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公开(公告)号:US11922403B2
公开(公告)日:2024-03-05
申请号:US17219450
申请日:2021-03-31
申请人: PayPal, Inc.
CPC分类号: G06Q20/3674 , G06Q20/0658 , G06Q20/3678 , G06Q20/3829 , H04L9/0643 , H04L9/50
摘要: Systems, methods, and computer-readable media disclosed herein relate to reducing computation and computing resources for certain blockchain related transactions. Specifically, software algorithms and architecture allow some transactions to avoid the need for recordation on a blockchain, which can be computationally expensive both for a requesting device and for various nodes on the blockchain. Thus, a computer system may receive indications of incoming transactions transferring digital assets to particular user accounts, and in response to requests from user accounts, the computer system facilitates one or more internal transactions between those accounts. In response to a request from a particular internal user account, the computer system may perform an outgoing transaction transferring one or more digital assets to an external user account from one or more internal user accounts. The incoming transactions and outgoing transaction are recorded on the blockchain, but the internal transactions are recorded on an internal ledger rather than the blockchain, saving computational power and improving computer operations.
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公开(公告)号:US11424922B2
公开(公告)日:2022-08-23
申请号:US16874271
申请日:2020-05-14
申请人: PayPal, Inc.
摘要: Techniques are disclosed relating to generation of cryptographic private keys. In some embodiments, a computing system receives a request for a private key for use with a service that uses a key of a first length, where the request specifies a key of a second length that is less than the first length. The system then generates a hashing scheme based on the second length and a key computation time, where the hashing scheme includes a number of hashing rounds and a set of hashing functions. The system creates a synthetic key of the second length and uses the synthetic key and the hashing scheme to create a normal key of the first length, where the synthetic key permits a user to access the service by supplying the synthetic key and without having to supply the normal key. The disclosed cryptographic techniques may advantageously allow for memorization of private keys.
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公开(公告)号:US20240281797A1
公开(公告)日:2024-08-22
申请号:US18586403
申请日:2024-02-23
申请人: PayPal, Inc.
CPC分类号: G06Q20/3676 , G06Q20/065 , G06Q20/3674 , H04L63/1441
摘要: There are provided systems and methods for an account rebalancing daemon for use with secure digital asset custodians. A service provider server, such as an electronic transaction processor, may provide cryptocurrency functions and operations associated with use of an online digital platform that trades and secures cryptocurrencies. The service provider may have a digital wallet that allows for storage of cryptocurrency on the online platform. However, these digital wallets may be vulnerable to computing exploits that may obtain cryptocurrencies through computing attacks, hacking operations, and the like. Thus, the service provider may provide for an automated daemon application or process that utilizes a secure digital wallet using secure computing hardware and authorizations to maintain a balance between the digital wallets to reduce risk. This daemon may automatically detect balance data and may execute operations to rebalance the digital wallets.
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公开(公告)号:US20230177507A1
公开(公告)日:2023-06-08
申请号:US17545915
申请日:2021-12-08
申请人: PAYPAL, INC.
发明人: Charles Gabriel Neale Dalton , Michael Charles Todasco , Michael Jim Tien Chan , Suryatej Gundavelli , John Lucas Timoney
CPC分类号: G06Q20/4014 , G06Q20/405 , G06Q20/3827 , G06Q20/38215 , G06Q20/065 , G06Q20/381
摘要: Methods and systems described herein may implement blockchain cryptocurrency transactions in a variety of environments. An online transaction processor may provide operations for user activity detection for locking cryptocurrency conversions. The transaction processor may detect used activities for a user online or at a physical location and determine that those activities indicate that the user will engage in electronic transaction processing at an upcoming time. The transaction processor may determine that the user has available cryptocurrency and may want to convert at least a portion of the cryptocurrency to another currency for the electronic transaction processing. Using a cryptocurrency exchange, the transaction processor may determine a price to convert the cryptocurrency to the other currency and may lock that price for a time period for the user. A notification may be transmitted to the user with a user interface element to accept this offer.
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公开(公告)号:US20220318788A1
公开(公告)日:2022-10-06
申请号:US17219450
申请日:2021-03-31
申请人: PayPal, Inc.
摘要: Systems, methods, and computer-readable media disclosed herein relate to reducing computation and computing resources for certain blockchain related transactions. Specifically, software algorithms and architecture allow some transactions to avoid the need for recordation on a blockchain, which can be computationally expensive both for a requesting device and for various nodes on the blockchain. Thus, a computer system may receive indications of incoming transactions transferring digital assets to particular user accounts, and in response to requests from user accounts, the computer system facilitates one or more internal transactions between those accounts. In response to a request from a particular internal user account, the computer system may perform an outgoing transaction transferring one or more digital assets to an external user account from one or more internal user accounts. The incoming transactions and outgoing transaction are recorded on the blockchain, but the internal transactions are recorded on an internal ledger rather than the blockchain, saving computational power and improving computer operations.
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公开(公告)号:US20220198559A1
公开(公告)日:2022-06-23
申请号:US17132590
申请日:2020-12-23
申请人: PayPal, Inc.
摘要: Tracking and clawing back unspent transaction output (UTXO) tokens mechanism are disclosed for distributed ledger technology-based networks (DLTNs) operating a UTXO-based token transaction model (which can include blockchain networks). Some embodiments comprise receiving a request to transfer a UTXO token in a DLTN operating a UTXO-based token transaction model. Further, the embodiments can include determining that a clawback list includes the genesis token identifier and barred token identifiers of UTXO tokens barred from being transferred on the DLTN. In addition, the embodiments can include determining whether the clawback list includes any of the ancestral token identifiers of the UTXO token and generating an instruction regulating the transfer of the UTXO token in the DLTN based on the determining whether the clawback list includes any of the ancestral token identifiers. Such techniques improve the security and functionality of DLTNs such as a blockchain network.
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公开(公告)号:US20210357917A1
公开(公告)日:2021-11-18
申请号:US16875839
申请日:2020-05-15
申请人: PayPal, Inc.
摘要: There are provided systems and methods for an account rebalancing daemon for use with secure digital asset custodians. A service provider server, such as an electronic transaction processor, may provide cryptocurrency functions and operations associated with use of an online digital platform that trades and secures cryptocurrencies. The service provider may have a digital wallet that allows for storage of cryptocurrency on the online platform. However, these digital wallets may be vulnerable to computing exploits that may obtain cryptocurrencies through computing attacks, hacking operations, and the like. Thus, the service provider may provide for an automated daemon application or process that utilizes a secure digital wallet using secure computing hardware and authorizations to maintain a balance between the digital wallets to reduce risk. This daemon may automatically detect balance data and may execute operations to rebalance the digital wallets.
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公开(公告)号:US11727365B2
公开(公告)日:2023-08-15
申请号:US17403755
申请日:2021-08-16
申请人: PAYPAL, INC.
发明人: Sujay Vijay Purandare , Charles Gabriel Neale Dalton , Michael Charles Todasco , Norihiro Edwin Aoki , Suryatej Gundavelli
CPC分类号: G06Q20/065 , G06Q20/363 , G06Q20/3825 , G06Q20/3827 , G06Q20/3829
摘要: There are provided systems and methods for a carbon neutral blockchain protocol for resolving carbon offsetter payments for cryptocurrency transactions. A service provider, such as an online transaction processor, may provide a green wallet and network protocol that provides carbon offsetting fees and payments to carbon offsetters in order to account for carbon emissions and usage when processing cryptocurrency transactions on a blockchain network protocol. A green wallet may be provided, which allows registration of carbon offsetters and use of green addresses to cause cryptocurrency to be processed in a green transaction. A user's digital wallet may sign an initial cryptocurrency transaction and provide the fee to the green wallet. The green wallet may then resolve the cryptocurrency transaction by further signing the transaction and transmitting the fee to a digital wallet of the carbon offsetter over another cryptocurrency processing network.
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公开(公告)号:US20230177489A1
公开(公告)日:2023-06-08
申请号:US17545192
申请日:2021-12-08
申请人: PayPal, Inc.
发明人: Michael Jim Tien Chan , Suryatej Gundavelli , Charles Gabriel Neale Dalton , Michael Charles Todasco , Mehak Jethmalani , Liam Julian DiGregorio , John Lucas Timoney
CPC分类号: G06Q20/3672 , H04L9/3247 , H04L9/3231 , G06Q20/3825 , G06Q2220/00
摘要: Novel technical ways of facilitating secured execution of blockchain transactions are presented. In various embodiments, A system, comprising a processor and a non-transitory computer-readable medium having stored thereon computer-executable instructions that are executable by the processor to cause the processor to perform operations comprising: receiving a set of biometric identifiers; in response to receiving the set of biometric identifiers, validating the set of biometric identifiers; in response to validating the set of biometric identifiers, encoding, using a synthesizer, the set of biometric identifiers with a digital-key to generate a multi-factor signature; and causing a block-chain transaction to be executed using the multi-factor signature.
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公开(公告)号:US11449938B2
公开(公告)日:2022-09-20
申请号:US17132590
申请日:2020-12-23
申请人: PayPal, Inc.
IPC分类号: G06Q40/00 , G06Q40/04 , G06Q20/06 , G06Q20/38 , G06Q20/40 , G06F16/27 , G06F16/23 , G06F16/22 , G06Q20/36 , H04L9/32
摘要: Tracking and clawing back unspent transaction output (UTXO) tokens mechanism are disclosed for distributed ledger technology-based networks (DLTNs) operating a UTXO-based token transaction model (which can include blockchain networks). Some embodiments comprise receiving a request to transfer a UTXO token in a DLTN operating a UTXO-based token transaction model. Further, the embodiments can include determining that a clawback list includes the genesis token identifier and barred token identifiers of UTXO tokens barred from being transferred on the DLTN. In addition, the embodiments can include determining whether the clawback list includes any of the ancestral token identifiers of the UTXO token and generating an instruction regulating the transfer of the UTXO token in the DLTN based on the determining whether the clawback list includes any of the ancestral token identifiers. Such techniques improve the security and functionality of DLTNs such as a blockchain network.
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