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公开(公告)号：US10706467B2
公开(公告)日：2020-07-07
申请号：US15286044
申请日：2016-10-05
Applicant: MasterCard International Incorporated
Inventor： Paul Michael Musser , Sandeep Malhotra , David Colby Brown
Abstract: According to some embodiments, apparatus and methods are provided comprising a connector attachment including a housing, wherein the connector attachment is selectively connectable to a mobile device; and a first token stored within the connector attachment, wherein the first token is operative to execute a transaction with a second token. Numerous other aspects are provided.
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公开(公告)号：US11508004B2
公开(公告)日：2022-11-22
申请号：US16889057
申请日：2020-06-01
Applicant: MasterCard International Incorporated
Inventor： Paul Michael Musser , Sandeep Malhotra , David Colby Brown
Abstract: According to some embodiments, apparatus and methods are provided. A connector attachment includes a housing, wherein the connector attachment is selectively connectable to a mobile device; and a first token stored within the connector attachment, wherein the first token is operative to execute a transaction with a second token. Numerous other aspects are provided.
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公开(公告)号：US20210125159A1
公开(公告)日：2021-04-29
申请号：US16661721
申请日：2019-10-23
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Paul Michael Musser , Penelope Psarros , Ali Khalaf , Yara Hattab , Chirag Sharma , Mohammad Al-Hussein
Abstract: Systems, devices and methods may provide for facilitating a direct fund transfer from an aid organization to a service provider. The system may maintain an aid organization account associated with the aid organization, maintain a beneficiary account associated with each beneficiary enrolled with the aid organization, and maintain a service provider account associated with each service provider. Each beneficiary account may be configured as a virtual stored-value account for storing value corresponding to funds from the aid organization. The system may also receive transaction data corresponding to a transaction between a beneficiary and a service provider including identifier information, debit a value corresponding to the transaction amount from the beneficiary account that is mapped to a beneficiary identifier, and transfer funds corresponding to the transaction amount from the aid organization account directly to a service provider account that is mapped to a service provider identifier.
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公开(公告)号：US20200294125A1
公开(公告)日：2020-09-17
申请号：US16889057
申请日：2020-06-01
Applicant: MasterCard International Incorporated
Inventor： Paul Michael Musser , Sandeep Malhotra , David Colby Brown
Abstract: According to some embodiments, apparatus and methods are provided comprising a connector attachment including a housing, wherein the connector attachment is selectively connectable to a mobile device; and a first token stored within the connector attachment, wherein the first token is operative to execute a transaction with a second token. Numerous other aspects are provided.
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公开(公告)号：US20210335461A1
公开(公告)日：2021-10-28
申请号：US17241892
申请日：2021-04-27
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Andreas George KOUTSOUDIS , Paul Michael Musser , Alex Zerio , Tara Nathan , Patrick L. Killian
Abstract: The disclosure relates to methods and systems of providing secure remote health data routing for diagnostics, treatment, monitoring, and/or other health data. The system may use an anonymized identification (ID) token that may protect privacy and ensure security. The ID token may be attached with additional data such as electronic medical record (EMR) data. As such, the system may digitize and securely transmit EMR data to appropriate constituents. The system may apply routing rules and routing tables to identify the appropriate constituents. The system may also route the EMR data for storage at a user's personal device, which may include a chip card or a user device. As such, the user's personal device may store an EMR based on the EMR data, including proof of health, such as vaccination, and other health data relating to the user.
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Patent Agency Ranking
公开(公告)号：US20160110696A1
公开(公告)日：2016-04-21
申请号：US14884151
申请日：2015-10-15
Applicant: MasterCard International Incorporated
Inventor： Michael David Angus , John Beric , David Colby Brown , Chanoch Henuch Gewirtz , Salah Malaika Goss , Dennis J. Hill , Patrick L. Killian , Sandeep Malhotra , Paul Michael Musser , Tara Nathan , David Anthony Roberts , Mark N. Savoye , Dave Sylvester
CPC classification number: G06Q20/108 , G06Q20/367
Abstract: One or more embodiments provide a system and method comprising receiving at a device a first token associated with a first account; executing a transaction; recording the executed transaction at each of the device and the first token, wherein the execution of the transaction is offline; and balancing the account associated with the first token per the transaction when the first token is online after the executed transaction. Numerous other aspects are provided.
Abstract translation: 一个或多个实施例提供一种系统和方法，包括在设备处接收与第一帐户相关联的第一令牌; 执行交易; 在所述设备和所述第一令牌的每一个处记录所执行的交易，其中所述交易的执行是脱机的; 并且在执行的事务之后，当第一个令牌联机时，平衡每个事务与第一个令牌相关联的帐户。 提供了许多其他方面。
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7.发明申请公开(公告)号：US20140279522A1
公开(公告)日：2014-09-18
申请号：US13839579
申请日：2013-03-15
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Paul Michael Musser , Matthew John Challingsworth , David Aaron Laskin
IPC: G06Q20/40
CPC classification number: G06Q20/401 , G06Q20/4014
Abstract: Authenticating a device holder using a payment device. The method comprises receiving identifying information related to a payment device from a device holder to be authenticated. A data repository is solicited for transactional information related to an account drawn upon by the payment device. One or more challenge questions are presented to the device holder to be authenticated, the challenge questions being related to the transactional information. The device holder to be authenticated responds to the one or more challenge questions. Based on the responses, it is determined whether at least a predetermined number of the responses to the one or more challenge questions corresponds with the transactional information. The device holder may be authenticated based upon the determining that at least a predetermined number of the responses to the one or more challenge questions correspond with the transactional information.
Abstract translation: 使用付款设备验证设备持有人。 该方法包括从要认证的设备保持器接收与支付设备相关的识别信息。 请求数据存储库用于与支付设备绘制的帐户有关的交易信息。 将一个或多个挑战问题提交给设备持有者进行认证，挑战问题与事务信息相关。 要认证的设备持有者对一个或多个挑战问题做出响应。 基于响应，确定至少一个预定数量的对一个或多个挑战问题的响应是否与事务信息相对应。 可以基于确定对一个或多个挑战问题的至少预定数量的响应与事务信息相对应来来认证设备保持器。
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公开(公告)号：US12230370B2
公开(公告)日：2025-02-18
申请号：US17241892
申请日：2021-04-27
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Andreas George Koutsoudis , Paul Michael Musser , Alex Zerio , Tara Nathan , Patrick L. Killian
Abstract: The disclosure relates to methods and systems of providing secure remote health data routing for diagnostics, treatment, monitoring, and/or other health data. The system may use an anonymized identification (ID) token that may protect privacy and ensure security. The ID token may be attached with additional data such as electronic medical record (EMR) data. As such, the system may digitize and securely transmit EMR data to appropriate constituents. The system may apply routing rules and routing tables to identify the appropriate constituents. The system may also route the EMR data for storage at a user's personal device, which may include a chip card or a user device. As such, the user's personal device may store an EMR based on the EMR data, including proof of health, such as vaccination, and other health data relating to the user.
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公开(公告)号：US12125569B2
公开(公告)日：2024-10-22
申请号：US17226816
申请日：2021-04-09
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Raman Narayanswamy , Przemek Praszczalek , Antonia Stroeh , Paul Michael Musser , Shashi Raghunandan
CPC classification number: G16H10/65 , A61B5/0022 , G06F16/27 , G06K19/06037 , G06K19/06112 , G16H10/40 , G16H40/67 , G06F21/32
Abstract: Biometrically-linked electronic proof of health status of an individual. In one embodiment, an electronic device including a biometric capture circuitry, a memory, and an electronic processor. The biometric capture circuitry configured to capture one or more biometrics of the individual. The electronic processor is configured to receive the one or more biometrics of the individual that are captured by the biometric capture circuitry, generate a biometric token of the individual based on the one or more biometrics, receive information indicative of a health status of the individual, link the information indicative of the health status of the individual to the biometric token, and control the memory to store the biometric token and the information indicative of the health status of the individual that is linked to the biometric token.
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公开(公告)号：US20210327551A1
公开(公告)日：2021-10-21
申请号：US17226816
申请日：2021-04-09
Applicant: MASTERCARD INTERNATIONAL INCORPORATED
Inventor： Raman Narayanswamy , Przemek Praszczalek , Antonia Stroeh , Paul Michael Musser , Shashi Raghunandan
Abstract: Biometrically-linked electronic proof of health status of an individual. In one embodiment, an electronic device including a biometric capture circuitry, a memory, and an electronic processor. The biometric capture circuitry configured to capture one or more biometrics of the individual. The electronic processor is configured to receive the one or more biometrics of the individual that are captured by the biometric capture circuitry, generate a biometric token of the individual based on the one or more biometrics, receive information indicative of a health status of the individual, link the information indicative of the health status of the individual to the biometric token, and control the memory to store the biometric token and the information indicative of the health status of the individual that is linked to the biometric token.
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