Abstract:
A payment module with one or more processors, memory, and a first communication capability is coupled with a payment accepting unit (e.g., an automatic retailing machine for dispensing goods and/or services). The payment module obtains a notification indicating completion of a transaction, and an amount thereof, performed by user of a device at the payment accepting unit. In response to receiving the notification, the payment module generates and stores transaction information based on the notification; and sends the transaction information to the device via the first communication capability (e.g., BLE). After sending the transaction information to the device, the payment module: deletes the stored transaction information if acknowledgement information is received from the device within a predetermined time period; and maintains the stored transaction information if the acknowledgement information is not received from the device within the predetermined time period.
Abstract:
A first device with one or more processors, processors, memory, and two or more communication capabilities obtains, from a payment module, advertised information via a first communication capability (e.g., BLE), where the advertised information at least includes a current firmware version of the payment module. In accordance with a determination that the current firmware version of the payment module satisfies one or more predefined firmware criteria (i.e., indicating that the payment module's firmware needs updating), the first device includes sends, to the payment module, firmware update information via the first communication capability, where the firmware update information includes one or more data packets for updating the current firmware version of the payment module.
Abstract:
System and methods are disclosed for interactions with unattended retail machines (“URMs”) using detectable trigger conditions and limited-scope authorization grants. An exemplary method is performed at a mobile device and includes: receiving, via a communications unit, a broadcasted signal from an electronic payment device coupled with an URM. The broadcasted signal includes a request to authorize funds that are associated with a user of the mobile device for use at the URM. The method further includes: (i) sending the request to a server via the communications unit, (ii) receiving, from the server, an authorization grant (e.g., the grant expires if predetermined criteria are satisfied), and (iii) detecting a trigger condition to initiate a cashless transaction with the URM. In accordance with a determination that the predetermined criteria haven't been satisfied, the method includes: initiating the cashless transaction with the URM by sending the authorization grant to the electronic payment device.
Abstract:
Described herein is a mobile-device-to-machine payment system and method for facilitating a cashless transaction for purchase of at least one product or service by a user from a payment accepting unit.
Abstract:
A device with one or more processors, memory, and two or more communication capabilities obtains, from a payment module, an authorization request via a first communication capability (e.g., Bluetooth). The device sends, to a server, the authorization request via a second communication capability distinct from the first communication capability (e.g., cellular or WiFi technology). In response to sending the authorization request, the device obtains, from the server, authorization information via the second communication capability. After obtaining the authorization information, the device detects a trigger condition to perform a transaction with a payment accepting unit associated with the payment module. In response to detecting the trigger condition, the device sends, to the payment module, at least a portion of the authorization information via the first communication capability.
Abstract:
System and methods are disclosed for interactions with unattended retail machines (“URMs”) using detectable trigger conditions and limited-scope authorization grants. An exemplary method is performed at a mobile device and includes: receiving, via a communications unit, a broadcasted signal from an electronic payment device coupled with an URM. The broadcasted signal includes a request to authorize funds that are associated with a user of the mobile device for use at the URM. The method further includes: (i) sending the request to a server via the communications unit, (ii) receiving, from the server, an authorization grant (e.g., the grant expires if predetermined criteria are satisfied), and (iii) detecting a trigger condition to initiate a cashless transaction with the URM. In accordance with a determination that the predetermined criteria haven't been satisfied, the method includes: initiating the cashless transaction with the URM by sending the authorization grant to the electronic payment device.
Abstract:
A payment module includes: one or more processors, memory, a first interface module configured to couple the payment module with a control unit of an offline-payment operated machine, and a short-range communication capability for communicating with one or more mobile devices each including a complimentary short-range communication capability and a long-range communication capability. The payment module receives a transaction request via the short-range communication capability from a mobile device to perform a transaction with the offline-payment operated machine. The payment module validates the transaction request to verify that the mobile device is authorized to initiate payment for the transaction by a remote server via the long-range communication capability. In accordance with a determination that the transaction request is valid, the payment module causes the offline-payment operated machine to perform the requested transaction by issuing a signal, via the first interface module, to the control unit to perform the transaction.
Abstract:
A device with one or more processors, memory, and two or more communication capabilities obtains, from a payment module, an authorization request via a first communication capability (e.g., Bluetooth). The device sends, to a server, the authorization request via a second communication capability distinct from the first communication capability (e.g., cellular or WiFi technology). In response to sending the authorization request, the device obtains, from the server, authorization information via the second communication capability. After obtaining the authorization information, the device detects a trigger condition to perform a transaction with a payment accepting unit associated with the payment module. In response to detecting the trigger condition, the device sends, to the payment module, at least a portion of the authorization information via the first communication capability.
Abstract:
A first device with one or more processors, processors, memory, and two or more communication capabilities obtains, from a payment module, advertised information via a first communication capability (e.g., BLE), where the advertised information at least includes a current firmware version of the payment module. In accordance with a determination that the current firmware version of the payment module satisfies one or more predefined firmware criteria (i.e., indicating that the payment module's firmware needs updating), the first device includes sends, to the payment module, firmware update information via the first communication capability, where the firmware update information includes one or more data packets for updating the current firmware version of the payment module.
Abstract:
A device with one or more processors, memory, and two or more communication capabilities obtains, from a payment module, an authorization request via a first communication capability (e.g., Bluetooth). The device sends, to a server, the authorization request via a second communication capability distinct from the first communication capability (e.g., cellular or WiFi technology). In response to sending the authorization request, the device obtains, from the server, authorization information via the second communication capability. After obtaining the authorization information, the device detects a trigger condition to perform a transaction with a payment accepting unit associated with the payment module. In response to detecting the trigger condition, the device sends, to the payment module, at least a portion of the authorization information via the first communication capability.