a biometric capture circuitry, a memory, and an electronic processor. The biometric capture circuitry configured to capture one or more biometrics of an individual. The memory storing a digital identity application. The electronic processor, when executing the digital identity application, is configured to receive the one or more biometrics of the individual that are captured by the biometric capture circuitry, generate a biometric token of the individual based on the one or more biometrics, receive identity information of the individual, generate biometrically-enhanced verifiable credentials including the identity information and the biometric token, and control the memory to store the biometrically-enhanced verifiable credentials.

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