公开(公告)号：US20160046428A1

公开(公告)日：2016-02-18

申请号：US14834053

申请日：2015-08-24

Applicant: Oberthur Technologies of America Corp.

Inventor： Anthony Lynn Payne

IPC: B65D79/02 ,  B65B61/26 ,  B65B15/02 ,  B65D73/00 ,  B65D75/54 ,  B65B61/20 ,  B65B51/02 ,  B65D65/14

CPC classification number: B65D79/02 ,  B32B37/0076 ,  B32B37/1292 ,  B32B37/24 ,  B32B38/0012 ,  B32B2037/243 ,  B32B2425/00 ,  B42D15/045 ,  B65B15/02 ,  B65B51/02 ,  B65B61/20 ,  B65B61/26 ,  B65D65/14 ,  B65D73/0078 ,  B65D75/20 ,  B65D75/54 ,  B65D2203/06 ,  B65D2203/10 ,  B65D2205/02 ,  Y10T29/49986 ,  Y10T156/10 ,  Y10T156/1051

Abstract: Techniques for providing cost effective and tamper evident prepaid card packaging are described. By containing a relatively wide glued area by gluing two relatively tin side panels together, the resulting package is highly resistant to being slit open on an edge without the effort to open the package being highly evident. A foldover magnetic stripe panel provides additional thickness to a portion of the package typically read by a magnetic strip reader while allowing very thin side panels.

公开(公告)号：US20170116101A1

公开(公告)日：2017-04-27

申请号：US14921683

申请日：2015-10-23

Applicant: OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Christophe GOYET

IPC: G06F11/263 ,  G06F11/22

CPC classification number: G06F11/263 ,  G06F11/00 ,  G06F11/2205 ,  G06F11/2284 ,  G06K7/10722

Abstract: Disclosed are methods and electronic devices that communicate with a reader. The methods and devices may receive a command emitted by the reader, and then select an application to be executed by the device based on the command that is received. The methods and devices may also determine whether to perform one or more self test according to which application was selected.

公开(公告)号：US20160379203A1

公开(公告)日：2016-12-29

申请号：US14753431

申请日：2015-06-29

Applicant: OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Mehdi Elhaoussine ,  Eric Lassouaoui ,  Julien Traisnel

IPC: G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q20/36

CPC classification number: G06Q20/3227 ,  G06Q20/3223 ,  G06Q20/3226 ,  G06Q20/327 ,  G06Q20/3672 ,  G06Q20/3674 ,  G06Q20/382 ,  G06Q20/38215 ,  G06Q20/3829 ,  G06Q20/401 ,  G06Q2220/00

Abstract: The invention provides a method of generating a bank transaction request and a mobile payment terminal hosting a payment application using a secure token for the transaction request and including a secure module. The method comprises the payment application executing a payment protocol with a trader application in order to generate the transaction request, and the payment application requesting an authorization cryptogram from an encryption application hosted in the secure module for verifying authorization of the transaction request in compliance with the payment protocol. The invention also provides the mobile terminal hosting the payment application and including a secure module hosting the encryption application.

Abstract translation: 本发明提供了一种生成银行交易请求的方法和使用用于交易请求的安全令牌并且包括安全模块托管支付应用的移动支付终端。 该方法包括支付应用程序与交易者应用程序执行支付协议以便生成交易请求，并且支付应用程序从承载在安全模块中的加密应用程序请求授权密码，以验证交易请求的授权是否符合 支付协议。 本发明还提供托管支付应用的移动终端，并且包括承载加密应用的安全模块。

公开(公告)号：US10140197B2

公开(公告)日：2018-11-27

申请号：US14921683

申请日：2015-10-23

Applicant: OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Christophe Goyet

IPC: G06F11/00 ,  G06F11/263 ,  G06F11/22 ,  G06K7/10

Abstract: Disclosed are methods and electronic devices that communicate with a reader. The methods and devices may receive a command emitted by the reader, and then select an application to be executed by the device based on the command that is received. The methods and devices may also determine whether to perform one or more self test according to which application was selected.

公开(公告)号：US10248947B2

公开(公告)日：2019-04-02

申请号：US14753431

申请日：2015-06-29

Applicant: OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Mehdi Elhaoussine ,  Eric Lassouaoui ,  Julien Traisnel

IPC: G06Q20/32 ,  G06Q20/20 ,  G06Q20/36 ,  G06Q20/38 ,  G06Q20/40

Abstract: The invention provides a method of generating a bank transaction request and a mobile payment terminal hosting a payment application using a secure token for the transaction request and including a secure module. The method comprises the payment application executing a payment protocol with a trader application in order to generate the transaction request, and the payment application requesting an authorization cryptogram from an encryption application hosted in the secure module for verifying authorization of the transaction request in compliance with the payment protocol. The invention also provides the mobile terminal hosting the payment application and including a secure module hosting the encryption application.

公开(公告)号：US20190087814A1

公开(公告)日：2019-03-21

申请号：US15526813

申请日：2015-11-16

Applicant: IDEMIA FRANCE ,  OBERTHUR TECHNOLOGIES OF AMERICA CORP.

Inventor： Eric LASSOUAOUI ,  Philippe LEDRU ,  Francis LIMOUSY

IPC: G06Q20/36 ,  G06Q20/40 ,  H04L29/06

Abstract: This application describes systems and methods for securing a payment token, to a mobile terminal, and to a server for generating a payment token. The operations performed by the systems and methods include a prior step of pairing a payment instrument both to an identifier of a subscriber terminal and to a personal password, followed by a step of generating a payment token that is made secure by using the identifier and the personal password. The pairing and the generating of the secure payment token make it possible to verify that the token is used by that subscriber and by that subscriber's mobile terminal. The systems and methods may be used in payment systems based on payment tokens that have usage restrictions.