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1.发明申请公开(公告)号：US20120223136A1
公开(公告)日：2012-09-06
申请号：US13470810
申请日：2012-05-14
IPC分类号： G07F19/00
CPC分类号： G06Q20/1085 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/0453 , G06Q20/10 , G06Q20/18 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , G07G5/00 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L67/12 , H04L67/2842 , H04L67/34 , H04L69/329
摘要： A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
摘要翻译： 响应于数据承载记录控制的银行系统包括可从用户卡读取识别数据的读卡器。 该系统可以根据读取的数据授权自动银行机的操作。 系统可以向机器用户提供电子交易收据。 银行电脑可以将收据提交给银行的记录系统地址。 地址可以对应于与交易中涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据还可以包括与交易相关联的图像。 该系统还可以对存放在机器上的支票进行成像，然后将图像电子地发送到支票制造者，收款人和/或结算所。
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2.发明申请公开(公告)号：US20110213705A1
公开(公告)日：2011-09-01
申请号：US13068068
申请日：2011-05-02
CPC分类号： G06Q20/1085 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/0453 , G06Q20/10 , G06Q20/18 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , G07G5/00 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L67/12 , H04L67/2842 , H04L67/34 , H04L69/329
摘要： A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
摘要翻译： 响应于数据承载记录控制的银行系统包括可从用户卡读取识别数据的读卡器。 该系统可以根据读取的数据授权自动银行机的操作。 机器可以向机器用户提供电子交易收据。 银行主机可操作地将收据提交给银行的记录系统地址。 地址可以对应于与交易中涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据还可以包括与交易相关联的图像。 该系统还可以对存放在机器上的支票进行成像，然后将图像电子地发送到支票制造者，收款人和/或结算所。
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3.发明授权公开(公告)号：US08104674B2
公开(公告)日：2012-01-31
申请号：US12072045
申请日：2008-02-22
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/042 , G06Q20/1085 , G06Q40/00 , G06Q40/02 , G07F7/04 , G07F19/201 , G07F19/206 , G07F19/211
摘要： A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine may be operative to present an interface or other method for a user to sign the check. The banking account corresponding to the user of the banking machine is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine is operative to provide the user with cash dispensed from the automated banking machine.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取卡数据，包括识别数据，以及响应于识别数据授权自动银行机的操作。 自动银行机可操作地响应来自银行机的用户的输入而产生支票。 银行机器可操作地向自动银行机的用户呈现支票。 银行机器可以操作以呈现用于用户签署支票的界面或其他方法。 对应于银行机的用户的银行账户被收取与支票的价值对应的金额。 为了交换在产生支票的同一银行机器上提供的支票，银行机器可操作地向用户提供从自动银行机器分配的现金。
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4.发明申请公开(公告)号：US20110272460A9
公开(公告)日：2011-11-10
申请号：US12072988
申请日：2008-02-29
IPC分类号： G06Q40/00
CPC分类号： G06Q20/1085 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/0453 , G06Q20/10 , G06Q20/18 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , G07G5/00 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L67/12 , H04L67/2842 , H04L67/34 , H04L69/329
摘要： A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并且响应于识别数据授权自动银行机的操作。 自动银行机可以用于从银行机提供电子交易收据。 银行主机可以可操作地将收据提交给银行的记录系统地址。 记录的地址可以对应于与交易中涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据可以包括与交易相关联的图像或图像，并且可以将其发送到银行机器的用户。 该系统还可以对存放在银行机器上的存放支票进行成像，并且可以被电子地发送给制造商，收款人或结算所。
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5.发明授权公开(公告)号：US08186576B2
公开(公告)日：2012-05-29
申请号：US13068068
申请日：2011-05-02
CPC分类号： G06Q20/1085 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/0453 , G06Q20/10 , G06Q20/18 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , G07G5/00 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L67/12 , H04L67/2842 , H04L67/34 , H04L69/329
摘要： A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The machine can provide an electronic transaction receipt to the machine user. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
摘要翻译： 响应于数据承载记录控制的银行系统包括可从用户卡读取识别数据的读卡器。 该系统可以根据读取的数据授权自动银行机的操作。 机器可以向机器用户提供电子交易收据。 银行主机可操作地将收据提交给银行的记录系统地址。 地址可以对应于与交易中涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据还可以包括与交易相关联的图像。 该系统还可以对存放在机器上的支票进行成像，然后将图像电子地发送到支票制造者，收款人和/或结算所。
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6.发明申请公开(公告)号：US20110132981A1
公开(公告)日：2011-06-09
申请号：US12931741
申请日：2011-02-09
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/042 , G06Q20/1085 , G06Q40/00 , G06Q40/02 , G07F7/04 , G07F19/201 , G07F19/206 , G07F19/211
摘要： A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The banking machine can generate a check in response to user inputs. The banking machine can also present the check to the machine user. The banking machine can present an interface for the user to sign the check. The user's banking account is charged an amount corresponding to the check value. In exchange for the same banking machine receiving the generated check, the user is provided with cash dispensed from the banking machine. The banking machine also allows a user to select having a canceled check image displayed at the machine and/or sent to the user's network address.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取卡数据，包括识别数据，以及响应于识别数据授权自动银行机的操作。 银行机器可以根据用户输入生成支票。 银行机器还可以向机器用户提供支票。 银行机器可以为用户提供一个接口来签署支票。 用户的银行帐户收取与支票值对应的金额。 为了兑换相同的银行机器接收所生成的支票，向用户提供从银行机器分配的现金。 银行机还允许用户选择具有在机器上显示的取消的检查图像和/或发送到用户的网络地址。
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7.发明申请公开(公告)号：US20110062232A1
公开(公告)日：2011-03-17
申请号：US12948914
申请日：2010-11-18
IPC分类号： G07F19/00
CPC分类号： G07F19/20 , G06Q20/042 , G06Q20/1085 , G06Q40/00 , G06Q40/02 , G07F7/04 , G07F19/201 , G07F19/206 , G07F19/211
摘要： A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine is operative to present an interface or other method for a user to sign the check. The user's banking account is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine provides the user with cash dispensed from the automated banking machine.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取卡数据，包括识别数据，以及响应于识别数据授权自动银行机的操作。 自动银行机可操作地响应来自银行机的用户的输入而产生支票。 银行机器可操作地向自动银行机的用户呈现支票。 银行业务器可以为用户提供一种接口或其他方法来签署支票。 用户的银行帐户将收取与支票价值相对应的金额。 为了交换在产生支票的同一银行机器上提供的支票，银行机器向用户提供从自动银行机器分配的现金。
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8.发明授权公开(公告)号：US08172130B2
公开(公告)日：2012-05-08
申请号：US12072988
申请日：2008-02-29
CPC分类号： G06Q20/1085 , G06F3/023 , G06F3/04895 , G06F17/30861 , G06Q20/00 , G06Q20/042 , G06Q20/0453 , G06Q20/10 , G06Q20/18 , G06Q20/40 , G06Q30/06 , G06Q40/00 , G07F19/20 , G07F19/201 , G07F19/206 , G07F19/211 , G07G5/00 , H04L29/06 , H04L63/0853 , H04L67/02 , H04L67/12 , H04L67/2842 , H04L67/34 , H04L69/329
摘要： A system controlled responsive to a data bearing record includes a card reader that is operative to read data from user cards including identifying data, and to authorize operation of an automated banking machine responsive to the identifying data. The automated banking machine may be operative to provide an electronic transaction receipt from the banking machine. A bank host computer may be operable to submit the receipt to a system address of record with the bank. The address of record may correspond to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction and may be sent to a user of a banking machine. The system may also operate to image deposited checks deposited at a banking machine and may be electronically sent to a maker, payee, or clearinghouse.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并且响应于识别数据授权自动银行机的操作。 自动银行机可以用于从银行机提供电子交易收据。 银行主机可以可操作地将收据提交给银行的记录系统地址。 记录的地址可以对应于与交易中涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据可以包括与交易相关联的图像或图像，并且可以将其发送到银行机器的用户。 该系统还可以对存放在银行机器上的存放支票进行成像，并且可以被电子地发送给制造商，收款人或结算所。
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9.发明授权公开(公告)号：US08132717B2
公开(公告)日：2012-03-13
申请号：US12948914
申请日：2010-11-18
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/042 , G06Q20/1085 , G06Q40/00 , G06Q40/02 , G07F7/04 , G07F19/201 , G07F19/206 , G07F19/211
摘要： A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including identifying data, and authorizes operation of an automated banking machine responsive to the identifying data. The automated banking machine is operative to generate a check in response to inputs from a user of the banking machine. The banking machine is operative to present the check to a user of the automated banking machine. The banking machine is operative to present an interface or other method for a user to sign the check. The user's banking account is charged an amount corresponding to the value of the check. In exchange for the check being presented at the same banking machine that generated the check, the banking machine provides the user with cash dispensed from the automated banking machine.
摘要翻译： 响应于数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取卡数据，包括识别数据，以及响应于识别数据授权自动银行机的操作。 自动银行机可操作地响应来自银行机的用户的输入而产生支票。 银行机器可操作地向自动银行机的用户呈现支票。 银行业务器可以为用户提供一种接口或其他方法来签署支票。 用户的银行帐户将收取与支票价值相对应的金额。 为了交换在产生支票的同一银行机器上提供的支票，银行机器向用户提供从自动银行机器分配的现金。
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10.发明授权公开(公告)号：US07657473B1
公开(公告)日：2010-02-02
申请号：US10430707
申请日：2003-05-06
IPC分类号： G06Q40/00
CPC分类号： G07F19/20 , G06Q20/042 , G06Q20/1085 , G06Q40/00 , G06Q40/02 , G07F7/04 , G07F19/201 , G07F19/206 , G07F19/211
摘要： A system controlled by a data bearing record includes a card reader that is operative to read data from user cards including identifying data and to authorize operation of an automated banking machine responsive to the identifying data. A bank host computer is operable to submit the receipt to a system address of record with the bank. The address of record corresponds to an e-mail address, phone number or other address associated with an account involved in the transaction. The receipt may include an image or images associated with the transaction. The system may also operate to image deposited checks deposited at an the banking machine. Copies of the imaged checks and other information can be electronically sent to a maker, payee, a clearinghouse or banks involved with the transaction. The automated banking machine may also operate to provide the user with blank checks for transactions.
摘要翻译： 由数据承载记录控制的系统包括读卡器，其可操作以从用户卡读取数据，包括识别数据，并根据识别数据授权自动银行机的操作。 银行主机可操作地将收据提交给银行的记录系统地址。 记录地址对应于与交易涉及的帐户相关联的电子邮件地址，电话号码或其他地址。 收据可以包括与交易相关联的图像或图像。 该系统还可以操作以对存放在银行机器上的沉积的支票进行成像。 成像支票和其他信息的副本可以电子方式发送给涉及交易的制造商，收款人，结算所或银行。 自动银行机器还可以操作以向用户提供交易的空白支票。
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