Method and system for detecting possible frauds in payment transactions
    1.
    发明授权
    Method and system for detecting possible frauds in payment transactions 有权
    用于检测支付交易中的可能欺诈的方法和系统

    公开(公告)号:US07610040B2

    公开(公告)日:2009-10-27

    申请号:US11209138

    申请日:2005-08-22

    IPC分类号: H04M1/66 H04M1/68 H04M3/16

    摘要: Method for detecting possible frauds in payment transactions between at least two partners (1, 2), the payment transaction data and/or payment authorization data being transmitted over at least one mobile radio network, at least one multivalued parameter used for detecting a possible fraud attempt being determined in said mobile radio network, said payment transactions being performed over at least one payment service provider (4), at least a second multivalued parameter used for detecting a possible fraud attempt being determined by said payment service provider (4), and certain combinations of said first and second parameters are sought in said fraud detection module in order to detect fraud attempts.

    摘要翻译: 用于检测至少两个伙伴(1,2)之间的支付交易中的可能欺诈的方法,通过至少一个移动无线电网络发送的支付交易数据和/或支付授权数据,用于检测可能的欺诈的至少一个多值参数 尝试在所述移动无线电网络中确定所述支付交易是通过至少一个支付服务提供商(4)执行的,用于检测由所述支付服务提供商(4)确定的可能的欺诈尝试的至少第二多值参数,以及 在所述欺诈检测模块中寻求所述第一和第二参数的某些组合,以便检测欺诈尝试。

    System and method for managing resources of portable module resources
    2.
    发明授权
    System and method for managing resources of portable module resources 有权
    管理便携式模块资源资源的系统和方法

    公开(公告)号:US07509098B2

    公开(公告)日:2009-03-24

    申请号:US10511610

    申请日:2003-05-05

    IPC分类号: H04B1/38 H04M3/00 H04M1/00

    CPC分类号: G06F9/5016 G06F9/5011

    摘要: Proposed are a method and a system for management of resources of portable resource modules (1, 1′), each connected to a communication terminal (2, 2′, 2″), which modules comprise electronic memory units (11) and are designed in particular as chipcards. A first resource management instruction comprising a module identification is transmitted to a resource management centre (4). A second resource management instruction is transmitted from the resource management centre (4) via a communication network (3) to the resource module (1) identified through the module identification. In the particular resource module (1), resources are made ready or released by a resource control mechanism (111) corresponding to the received second resource management instruction. A resource management confirmation is transmitted by the particular resource module (1) via the communication network (3) to the resource management centre (4), and in the resource management centre (4) information about the resources made ready or released is stored assigned to the module identification.

    摘要翻译: 提出了一种用于管理便携式资源模块(1,1')的资源的方法和系统,每个便携式资源模块(1,1')连接到通信终端(2,2',2“),这些模块包括电子存储单元(11) 特别设计为芯片卡。 包括模块识别的第一资源管理指令被发送到资源管理中心(4)。 从资源管理中心(4)经由通信网络(3)向通过模块识别识别的资源模块(1)发送第二资源管理指令。 在特定资源模块(1)中,通过与所接收的第二资源管理指令相对应的资源控制机构(111)准备或释放资源。 资源管理确认由特定资源模块(1)经由通信网络(3)发送到资源管理中心(4),在资源管理中心(4)中,存储已准备好或释放的资源的信息被分配 到模块识别。

    SYSTEM AND METHOD FOR MANAGING RESOURCES OF PORTABLE MODULE RESOURCES
    3.
    发明申请
    SYSTEM AND METHOD FOR MANAGING RESOURCES OF PORTABLE MODULE RESOURCES 有权
    管理便携式模块资源资源的系统和方法

    公开(公告)号:US20090149209A1

    公开(公告)日:2009-06-11

    申请号:US12347333

    申请日:2008-12-31

    IPC分类号: H04B7/00

    CPC分类号: G06F9/5016 G06F9/5011

    摘要: Proposed are a method and a system for management of resources of portable resource modules, each connected to a communication terminal, which modules comprise electronic memory units and are designed in particular as chipcards. A first resource management instruction comprising a module identification is transmitted to a resource management centre. A second resource management instruction is transmitted from the resource management centre via a communication network to the resource module identified through the module identification. In the particular resource module, resources are made ready or released by a resource control mechanism corresponding to the received second resource management instruction. A resource management confirmation is transmitted by the particular resource module via the communication network to the resource management centre, and in the resource management centre information about the resources made ready or released is stored assigned to the module identification.

    摘要翻译: 提出了用于管理便携式资源模块的资源的方法和系统,每个便携式资源模块连接到通信终端,这些模块包括电子存储器单元,并且特别设计为芯片卡。 包括模块识别的第一资源管理指令被发送到资源管理中心。 从资源管理中心经由通信网络将第二资源管理指令发送到通过模块识别识别的资源模块。 在特定资源模块中,通过与所接收的第二资源管理指令相对应的资源控制机制准备或释放资源。 资源管理确认由特定的资源模块经由通信网络发送到资源管理中心,在资源管理中心,将准备好或已发布的资源的信息存储在模块识别中。

    System and method for managing resources of portable module resources
    4.
    发明授权
    System and method for managing resources of portable module resources 有权
    管理便携式模块资源资源的系统和方法

    公开(公告)号:US07801492B2

    公开(公告)日:2010-09-21

    申请号:US12347333

    申请日:2008-12-31

    CPC分类号: G06F9/5016 G06F9/5011

    摘要: Proposed are a method and a system for management of resources of portable resource modules, each connected to a communication terminal, which modules comprise electronic memory units and are designed in particular as chipcards. A first resource management instruction comprising a module identification is transmitted to a resource management center. A second resource management instruction is transmitted from the resource management center via a communication network to the resource module identified through the module identification. In the particular resource module, resources are made ready or released by a resource control mechanism corresponding to the received second resource management instruction. A resource management confirmation is transmitted by the particular resource module via the communication network to the resource management center, and in the resource management center information about the resources made ready or released is stored assigned to the module identification.

    摘要翻译: 提出了用于管理便携式资源模块的资源的方法和系统,每个便携式资源模块连接到通信终端,这些模块包括电子存储器单元,并且特别设计为芯片卡。 包括模块识别的第一资源管理指令被发送到资源管理中心。 从资源管理中心经由通信网络将第二资源管理指令发送到通过模块识别识别的资源模块。 在特定资源模块中,通过与所接收的第二资源管理指令相对应的资源控制机制准备或释放资源。 资源管理确认由特定的资源模块经由通信网络发送到资源管理中心,在资源管理中心,将准备好或已发布的资源的信息存储在模块识别中。

    METHOD AND SYSTEM FOR INPUTTING USER INSTRUCTIONS OF A USER-CONTROLLABLE TELECOMMUNICATION DEVICE
    7.
    发明申请
    METHOD AND SYSTEM FOR INPUTTING USER INSTRUCTIONS OF A USER-CONTROLLABLE TELECOMMUNICATION DEVICE 审中-公开
    用于输入用户可控电信设备用户指令的方法和系统

    公开(公告)号:US20120098647A1

    公开(公告)日:2012-04-26

    申请号:US13341451

    申请日:2011-12-30

    IPC分类号: H04Q5/22

    摘要: A method and systems for inputting user instructions to central controller of a service provider. The user instruction is inputted based on transmission of RFID identification data of a RFID transponder to the central controller. The RFID identification data of a RFID transponder is transmitted to a RFID transceiver, having a RFID transceiver identification, over an RFID interface. The RFID identification data and the RFID transceiver identification are then forwarded to the central controller of the service provider over a network connection between the RFID transceiver and the central controller, causing the central controller to select specific user instruction based on the RFID identification data and the RFID transceiver identification. The selected specific user instruction then causes the central controller to apply corresponding adjustment to operations that relate to the one or more electronic devices corresponding to the user of the RFID transponder.

    摘要翻译: 用于将用户指令输入到服务提供商的中央控制器的方法和系统。 基于RFID应答器的RFID识别数据向中央控制器的发送来输入用户指令。 将RFID应答器的RFID识别数据通过RFID接口传送到具有RFID收发器标识的RFID收发器。 RFID标识数据和RFID收发器标识然后通过RFID收发器和中央控制器之间的网络连接转发到服务提供商的中央控制器,导致中央控制器基于RFID识别数据和 RFID收发器识别。 所选择的特定用户指令然后使得中央控制器对与RFID应答器的用户对应的一个或多个电子设备相关的操作应用相应的调整。

    Method of assigning value codes
    8.
    发明授权
    Method of assigning value codes 有权
    赋值代码的方法

    公开(公告)号:US07249111B1

    公开(公告)日:2007-07-24

    申请号:US09959735

    申请日:1999-05-03

    IPC分类号: G06Q99/00 H04K1/00 H04L9/00

    摘要: Method for distribution of value codes configured to be cashed in to obtain credit for services subject to charges. The value codes are generated and stored in a database of a value code issuer. A value code is ordered by a customer through transmission of order data, containing at least one monetary amount value, via an order channel, to the value code issuer. A delivery number, linked in the database with the value code, is transmitted via a delivery channel to the customer, and the receipt of the transmitted delivery number is confirmed by the customer through transmission of at least one part of the delivery number via a confirmation channel to the value code issuer. A value, linked in the database to the monetary amount value, is transmitted via a delivery channel to the customer, and a monetary amount value corresponding to at least the monetary amount value linked to the confirmed value code is charged to the customer.

    摘要翻译: 分配配置为兑现的价值代码的方法,以获得收费服务的信用。 值代码生成并存储在值代码发行者的数据库中。 价值代码由客户通过经由订单渠道传送包含至少一个货币金额的订单数据来定价到价值代码发行者。 在数据库中与价值代码链接的交货号码通过交货渠道传送给客户,并且由客户通过经由确认的至少一部分交货号码的发送来确认发送的交货号码的接收 通道到价值代码发行者。 将通过数据库链接到货币金额值的值通过交货渠道传送给客户,并且至少对应于与确认的价值代码相关联的货币金额值的货币金额值被收取给客户。

    Method And System For Inputting User Instructions Of A User Controllable Telecommunications Device
    9.
    发明申请
    Method And System For Inputting User Instructions Of A User Controllable Telecommunications Device 有权
    输入用户可控电信设备用户指令的方法和系统

    公开(公告)号:US20080068166A1

    公开(公告)日:2008-03-20

    申请号:US11576287

    申请日:2004-09-29

    IPC分类号: G08B13/14

    摘要: A method, a system, and a device for inputting user instructions of a user-controllable telecommunication device. An RFID transponder is introduced into a sphere of scope of an RFID transceiver and the RFID identification data of the RFID transponder is transmitted to the RFID transceiver. The RFID identification data and/or RFID transceiver identification are transmitted to a collection module by the RFID transceiver. An assigned user instruction is selected by the collection module and by tables containing RFID identification data and tables containing RFID transceiver identifications accessible by the collection module and controlling the user-controllable telecommunication device by the collection module in accordance with the selected user instruction.

    摘要翻译: 一种用于输入用户可控电信设备的用户指令的方法,系统和设备。 将RFID应答器引入RFID收发器的范围内,将RFID应答器的RFID识别数据传送到RFID收发器。 RFID标识数据和/或RFID收发器标识由RFID收发器发送到收集模块。 分配的用户指令由收集模块和包含RFID标识数据的表和包含RFID收发器标识的表格选择,并且可以由收集模块访问,并且根据所选择的用户指令由收集模块控制用户可控电信设备。

    Method and system for inputting user instructions of a user controllable telecommunications device
    10.
    发明授权
    Method and system for inputting user instructions of a user controllable telecommunications device 有权
    用于输入用户可控电信设备的用户指令的方法和系统

    公开(公告)号:US08089358B2

    公开(公告)日:2012-01-03

    申请号:US11576287

    申请日:2004-09-29

    IPC分类号: G08B13/14

    摘要: A method, a system, and a device for inputting user instructions of a user-controllable telecommunication device. An RFID transponder is introduced into a sphere of scope of an RFID transceiver and the RFID identification data of the RFID transponder is transmitted to the RFID transceiver. The RFID identification data and/or RFID transceiver identification are transmitted to a collection module by the RFID transceiver. An assigned user instruction is selected by the collection module and by tables containing RFID identification data and tables containing RFID transceiver identifications accessible by the collection module and controlling the user-controllable telecommunication device by the collection module in accordance with the selected user instruction.

    摘要翻译: 一种用于输入用户可控电信设备的用户指令的方法,系统和设备。 将RFID应答器引入RFID收发器的范围内,将RFID应答器的RFID识别数据传送到RFID收发器。 RFID标识数据和/或RFID收发器标识由RFID收发器发送到收集模块。 分配的用户指令由收集模块和包含RFID标识数据的表和包含RFID收发器标识的表格选择,并且可以由收集模块访问,并且根据所选择的用户指令由收集模块控制用户可控电信设备。