公开(公告)号：US20160379203A1

公开(公告)日：2016-12-29

申请号：US14753431

申请日：2015-06-29

Applicant: OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Mehdi Elhaoussine ,  Eric Lassouaoui ,  Julien Traisnel

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/36

CPC classification number: G06Q20/3227 ,  G06Q20/3223 ,  G06Q20/3226 ,  G06Q20/327 ,  G06Q20/3672 ,  G06Q20/3674 ,  G06Q20/382 ,  G06Q20/38215 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q2220/00

Abstract: The invention provides a method of generating a bank transaction request and a mobile payment terminal hosting a payment application using a secure token for the transaction request and including a secure module. The method comprises the payment application executing a payment protocol with a trader application in order to generate the transaction request, and the payment application requesting an authorization cryptogram from an encryption application hosted in the secure module for verifying authorization of the transaction request in compliance with the payment protocol. The invention also provides the mobile terminal hosting the payment application and including a secure module hosting the encryption application.

Abstract translation: 本发明提供了一种生成银行交易请求的方法和使用用于交易请求的安全令牌并且包括安全模块托管支付应用的移动支付终端。 该方法包括支付应用程序与交易者应用程序执行支付协议以便生成交易请求，并且支付应用程序从承载在安全模块中的加密应用程序请求授权密码，以验证交易请求的授权是否符合 支付协议。 本发明还提供托管支付应用的移动终端，并且包括承载加密应用的安全模块。

公开(公告)号：US10248947B2

公开(公告)日：2019-04-02

申请号：US14753431

申请日：2015-06-29

Applicant: OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Mehdi Elhaoussine ,  Eric Lassouaoui ,  Julien Traisnel

IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40

Abstract: The invention provides a method of generating a bank transaction request and a mobile payment terminal hosting a payment application using a secure token for the transaction request and including a secure module. The method comprises the payment application executing a payment protocol with a trader application in order to generate the transaction request, and the payment application requesting an authorization cryptogram from an encryption application hosted in the secure module for verifying authorization of the transaction request in compliance with the payment protocol. The invention also provides the mobile terminal hosting the payment application and including a secure module hosting the encryption application.