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    Transaction product with removable transaction card
    2.
    发明授权
    Transaction product with removable transaction card 有权
    交易产品带可拆卸交易卡

    公开(公告)号：US08434680B1

    公开(公告)日：2013-05-07

    申请号：US13290044

    申请日：2011-11-04

    申请人： Mark A. Schultz ,  Meg Leszko ,  Jesse Gadola ,  Ted C. Halbur ,  Maggie Harn ,  Brian R. Holt ,  Jared P. Kreuzer ,  Aaron Muther ,  Timothy P. Clegg ,  Anthony V. Roberts

    发明人： Mark A. Schultz ,  Meg Leszko ,  Jesse Gadola ,  Ted C. Halbur ,  Maggie Harn ,  Brian R. Holt ,  Jared P. Kreuzer ,  Aaron Muther ,  Timothy P. Clegg ,  Anthony V. Roberts

    IPC分类号： G06K19/00

    CPC分类号： B65D43/164 ,  B65D25/205 ,  G06Q20/348 ,  Y10T29/49826

    摘要： A transaction product includes a housing and a transaction card. The housing defines a storage chamber and a substantially planar surface. The substantially planar surface defines a perimeter portion and a recessed portion surrounded by, spaced from, and extending substantially parallel to the recessed portion to define a recess. The housing includes opposing tabs extending from the perimeter portion, toward each other, and partially across the recessed portion. The transaction card includes a machine-readable account identifier linking the transaction card to an account or record remote from the transaction product and having a value available for use as payment toward a purchase. The transaction card defines two opposing edges each selectively secured between the recessed portion of the substantially planar surface and a different one of the opposing tabs.

    摘要翻译： 交易产品包括房屋和交易卡。 壳体限定储存室和基本平坦的表面。 基本上平坦的表面限定周边部分和凹陷部分，该凹陷部分围绕着与凹部分开并间隔开并且基本上平行于其延伸，以限定凹部。 壳体包括从周边部分朝向彼此延伸并部分地横过凹部的相对的突出部。 交易卡包括将交易卡链接到远离交易产品的帐户或记录并具有可用作购买付款的价值的机器可读帐户标识符。 交易卡限定了两个相对的边缘，每个边缘选择性地固定在基本平坦的表面的凹陷部分和相对的突出部中的不同的一个之间。

    Transaction card assembly with transaction card and auxiliary item
    4.
    发明授权
    Transaction card assembly with transaction card and auxiliary item 有权
    交易卡组合与交易卡和辅助项目

    公开(公告)号：US08272565B2

    公开(公告)日：2012-09-25

    申请号：US12488313

    申请日：2009-06-19

    申请人： Ted C. Halbur ,  Rebecca Skinner ,  Jessica D. Eriksen ,  Jessica Geisler ,  Timothy P. Clegg ,  Anthony V. Roberts

    发明人： Ted C. Halbur ,  Rebecca Skinner ,  Jessica D. Eriksen ,  Jessica Geisler ,  Timothy P. Clegg ,  Anthony V. Roberts

    IPC分类号： G06K5/00

    CPC分类号： G06Q40/02 ,  B42D15/045 ,  G06Q20/10 ,  G09F2003/0279

    摘要： A transaction card assembly includes a transaction card, a foldable backer, and an article. The transaction card includes an account identifier fixedly connected thereto. The account identifier is machine readable by a point-of-sale terminal and links the transaction card to a financial account or record. The foldable backer supports the transaction card and defines an interior surface, an exterior surface opposite the interior surface, and a viewing aperture extending from the interior surface to the exterior surface. The article is coupled with the interior surface of the foldable backer such that a portion of the article is viewable through the viewing aperture when the foldable backer is in a folded configuration around the article. Stored-value cards, combinations, methods of facilitating use of a transaction product and other embodiments are also disclosed.

    摘要翻译： 交易卡组件包括交易卡，可折叠支持者和物品。 交易卡包括与其固定连接的帐户标识符。 帐户标识符可由销售点终端机读取，并将交易卡链接到财务帐户或记录。 可折叠支撑件支撑交易卡并且限定内表面，与内表面相对的外表面以及从内表面延伸到外表面的观察孔。 该物品与可折叠支撑件的内表面联接，使得当可折叠支撑件处于物品周围的折叠构型时，该物品的一部分可通过该观察孔观察。 还公开了存储值卡，组合，便利使用交易产品的方法和其他实施例。

    Stored-value card with audio capabilities
    5.
    发明授权
    Stored-value card with audio capabilities 有权
    具有音频功能的储值卡

    公开(公告)号：US08708239B2

    公开(公告)日：2014-04-29

    申请号：US13400455

    申请日：2012-02-20

    申请人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

    发明人： Dawn M. Selg ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

    IPC分类号： G06K7/00

    CPC分类号： G07F7/0866 ,  G06Q20/363

    摘要： A stored-value card includes a housing, an audio circuit storing an audio file, and a speaker coupled to the audio circuit. The housing includes a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel. The side wall extends substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between the first panel and the second panel. The housing further includes an account identifier signifying a financial account or record linked to the stored-value card. The audio circuit and the speaker are substantially enclosed within the open cavity of the housing. Stored-value card assemblies and methods of using a stored-value card are also disclosed.

    摘要翻译： 储值卡包括外壳，存储音频文件的音频电路和耦合到音频电路的扬声器。 壳体包括第一面板，与第一面板间隔开并且与第一面板相对定位的第二面板，以及在第一面板和第二面板之间延伸的侧壁。 所述侧壁基本上垂直于所述第一面板和所述第二面板中的每一个延伸，使得在所述第一面板和所述第二面板之间形成开放空腔。 房屋还包括一个帐号标识符，表示与储值卡连接的金融帐户或记录。 音频电路和扬声器基本上封闭在外壳的开放空腔内。 还公开了储值卡组件和使用储值卡的方法。

    Transaction product with electrical circuit
    6.
    发明授权
    Transaction product with electrical circuit 有权
    交易产品带电路

    公开(公告)号：US08342412B2

    公开(公告)日：2013-01-01

    申请号：US12900881

    申请日：2010-10-08

    申请人： Mike Schacherer ,  Timothy P. Clegg ,  Primoz Samardzija ,  Ted C. Halbur

    发明人： Mike Schacherer ,  Timothy P. Clegg ,  Primoz Samardzija ,  Ted C. Halbur

    IPC分类号： G06K19/00

    CPC分类号： G07F7/08 ,  G06Q20/349 ,  G06Q20/352 ,  G06Q40/00 ,  G07F7/0833

    摘要： A transaction product includes an enclosure, an account identifier and an electrical circuit. The enclosure defines an aperture. The account identifier is at least one of connected to or enclosed within the enclosure and links the transaction product to an account or record. The account identifier is machine readable. The electrical circuit includes a flexible circuit member, wherein the flexible circuit member extends through the aperture defined by the enclosure such that a first portion of the flexible circuit member is coupled to an outside surface of the enclosure and a second portion of the flexible circuit member is positioned inside the enclosure. Other cards, products, assemblies and methods of using such cards, products and assemblies are also disclosed.

    摘要翻译： 交易产品包括外壳，帐户标识符和电路。 外壳限定孔。 帐户标识符至少是与外壳连接或封闭的一个，并将交易产品链接到帐户或记录。 帐户标识符是机器可读的。 所述电路包括柔性电路部件，其中所述柔性电路部件延伸穿过由所述外壳限定的所述孔，使得所述柔性电路部件的第一部分联接到所述外壳的外表面，并且所述柔性电路部件的第二部分 位于外壳内。 还公开了使用这种卡，产品和组件的其他卡，产品，组件和方法。

    Transaction product with electrical circuit
    7.
    发明授权
    Transaction product with electrical circuit 有权
    交易产品带电路

    公开(公告)号：US07815108B2

    公开(公告)日：2010-10-19

    申请号：US11932003

    申请日：2007-10-31

    申请人： Mike Schacherer ,  Timothy P. Clegg ,  Primoz Samardzija ,  Ted C. Halbur

    发明人： Mike Schacherer ,  Timothy P. Clegg ,  Primoz Samardzija ,  Ted C. Halbur

    IPC分类号： G06K5/00

    CPC分类号： G07F7/08 ,  G06Q20/349 ,  G06Q20/352 ,  G06Q40/00 ,  G07F7/0833

    摘要： A transaction product includes an enclosure, an account identifier and an electrical circuit. The enclosure defines an aperture. The account identifier is at least one of connected to or enclosed within the enclosure and links the transaction product to an account or record. The account identifier is machine readable. The electrical circuit includes a flexible circuit member, wherein the flexible circuit member extends through the aperture defined by the enclosure such that a first portion of the flexible circuit member is coupled to an outside surface of the enclosure and a second portion of the flexible circuit member is positioned inside the enclosure. Other cards, products, assemblies and methods of using such cards, products and assemblies are also disclosed.

    摘要翻译： 交易产品包括外壳，帐户标识符和电路。 外壳限定孔。 帐户标识符至少是与外壳连接或封闭的一个，并将交易产品链接到帐户或记录。 帐户标识符是机器可读的。 所述电路包括柔性电路部件，其中所述柔性电路部件延伸穿过由所述外壳限定的所述孔，使得所述柔性电路部件的第一部分联接到所述外壳的外表面，并且所述柔性电路部件的第二部分 位于外壳内。 还公开了使用这种卡，产品和组件的其他卡，产品，组件和方法。

    Financial transaction card assembly with packaged product
    8.
    发明授权
    Financial transaction card assembly with packaged product 有权
    金融交易卡组装与包装产品

    公开(公告)号：US07810711B2

    公开(公告)日：2010-10-12

    申请号：US11592759

    申请日：2006-11-03

    申请人： Ted C. Halbur ,  Travis M. Robertson ,  Erin M. Borkowski ,  Timothy P. Clegg ,  Primoz Samardzija

    发明人： Ted C. Halbur ,  Travis M. Robertson ,  Erin M. Borkowski ,  Timothy P. Clegg ,  Primoz Samardzija

    IPC分类号： G06F17/00

    CPC分类号： G06Q30/00 ,  B42D15/045 ,  G06Q20/26 ,  G06Q20/34 ,  G06Q20/387 ,  G07F7/0806

    摘要： A financial transaction card assembly comprises a financial transaction card, a package, and at least one article. The financial transaction card includes an account identifier linking the financial transaction card to at least one of a financial account or a financial record. The package is separate from the financial transaction card and defines an internal cavity. The at least one article is enclosed within the internal cavity. The financial transaction card is maintained outside of the internal cavity and is removably coupled to the package. Methods of assembling a financial transaction card assembly, methods of encouraging purchase and facilitating use of a financial transaction card assembly, and other embodiments are also disclosed.

    摘要翻译： 金融交易卡组合包括金融交易卡，包裹和至少一个物品。 金融交易卡包括将金融交易卡与金融账户或财务记录中的至少一个相关联的帐户标识符。 该包与金融交易卡分开，并定义了内部空腔。 至少一个物品被封闭在内腔内。 金融交易卡被保持在内部空腔之外并且可拆卸地耦合到包装。 还公开了组合金融交易卡组件的方法，鼓励购买和促进使用金融交易卡组合的方法以及其他实施例。

    TRANSACTION PRODUCT WITH MEMORY
    9.
    发明申请
    TRANSACTION PRODUCT WITH MEMORY 有权
    具有存储器的交易产品

    公开(公告)号：US20090112761A1

    公开(公告)日：2009-04-30

    申请号：US11931696

    申请日：2007-10-31

    申请人： Travis M. Robertson ,  Adam W. Reynolds ,  Ted C. Halbur ,  Timothy P. Clegg ,  Primoz Samardzija

    发明人： Travis M. Robertson ,  Adam W. Reynolds ,  Ted C. Halbur ,  Timothy P. Clegg ,  Primoz Samardzija

    IPC分类号： G06Q40/00

    CPC分类号： G07F7/0833 ,  G06K19/07733 ,  G06Q20/105 ,  G06Q20/341 ,  G06Q30/02 ,  G07F7/08

    摘要： A transaction product includes a memory, a housing, an electrical connector and an account identifier. The housing encloses the memory. The electrical connector is securely electrically coupled with the memory and is configured to be selectively received by a socket of a computing device such that the computing device can access the memory via the electrical connector. The account identifier links the transaction product to an account or record, the account identifier being machine readable by a point-of-sale terminal such that value can be added to or deducted from the account or record using the account identifier. Other product, cards, assemblies and associated methods are also disclosed.

    摘要翻译： 交易产品包括存储器，外壳，电连接器和帐户标识符。 外壳包围内存。 电连接器牢固地与存储器电耦合，并且被配置为由计算设备的插座选择性地接收，使得计算设备可以经由电连接器访问存储器。 帐户标识符将交易产品链接到帐户或记录，该帐户标识符由销售点终端机读取，使得可以使用帐户标识符从该帐户或记录中添加或从中扣除该值。 还公开了其他产品，卡，组件和相关方法。

    Stored-value card with sound and light
    10.
    发明授权
    Stored-value card with sound and light 有权
    带有声光的储值卡

    公开(公告)号：US07434735B2

    公开(公告)日：2008-10-14

    申请号：US11846997

    申请日：2007-08-29

    申请人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

    发明人： Gaye B. Dean ,  Ted C. Halbur ,  Dave B. Smith ,  Timothy P. Clegg

    IPC分类号： G06K7/00

    CPC分类号： G06K19/07701 ,  G06K19/041 ,  G06K19/07 ,  G06Q30/06

    摘要： A stored-value card includes an electrical assembly and a housing. The electrical assembly is configured to store an audio file and includes a light and a speaker. The housing encloses the electrical assembly and includes an account identifier signifying an account or record linked to the stored-value card and an activation area. The activation area and the electrical assembly are adapted such that user interaction with the activation area causes the electrical assembly to both play the audio file via the speaker and illuminate the light to collectively provide an audio and visual presentation to a user. Stored-value card assemblies, methods of promoting sales of stored-value cards, methods, of using a stored-value card and other embodiments are also disclosed.

    摘要翻译： 储值卡包括电气组件和外壳。 电组件被配置为存储音频文件并且包括光和扬声器。 外壳包围电气组件，并包括一个帐户标识符，表示与储值卡连接的帐户或记录以及激活区​​域。 激活区域和电气组件被适配成使得用户与激活区域的交互使得电气组件既可以通过扬声器播放音频文件，也可以照亮光线，以共同向用户提供音频和视觉呈现。 还公开了储值卡组件，促进储值卡销售的方法，使用储值卡的方法和其他实施例。